Search results

I've been wanting a powerwall since it came out, just can't justify it for my needs. There are a couple of alternatives out now too. However, on cloudy, snowy days the storage (batteries, powerwall etc) can only provide what they have stored and won't be able to replenish to keep up with the...

Good call outs, our furnace is natural gas based and pretty easy on the power requirements so it can be powered by the generator or the battery/inverter. Same with the refrigerator. Air conditioner on the other hand is a no-go as it's a big whole house unit. I do have a small roll-around ac in...

About 4yrs ago we had a power outage that lasted 3 days due to a blown transformer. Some of us who didn't have a generator had to take turns running an extension cord from a couple of neighbors who did. After that I purchased a small/cheap 1kw generator and then a yr or so later I also...

I sold some of my TSLA position in my brokerage account, let's say I had a short-term gain of $7k. Looking at the unrealized gains/losses I see I have a long-term loss of approx $7k in VIOO and VXUS. I'm in the 24% fed tax bracket. If I were to sell VIOO/VXUS will the net loss and net gain...

I noticed a couple of those MM funds just yesterday but at least the ones I checked said not open to new investors or something to that effect.

Target date fund but it pretty much acts like a stable value once you reach the target date in order to preserve the amount as much as possible. No state tax break on contributions. Thanks everyone.

While the current market is down compared to last year the 529 plan has been in a target-date fund so it's been pretty much in a stable value fund as of the last couple of years. While I do have a reasonable sized cash earning 2%-3.75% depending on where it's sitting I'm leaning towards using...

I ended up building a 5yr CD ladder too using Fidelity's CD ladder builder (cool tool that Vanguard should offer). The CDs include 3% to 3.75% non-callable CDs. If the rates go up I'll buy a few of those too; I still have some cash in lower earning accounts. Plus when the laddered CDs start...

BSN Mass Gainer powder, used to be $45, now $70.

Good catch! I meant to say notes/bills not necessarily T- notes. Speaking of which my order hasn't been filled yet. I guess clicking buy on notes is not an instant buy :popcorn: Oh and yes T-mobile...that's where I moved my money from and into Fidelity a few days ago and now they bump it up to...

I'm not very active on the board anymore but I do check in on a few threads every now and again. After seeing the rate and info above I decided today is going to be the day to dip my toes into T-notes and bills. So I opened a brokerage account with Fidelity (already had a HSA account) and...

Many HVAC people are dishonest because R22 is expensive and there's no way for a customer to know how much is in the system. About 5 years ago I had someone come out to replace the filter and tune it up for $65 as advertised. Without asking he 'topped it off' and wanted to charge me $300, I said...

Still using my Penfed cc which gives me 5% back at the gas stations. I look at gasbuddy.com once in a while but mostly it's not worth driving out of the way to save 10c if that.

I'm not worried per-se, just making observations and trying to be more aware of what's going on in the world. The thing is many things are hypothetical until they're not. No one thought a pandemic of the level we just experienced would happen in the 21st century where in the middle of the...

That's exactly what I'm talking about. Not just what happened this month or in the past 3 months -in several cases things are turning bad globally. Here in the US in particular I'm sensing a gradual societal decay that I've never witnessed before. Anyone read the book "EMP Los Angeles"? :frown:

I get it, I appreciate it. My point was that the doom and gloom seems to be all around, not just one or two of those particular points. I mean there are tons of subway attacks, looting and follow home robberies/assaults etc nationwide. Oh the changing world order is actually a very informative...

Oh 100% agree, I have more but as I said there are a few things that are prob not kosher here so I didn't mention them. No TV here. I watch a lot of DIY channels (cars, metalworking, woodworking, self reliance etc) and somehow local news and related news is always right there too. I feel...

Well it's kind of like the dr. visits, I've ignored them for most of my life because I didn't want to hear bad news, thought that as long as I feel healthy I don't need to go where sick people go etc. However as I get older for some reason I either have time, wisdom or perhaps a higher...

I don't recall this much doom and gloom ever before but maybe because I never paid much attention to the news before or the news wasn't as easily accessible and tailored by the algorithms. I mean everything from the daily crime, looting and violence reports in the news media, the impending...

I tend to need something to fall asleep on most days. I switch off between melatonin, 5HTP and this sleep aid because I don't like to keep taking the same thing all the time. https://www.amazon.com/gp/product/B079HXLZGY - I only take 1/3 of the tablet and it knocks me out completely and keeps...

So they keep issuing permits to build new housing, apartment complexes and such but yet they want the existing residents to cut their usage of water, electricity, gas to reallocate to the new communities. Same ole stuff.

As a young teenager I loved watching the show...(along with others like Shadetree Mechanic etc). So sad to hear, RIP Pat.

70/0/30 -never understood bonds, so always stayed away. I plan to retire in the next 3-5 yrs so I'm holding approx 8-10 years in cash which I can also use towards buying a retirement house a bit more rural and still keep the current one in the city.

@copyright1997reloaded +1. I have a portable backup generator, a small qty of extra food/water in the pantry, one car tank usually always full, a small amount of cash at home etc all to be prepared for the unexpected. So this is also inline with that. I'll be honest when I first watched...

It is for the SHTF scenario which is why I'll be buying the 1/10oz gold and 1oz silver coins ($240ish and $30ish respectively). I hope it never comes to that but you never know.