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For all those who have majorly (ie, down to studs) remodeled their ensuite primary bathroom, how bad was the adjoining primary bedroom in terms of dust, smells, etc. at the end of each construction work day? Did you sleep in the primary or set up temporary sleeping elsewhere for the duration of...

Looking for opinions, information, and real-life experience for those who travel with other couples and contemplate sharing a rental car. Specifically, if members of another household (ie, have their own separate insurance policies) are added as authorized drivers, how much risk is there to the...

Has anyone done one of the digital shower valves in their bathroom? I think there are slight variations, but the gist is that a digital control panel to control temp and whatnot is separated from and only electronically connected to the actual mixing valve. I'm curious about benefits and...

We've gone through several front-load washers (always highly-rated) and *always* leave the door wide open when not in use. We clean out the stinky bottom filter and run a tub clean cycle with Afresh tablet monthly. Still, we quickly have mold/mildew accumulating and that dank and nasty smell...

Have any fellow members with substantial self employment income beyond the ~$122K deferral available for Solo 401(k) looked into NQDC vs cash balance plans? I'm interested in real world feedback from anyone who's done one or both and in particular, pitfalls and real costs? Are there any...

Has anyone run an analysis of $ using specID vs average cost? What I'm really interested in is some kind of idea of the total net difference. Obviously, specID is a superior method to average cost, but what is a realistic range and average in terms of difference? Has anyone done a look-back...

Has anyone used or purchased a Dyson Supersonic hair dryer? I'm curious about any experiences with this $400(!) device. It seems all the online reviews may be shills.

I've always read and heard that in the summer, ceiling fans should blow straight down (counter-clockwise, I believe) and in the winter, they should blow up. Very recently had an experienced HVAC person tell me the opposite. Her theory was warm air accumulates up high, so have the fan blow that...

Sony Playstation Vue has announced it will discontinue service on January 30, 2020. Guess we'll have to check out YouTube TV as that looks like the most similar replacement option.

Hi everyone, I spent a few minutes searching and didn't see anything on this topic. I've recently come across a fairly large stash of sentimental and historical family pictures. They are a variety of sizes and mountings. I want to get them digitized with as much quality as the original...

We're planning to remodel our master bath. I read the old threads about tub vs. bigger shower and for us, it's a no brainer for bigger shower. We have plenty of space, so I'm looking for input on walk-in versus a large traditional enclosed. In either one, the main shower space will be...

https://boingboing.net/2017/10/11/late-stage-sportsball.html This is an interesting read. Reminds me of some of our members here :)

Hi all, this has been driving me nuts for a while and I thought perhaps someone else has run into this. Our ~5 year old front-load washer smells like stagnant water. Sometimes it is mild and barely noticeable and other times it could knock you over. This transition can happen -- in either...

I've searched through old threads and didn't find an answer to my specific question about vacation home mail. First, I used vacation home to mean a non-primary residence that is used periodically for getaways of 1-4 weeks per getaway. This would not be a winter/summer home where you're...

Hi all, we are likely to buy a second home in a warmer area to winter in. No plans to rent it out at this time. Are there any gotchas in terms of home owner's insurance if the place may sit empty for as much as 75% of the year? Is one able to get multiline discounts across different states...

My SO is full-time and I consider myself semi-retired although that varies based on how interesting and lucrative available projects are at any given time. Our work is not geographically dependent. We are spending a substantial amount each year on vacation lodging. When we travel, it's been...

General situation: high income, high savings rate, solo 401(k) Assuming one doesn't expect a massive increase in marginal tax rates at lower incomes down the road, am I correct that in the above situation, the backdoor megaroth really isn't likely to be a good option? One would want to use all...

How do (or did) you handle budgeting gravy? Say you've got a budget and plan in place that has you FI in 10 years. You've executed it faithfully for several years and find that your income growth has far exceeded inflation. Do you put all of that surplus into savings toward FI? Some of it...

After a frustrating 15-20 minutes of fruitless searching on Google, I'm turning here because I figure I'm not the first with this desire. Is there a good way to handle the regular and ongoing receipt and deposit of paper checks when one is highly mobile? I've already checked (pun intended) and...

American families are on financial thin ice - Jan. 29, 2015 According to this the average middle income family has only 21 days of cash or cash-equivalent funds available and 119 days if they liquidated all retirement accounts. It doesn't say how or if penalties and taxes are included in these...

The last Roomba thread I found was 3+ years ago which is a long time in technology. Do folks use these robots to clean and would you do it again? I'd be particularly interested to hear opinions about Roomba in conjunction with (human) cleaning services. Having cleaners is one of the our...

Here is the basic situation: In the past, a single LLC (LLC 1) has generated the vast majority of HHI. Enough that the standard $17.5K plus 20% net income got both me and DW to the ~$50K/year/person contribution limit (i.e., $100K total pretax). Moving forward, LLC 1 will be scaling down and...

I realize that FA is a dirty word around here, especially FAs whose fees are a % of AUM. I'm fully in that camp. Much of my business comes from networking and word of mouth from what I like to call professional friends. Part of the quid pro quid nature of all this means that sometimes these...

What does everyone do for insurance when traveling out of country? At least for those of us based in the US, most insurance doesn't extend out of country (or US + Canada). This appears to be true of both regular car insurance and umbrella policies, for example. When renting a care abroad, do...

Hi all, we are fortunate that our small business income continues to grow, but that leaves me dealing with higher and higher effective tax rates and looking for ways to defer more. Our savings percentage is very high (over 50%) so I believe that maximizing deferral of taxes will pay off, even...