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  1. Z

    How much do you spend per month on fitness?

    Over the last 10 years, I purchased a StairMaster (used for $350 or so), a used Concept2 Rower (used for $300 or so), a new treadmill ($1,500) and a new Concept2 Skierg ($1,300?). Maybe $500 to $1,000 for other equipment. Spread over 120 months this is about $37 a month. Fitness your way at...
  2. Z

    Why get a stationary computer?

    Not a heavy user, now that I am retired. Laptop does it for me. About a year ago, DW and my laptops had monitor issues. Spent way too much time diagnosing. Nothing worked. Bought new laptops, then I had a vision: the failure was due to a hardware issue with the graphics adapter. Sure enough...
  3. Z

    Just want one little indoor motion/sound wireless security camera

    I have 3 of the Amcrests that Jerry1 likes. I use the Synology solution that Old Shooter recommends. The Wizard is correct that Synology is pushing their C2 Surveillance cloud backup of video, but it is an optional backup of stuff recorded on the NAS. I think the Eufy or Wyze options...
  4. Z

    How Do You Get Live TV?

    Tablo OTA DVR with 2 long range antennae in the attic. Plus, just subscribed to Sling TV Orange and Blue for March Madness. Added Sports Extra.
  5. Z

    Built a NAS server after NAS-ty installation experiences

    Went with a Synology DS718+ in Oct 2019. Added extra memory. I think I have 2 Raid1 Seagate IronWolf now Exos 4TB drives. I only use 10% of the space. Rock solid. I use the NAS for backup and centralized storage, but also for recording security camera stuff from 3 cameras. Never had a...
  6. Z

    Update on Cord Cutting (Cable TV) - 2021 version

    Prices for streaming services so I can get March Madness. In my area to get all of the stations I want: $77 (rounded) for Hulu+Live. Sling Orange and Blue is $27.50 for the first month (half off), plus I need Sports Extra ($11) to get ESPN News. Apparently some of the games are on ESPN News...
  7. Z

    Update on Cord Cutting (Cable TV) - 2021 version

    Time to figure out the cheapest way to stream March Madness. I have an OTA antenna paired with a Tablo. Women's National Championship Game is April 7th on ABC and Men's is April 8th on TBS. Came across this: "Specifically, men's games are on CBS, TBS, TNT, and truTV, while women's games are...
  8. Z

    Medicare Poll

    TV plan MA guy here. I am happy with it. Please don't save me from my plan. Thanks, in advance. UHC/AARP PPO.
  9. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    I think that an MA plan would not be good for you. I do not believe that anything I could tell you would change how you feel. I am happy with my MA plan.
  10. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    I am sure you already know this but for those who don't, in that year when the network is too small, another option is to switch MA plans. I have a number of plans I can choose from. No underwriting when switching MA plans. I can look at who is in the plan before I choose. Yes, the providers...
  11. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    It does weigh heavily, but a six months wait for a heart procedure? I don't believe it. I believe sojomojo reported what they were told.
  12. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    An MA plan sponsored by an employer/union is not the same as one of the MA plans that most are on. Every time I look at the details of plans like yours, I am amazed at how wonderful they are. Having said that, I am on one of the standard MA plans that some feel are bad, fraud, etc. I like it...
  13. Z

    Looking for new Smart Watch

    I have 3 Suunto watches. 2 have been severely abused by me and just will not die. The Suunto Ambit 2 watches are older than dirt. I use alternate them/use daily. They do not have the connection features you want. The Suunto 5 Peak that I have does. I have turned off most of the functions. The...
  14. Z

    Those Who don't/didn't do Roth Conversions

    Another retired CPA. Have NOT done Roths because I have been doing the ACA game. Quite successfully. Have done the Roth conversion math way too many times. Getting to the top of the 12% bracket is the goal. Tax torpedo (social security taxable up to 85%) complicates things. Getting into the...
  15. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    Another reason I think that providers would leave would be low payments. I am on an MA plan. I noted that a 15 minute televisit with my gastro FNP was $86. Half an hour in person with my ENT PA and some assistants was $121. 15 minute with a teledoc was $49. My annual physical with my PCP was...
  16. Z

    Hospitals and doctors dropping Medicare Advantage Plans

    That is one of the issues/problems/features of MA plans - the gatekeeper. I am sorry your friend went through this. Is it possible that the MA plan wanted to explore physical therapy, steroid shots, etc before approving TKR? Obviously, they are asking for cheaper treatments. I am not...
  17. Z

    Trail/Wildlife Camera

    Thanks. I ordered some brand that Amazon recommended. Will arrive on Tuesday. Don't know if I will deploy it on Tuesday as I might capture some ghosts, goblins, and Marvel creatures. I imagine I should mount at about 3 feet for eye level views but what do you think? At 3 feet some of the...
  18. Z

    Trail/Wildlife Camera

    Amazing pics. How often do you pull the cards?
  19. Z

    Trail/Wildlife Camera

    DW would also, at some point, want a tiny camera in one of our bird houses. Not to record but to occasionally view a live feed of the little baby birds. Anyone done this?
  20. Z

    Trail/Wildlife Camera

    Thinking about an outdoor camera to capture pics of the creatures that visit my yard at night. I do NOT need any technical setup assistance. What I would like are reactions of those who have done this. What features were great? What features do you wish you had? I am looking in the under...
  21. Z

    Large travel rewards balance?

    OK. I have some hotel loyalty programs, not cards. I can only use those points for future stays. My regular credit cards (Chase Visa, Discover, Amazon Visa) have a program where I can use the points for travel or I can redeem for statement cash. I don't see the benefit of using for travel.
  22. Z

    Large travel rewards balance?

    Is there any benefit to using points for travel? Made up example: 10,000 points can be redeemed for $100 off a hotel stay or $100 off my next credit card payment. What is the advantage to using them for the hotel stay?
  23. Z

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    Thanks. Still learning. As far as good rates, the 6.8% agency bonds are not good enough because?
  24. Z

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    Could you please explain, a little? Being a newbie to bonds, I don't get A+ and IG and what you consider "good".
  25. Z

    Corporate and Agency GSE Bond DEALS and NEW ISSUES

    How do you filter to find these? On Fido, I set my minimum interest to 6.5%, my term to 10/24 to 10/28. The first one on the list was this: 22550L2H3 CREDIT SUISSE AG NEWYORK NOTE 3.70000% 02/21/2025 Yield is 6.835%. It is not non-callable but with a coupon of 3.7%, it most likely will not...
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