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    Great River Road Trip

    Has anybody done the Great River Road along the Mississippi from beginning to end? We're just starting to think about a southbound trip this fall and I was wondering if any of this well traveled group have undertaken the journey and what was your experience like? I just requested a map and...
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    IRS delays 1099-K reporting req to 2024

    The IRS has officially delayed the implementation of the ARP requirement for 3rd party payment processors to issue 1099-Ks to anyone who has over $600 in business transactions in a year...
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    Costco Visa allows direct deposit for rebate now

    I know lots of people here have the Costco Visa from Citi, so I hope this helps some others. I went to cash out my rebate certificate yesterday and the clerk told me that if it's more than $500, you can now have it direct deposited in a linked bank account through the Citi website or app. I...
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    Advice for a 20-something newbie investor

    A young friend has asked me for some help getting started with investing and I would love to get some recommendations and advice from the group here. She is not interested in learning a lot about finance or the market and initially asked me about finding an advisor to do this for her (which I...
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    Tax Season Starts Feb 12 2021

    Tax season will be starting about 2 1/2 weeks later than usual this year. https://www.irs.gov/newsroom/2021-tax-filing-season-begins-feb-12-irs-outlines-steps-to-speed-refunds-during-pandemic
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    Thanksgiving Dinner for two

    We usually go to a friends party for at least 20 people, but that's obviously not happening this year, so I've been scrounging around for interesting recipes that feel like it's a holiday but won't leave us with too many leftovers. I'm going to try this Turkey Porchetta for the main course...
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    IRS Extends RMD Rollover Period for 2020 to August 31

    When the CARES Act was signed back in March, we had some discussions about whether it was possible to return RMDs that had already been taken early this year. At the time, it seemed like the 60-day rollover window would apply, so anyone who was outside that window was out of luck. Today, the IRS...
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    13 Sailors on USS Roosevelt Relapse

    This is similar to some of the reports from China and South Korea, where people seem to recover fully and then come down with symptoms again. The Roosevelt had 970 cases in the first round, and now 13 have relapsed...
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    How to reschedule payment for an e-filed 1040

    If you've already e-filed your tax return and had scheduled the amount you owe to be withdrawn around April 15th, it turns out is still possible to take advantage of the new July 15th due date. I went through this process yesterday, and thought the info might also help someone else. 1. Call...
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    New IRS docs on Section 199A for Rental Owners

    I know several of us here who own a single rental property are interested in whether we'll be able to use the new Section 199A 20% passthrough deduction on our taxes. The IRS issued new guidance yesterday and a couple of interesting articles popped up in my news feed today. This Forbes article...
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    An oddity in Amazon CC charges

    I was putting categories on my Amazon transactions in Quicken today, and I came across this interesting way that they processed my CC on a recent order. I ordered 3 items: Item 1 - $14.99 with a $3.00 lightning deal Item 2 - $104.22 Item 3 - $32.00 Invoice totals: Item(s) Subtotal: $151.21...
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    Does it matter whose IRA we convert to Roth?

    2017 is our first full year of ER, and I was running tax numbers and came up with a question. We have the following tax-advantaged accounts: Me - tIRA: $735K - Roth: $10K DH - tIRA: $852K - Roth: $133K We are 54 and 55. Both tIRAs have around 10% of their value in after-tax contributions and...
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    ACA income calculation question

    I'm playing with TurboTax, trying to figure out what income to use for ACA enrollment after I retire next year and I've got some questions. We have a passive activity loss of $30K on form 8582, but we're limited by income and AMT as to how much we can claim, so it sits there as a carryover...
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    One more year in So Cal

    Hi, I joined this site a couple of years ago, but never introduced myself. DH and I live near San Diego. He's 53, and left a job of 26 years last summer. I'm 52 and planning to retire next year, ending a career in tech. We've got $2.4M saved, with about $900K of that in after-tax accounts. My...
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