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I saw this article on Bloomberg today. Basically higher rates are helping not hurting the economy due to giving people more interest income. I don't know if I buy into the premise but interesting to ponder a new angle on things. I get paywalled but maybe someone can read it...

Anyone feel it? I didn't.

I'm not a goldbug, but the gold chart is super bullish right now. Anyone else noticing this?

Just be aware that Vanguard will not permit orders for the new ETFs in the forbidden class that shall not be named (like IBIT). Fidelity and Schwab do permit it but with appropriate risk levels and signed disclaimers. Even though I would not want to buy these I find it unacceptable that they...

Starting April 1st the $0 Essential Plan will be expanded to incomes between 200 ($30,120) and 250 ($37,650) percent of the FPL. https://www.cms.gov/files/document/new-york-section-1332-waiver-fact-sheet.pdf "March 1, 2024 The U.S. Department of Health and Human Services and the U.S...

This will take effect for 2025 ACA health plans and immediately for Medicaid. https://aspe.hhs.gov/topics/poverty-economic-mobility/poverty-guidelines 1 $15,060 2 $20,440 3 $25,820 4 $31,200 5 $36,580 AL and HI are higher.

https://info.nystateofhealth.ny.gov/sites/default/files/NY%201332%20Waiver%20Updated%20Application%2011-13-2023.pdf A typical plan from 150% FPL to 250% FPL out of pockets: https://www.fideliscare.org/Portals/0/MetalLevel/SBC-EP-1-2022-English.pdf

"Microsoft may replace the Start button with the Copilot AI in Windows 12 Windows 12 could see a substantial system redesign in order to include a more AI-centric user experience. The start button could thus be replaced with Copilot AI, which is already available as a preview version in the...

For those under age 62 you should see a 5.32% increase in your Social Security statement numbers in November. Social Security is getting a 3.2% COLA next year. https://www.ssa.gov/oact/cola/AWI.html https://www.ssa.gov/oact/cola/colasummary.html

The Department of State (“Department”) is proposing to amend the Schedule of Fees for Consular Services (“Schedule”) to reduce the current fee for Administrative Processing of a Request for a Certificate of Loss of Nationality of the United States (CLN) from $2,350 to $450...

Microsoft is scanning the inside of password-protected zip files for malware If you think a password prevents scanning in the cloud, think again. Dan Goodin - 5/15/2023, 8:15 PM Microsoft cloud services are scanning for malware by peeking inside users’ zip files, even when they’re protected...

NY Medicaid has never covered much dental care just cleanings, fillings, x-rays, and extractions. No root canals, crowns, implants, or dentures. Now it will cover whatever is medically necessary because of a legal settlement. The next hurdle would be finding a endodontist who actually takes...

For those who want to get into Medicaid in 2024 in NC have income below $1,677 (this will rise again in Jan 2024) a month. To avoid Medicaid have income over $1,677 a month. The current 100 FPL ($13,590) entry to ACA would then change to over 138% FPL ($20,124) to enter PTC subsidy land...

Rant on: What are they thinking? Really! I must be getting old, shakes fist. Rant off:

NYS has applied to use a Section 1332 State Innovation Waiver to increase the Essential Plan from 200% FPL to 250% FPL. The Essential Plan is the Basic Health Program (BHP) plan created through ACA's BHP provisions. BHPs sits on top of Medicaid but below Qualified Health Plans (QHPs)...

Anyone find any good deals today?

A new Special Enrollment Period (SEP) for advance payments of the premium tax credit (APTC) eligible consumers with a household income at or below 150% of the Federal Poverty Level (FPL). https://www.cms.gov/CCIIO/Resources/Regulations-and-Guidance/150FPLSEPTATIPSHEET Since the public health...

Many people who worked downtown in the Financial District after 911 got exposed to the toxic gases from the ruins of the buildings. Personal experience, the smell was like a mix of death, plastic, and metal, real putrid and offensive. The pile didn't stop pluming for like 8 months and neither...

Just a heads up.. Adobe Acrobat Reader DC installs McAfee Security Scan Plus and McAfee Safe Connect without asking permission. They used to have a check box where you could uncheck it before install, now they just install it on you. This malware install is TOTALLY UNACCEPTABLE, avoid Adobe!!!

Some changes to NY's laws proposed by Governor Hochul. The biggest one is removing the asset test for aged, disabled, and blind Medicaid beneficiaries, and increasing the eligibility level. They would be treated the same as ACA MAGI Medicaid beneficiaries are currently. Increasing the...

Does travel go by passport or person? Traveler A has a US passport and does 90 days in the Schengen zone. Usually you must leave for 90 days to come back with the 90/180 rule. Could Traveler A leave for a day and re-enter on their second Canadian passport and stay for 90 days? Wash and...

Who is going to be brave enough to try it out? Think I will wait to see what others are saying before considering it.

Dealing with medical type situations and they tell you, just fax it to us. I am thinking what year is this? How do I send a fax with no landline? Library wants a dollar a page, nope. Online faxing services I give up my private info, nope. Solution, find an old laptop with a phone jack...

In California v. Texas, the court ruled 7-2 that Republican-led states and two individuals do not have standing to bring a constitutional challenge to the Affordable Care Act. https://www.supremecourt.gov/opinions/20pdf/19-840_6jfm.pdf

The recent UI changes in Firefox have pushed me to Chrome. Anyone else hate the new look?