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I spent 10 years RVing frequently with first a trailer, then a Class A, and finally a Class B. I drove all of them confidently, did most of the trip planning, and some of the repairs since I am very handy and an engineer. I want to get a Class B van again someday as that fit my lifestyle. I...

What do you estimate per month for household repairs? I thought $200/month was reasonable. I also had $400/month for upgrades like new carpet.

Absolutely! I have been burnt too many times to put my financial security at risk ever again!

More Info Thank you for your responses. Finance Dave, I have good retiree health care already. I only pay $200 a month for a good PPO. After I get to Medicare age, it then provides money towards a Medicare supplement plan. So I've already included medical costs in my budget. Exchme, The...

Hello everyone! I posted on here in the past, but life got complicated. I retired in 2019 but went through a divorce in mid-2021 that forced me out of retirement. (Believe me it was worth every penny to get rid of my abusive ex-husband.) I am a software developer and was able to find a good...

We received these spam emails this morning as well.

To be honest, I don't know about Quicken anymore. I haven't used it in years. I've been mainly using Firecalc and Fidelity's Retirement Income Planner. I have run them both dozens of times. I get almost the same exact results from those two models even though they use totally different...

nvestysly, luckily the coworkers I will continue to see will be to play board games, RPGs, do crafts, go to gaming conventions, escape rooms, etc.. We surprisingly never talked about office politics outside the office in the past so I think it will turn out well. My plan for October is some...

Yes. Yes I did.

Free at last at 55! I officially retired today! I am feeling a mixture of euphoria and fear.:o This journey started back in March 2010, when I made the first of many spreadsheets to plan for early retirement. Since 2010, we saved as much as we could in our retirement plans. using low cost...

Last summer we replaced the boards on our 11x15 deck with Timbertech and absolutely love it. The only issue is that it can be slippery when wet, so you have to be careful going up and down the stairs if its wet. Heat does not seem to be a problem for us as the deck faces east and is shaded...

Why can't she collect survivors NOW and let her ss grow until she is 70? This is survivor's benefit, not spousal. Why would she have to wait until FRA?

Wow! 100 lbs! Kudos! Losing that weight did more for your retirement than any amount of financial planning!

Thank you! Our meals looks very similar to yours. With DH losing weight, we are hoping DH will live longer and help me BLOW THAT DOUGH in retirement! 58 work days to go!

Keto with IF. Me: Lost 35lbs, afternoon hypoglycemia gone. Maintained for a year. DH: Lost 60lbs, 20 to go. Health markers all better. Cardiologist says keep doing what you're doing. The big secret is that it is really all about diet. Get rid of the sugar and processed food. Exercise for...

If one is doing low carb and still hungry, they are probably not getting enough fat. Fat is what keeps you satiated. I lost 35 lbs doing keto with IF (16/8) and my DH lost 60 lbs doing keto and OMAD. Our dinners usually consist of steak, lamb, pork, or chicken with one or two sides of...

Thank you! I have 123 days to go until I can retire at 55 and the reality is starting to scare me. I've been working 31 years for the same employer and I will miss the friendship and culture. I've hated the work for the last 15 years and really want to have time and energy for the many...

So I did see this on a different page on SSA website: "We should be notified immediately when a person dies. However, you cannot report a death or apply for survivors benefits online. ... When You Report a Death If you are getting benefits on your spouse's or parent's record: You generally will...

I ran the numbers through opensocialsecurity and it agreed that the best strategy is 62/70 even with being widowed after 62 and before 67. That site did say this: "The following table shows what your year-by-year benefit amounts would be if both people are still alive throughout the year in...

Thank you Joeea. I will try opensocialsecurity and play around with it. So if what you say is correct, then Fidelity is modeling survivor benefits incorrectly. Good to know.

I apologize if there was a thread with a definitive answer on this but I was unable to find one. I am almost 10 years younger than my husband. He is currently 64 and plans on working another year when he will then retire. His SS is estimated to be slightly higher than mine. Because of his...

RPGs, Board Games, Crafts, Cosplay blog I have a blog that shares ideas and inspiration about board games, RPGs, and life under my pseudonym Bitzy the Bard. Enjoy! https://www.bitzythebard.com/

We have to make those communities! My website is all about board games and being a DM for RPGs. I regularly host board game parties at my home for a group of gamers of all ages.:dance:

Update on RetiringAt55 I wanted to give everyone an update. Our plan is still to retire after I turn 55 in September. I will have been 32 years with the same employer. At 55, I can get retiree medical. I have been working full time the last few years as it was the only way to keep my job...

Now they're forecasting double digit NEGATIVE low temps for next Wednesday for us (-18F). The husband won't move but we are thinking of snowbirding in an RV for a month each winter during retirement. Brrr......