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New Posts Competition anyone? I've valued the insight from each of these member's. Let's Go!

They hold deposit up to 7 days . And I QUOTE! This order can't be accepted because of a recent deposit into your account. Money added to your account by electronic bank transfer is subject to a seven calendar day hold and may not be immediately available to trade. Vanguard Brokerage Services...

Having a debate with my dad. He says his first RMD is not until NEXT year in 2025. But I logged into his Vanguard account and he had a message in his inbox from Vanguard stating his RMD is due in 2024. Can someone help me out on what the letter of the law is here. I know since he was born...

Why not? I just bought a bunch of VGT , so naturally there will be a nice little selloff. :laugh: DW and I decided to take a little more risk, and moved some allocation from MGK to VGT to ride the tech wave into sunset hahahah. Plenty of runway and future opportunity + earnings to coarse...

Mailing in some documents and when I weighed my standard #10 envelope I mail most items in, and I noticed it comes in .07oz over the 1oz limit of a stamp. Sooo...I get to add another stamp, effectively burning 93% of it's value. I wonder If business shipping would solve this minor wasted...

Things are just chugging along...and whee a little dip in the day. So maybe not as "soft" a landing as we anticipated? I noticed SmallCaps took a little beating...but they had a very nice last month and can afford some profit taking. Is the chase on for the perfect "mix" of...

Pops is coming up on RMD in 2024 for his first time. Had we/I not stumbled upon this forum a decade prior, he would likely be facing much higher RMDs with a larger tax-deferred balance. But alas, thanks to the wits of this Er community, he started re-focusing on Roth contributions...

I was going to spend 60k on a Camaro Convertible that I "wanted". Was telling the neighbor about it, and she said don't you want to retire early? Keep going on big vacations? I came to my senses and agreed, buying the car does not align with my goals. It was fun dreaming and wishing about...

I wanted to start a thread that is similar to the Important 2023 Trigger Income Limits linked here, but for Important 2023 Contribution limits. The Social Security OSADI Contribution and Benefit base for 2023 is being raised from ($147,000 in 2022) to $160,200 in 2023. See...

Been pondering the idea of renting out a car with Turo or other local peer to peer auto rental entities. At first glance this seems like it could have some pro's and some cons. Pro's are extra income and tax incentives with the extra business entity I create. I get to drive a car I might...

As I continue on the accumulation journey, I decided to reflect on 2022 in terms of how I would "grade/rate" our personal financial report cards for this year. Let's simplify it to how the Elementary School's would grade an early learner/student...so A (above average) C (Average) F/I (Needs...

Fun little story, wait till the end. Went to a show at the local pro hockey arena with the family. My 2 yr old fell asleep on me towards the end, when I had been taking pics of the Disney on Ice characters doing there thing. I was slightly worried my phone might not be secured, but things...

I don't have a crystal ball, so maybe the markets decline during a recession that might be in the near future puts an inherent risk out there with my question, but is it a good time/and idea to leverage a HELOC to invest in the stock market? Current 10yr HELOC is ~5.5% Obviously I would have...

Heading to Austin over the Memorial weekend holiday. Any tips on where to stay, what to eat and do? Was initially thinking the Fairmont or Hilton downtown, but it looks like there are some reasonable VRBO accomodations for a lot less money. What area would be good for a couple traveling for...

What to do... My little kids are having a birthday, and I want to invite their cousins who are now living with "dad", my late sister's ex-husband. DW and I do not respect nor care to see the "ex" if at all possible, but ever since my DS passed we have been "sucking it up" for the sake of trying...

So I have access to both my individual Roth IRA and my Solo Roth 401(k) through Vanguard. My question is, is it true I can contribute $20,500 this year into my Solo Roth 401k vs the $6,000 contribution limit for an Individual Roth? I have only contributed to my individual roth so far and that...

DWs old 2013 Camry LE 2.5l is starting to age. Just crossed the 200,000 mile mark. I recently had an inspection done and they came back with a few items of concern: new filters, wipers, plugs, front rotors and brakes, leaking axle seal, corroded battery cables, front struts, rear shocks...

In my 2022 S & P prediction one of my reasonings for landing at +20% on the year, which is complete speculation, was due to M & A deals. In the spirit of that idea as well as all the other 2022 X threads, I wanted to start a thread that tracks noteworthy M & A deals. I have no idea if this...

I just opened a 401k and a Roth 401k through Vanguard for my own business. The objective is to maximize my Roth Contributions. I plan to contribute $20,500 to the 401k in 2022. I plan to contribute the remaining $40,500 of allowable contributions to my Roth 401. Then I plan to do a backdoor...

I received an email that my "new" badge could be picked up anytime the next week. BOO! DOUBLE, TRIPLE BOO!!! I do not want to go back. DW says she wouldn't mind if I went back a couple days a week (she offices out of the home and makes home visits to her patients/clients throughout the day)...

Have a neighbor who wastes just a ton. I remember the phrase (waste not, want not). Its not all my neighbors just one in particular. Runs the A/C when its a beautiful 72-75 degree day with a perfectly slight breeze. In fact, they don't shut the A/C off ever, never open the windows and say...

Trying to figure out a tax problem...or better yet the optimal way to fund RMD. Let's say a person has the following in terms of income come RMD time this year at 72/RMD date: $20k Pension (income tax rate) $30k QBI (income tax rate) $50k RMD where 30K comes from Qualified Dividends, 20k from...

Landed my first "official" management role within the IT sector. at a global 500 company ranked in the top 35... the definition of "megacorp". I've lead teams on an unofficial basis, lead projects, programs and even strategy. I am a cub-scout leader and consider myself worthy of this, with a...

So I have a quick tax question, I'm sure only a few google searches away but figured I would ask.. I am wrapping up a W2 job where I overpaid federal and state tax so far this year. I am beginning a new C2C job where I will be paying my own quarterly "estimated" tax again...it's been almost a...

I used search. I used advanced search. I looked at all the stickies of each of the main buckets for the forum and can't find it.