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I cringe when I see a quote like this. The younger generations hate us because we aren't paying attention to their plight. The unaffordability of decent housing coupled with continuing limited pay while trying to pay off student loans and medical debt is discouraging them from their pursuit of...

I spread sheeted my financials to death when retiring at 60. The only thing I precluded was the expense of grandkids. Boy, were they more expensive than I ever imagined! Don't retire with debt. Good luck!

on my wish list This one is on my wish list. really cool addition to any collection, plus it's unusual enough to pull out and look at from time to time. https://www.apmex.com/product/92288/2015-1-oz-cook-islands-100-gold-armillary-coin-valcambi

vanguard is offering 3% on 3 year cd's. earlier last year I was able to get 3.25% on a 3 year from them. I agree that it looks like a retreat for interest rates, but that kind of argues to me that we really don't have much of a liquidity issue

I agree. I think the impact of tariffs is grossly understated. Take a look around your house, and see how much of your stuff comes from China. It's frightening. as for industrial espionage, I blame the corporations for not taking better care of their technology. Some gave it up for greed...

just got back from Prague to Paris via Viking. great service, caring wait/cabin staff, good entertainment, lots of wine at lunch and dinner. We skipped several tours to see the cities ourselves. No issues with water levels. We enjoyed ourselves more on our jaunt through the Dordogne region...

"I do Roth conversions to the top of the 12% tax bracket ($101,400 of income in 2018)" I'd appreciate some clarification on this statement, please.

"Have taken some time to mess with the “Microsoft” guy trying to help me with my computer. I kept telling him how greatful I was that he called because I was indeed having problems with my computer" He told me he was calling about problems with my Microsoft computer. I pretended not to know...

I'd buy the loan back from the bank, pay it off, forgive the loan, and then send you niece and the IRS a 1099 for the debt forgiveness. That way she'd be on the hook for some of it, and you'll feel better about yourself.

Many thanks for all of the replies. I knew that I had come to the right place for advice on this instrument.

I noticed on the Fido site that they offer structured products. "Structured products offer investors the potential to earn returns tied to the performance of an index or basket of securities." Some look to be fairly expensive on the fee side, others less so. They limit both the downside and...

I have been battling gout for years. Usually get an attack after getting dehydrated, either from activity, weather, or wine. You can get overnight relief with a steroid shot, however you shouldn't get these too often. Allpurinol daily helps.

my sincerest thanks for the replies...got a lot to consider about risk vs inflation, and appreciate the collective wisdom of the group. I can't discuss this with DW, she doesn't care about the details-her only demand is that we don't have to eat Alpo in our later years..... Red- I remember...

I have often seen the comment here "why keep playing the game after you have won?" with the recent uptick in the market, this comment has started to haunt me. I am not a market timer, and this question is not geared towards that issue. I am feeling like I no longer need the risk in my...

apple pays a dividend, amazon does not. apple's p/e is lower than amazon. I have made good money on both

we recently purchased a front loader and dryer. They are designed to also allow for stacking, and we found that stacking them substantially increased our floor space in the laundry room.

years ago my uncle put his washer out on the curb. the trash guys wouldn't pick it up without a $25 appliance disposal fee. He put a "for sale" sign on it, and the washer was gone the next morning.

I read somewhere, buy cannot verify, that you can pour 2-3 tablespoons of vegetable oil down the drain, and that the oil will keep the water from evaporating.

Great story! I have a feeling that your father would not have changed his lifestyle had he known the depth of his wealth.

this reminds me of the time years ago that my grandmother commented on the change in Louisiana mosquitos. She suddenly realized that they no longer "buzzed" even when they came close to her. Poor dear didn't recognize that her hearing was too far gone to hear them anymore.......

as a self proclaimed liquor critic, I would be willing to critique anyone's home brew. simply send me a few bottles and I'll post my thoughts.:dance::dance:

DW & I have both donated our bodies to science, just as my father did. They took him away, and 3 months later returned his ashes to us. it's a much simpler act than having to go through the funeral home formalities. we dispersed his ashes on his favorite hunting/fishing spot.

I don't understand why they need sears. they could just wait a few months and buy the distribution rights for kenmore for peanuts at the bankruptcy sale.

woke up motivated to continue to prep the house to put on the market. Patched a hole in the kitchen wall, sprayed it with texture, then finished priming the deck while dw finish painting the kitchen. got around to planting the sequoia sapling that the wine club sent me, finished replacing some...

15 years ago, we bought our few acres out in the country and built our "forever home" thinking that this place would keep us young. it hasn't. it keeps us busy, forever doing chores and maintenance. while we love the place, it should be on the market by mid-September, the earliest that we can...