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  1. cooch96

    Race to 2024 - please join :)

    Bravo! And I notice your retirement party hits the target date in your signature. Very well done, indeed!
  2. cooch96

    Race to 2024 - please join :)

    5 weeks for me until bonuses hit, so we're in very similar shaped boats. Thank goodness I'm taking my last 7 days of vacation before then. I should probably take some sick days too. That would help speed things up.
  3. cooch96

    How often do strangers ask you for money?

    I'm a little confused too. I can only figure many posters live in rural areas, gated communities, and the like; or they simply don't go out much. Or maybe I live in a much rougher area than I realized. It's been a month for me since I've been hassled. If I have food in my vehicle, I'll give...
  4. cooch96

    42yo, coastFIRE at 46

    We have similar metrics. I start coastFIRE in July at 46 with a similar sized nut. DF is still alive, but his cognitive skills have been slipping for years and several uncles and all my grandfathers passed in their 40's to 60's. One life, one chance. We need to make the most of it. Welcome!
  5. cooch96

    Race to 2024 - please join :)

    Happy penultimate day of work! How exciting!
  6. cooch96

    Race to 2024 - please join :)

    Wonderful! I'm still a full 2.5months away from tendering my resignation. I've decided July 5th will be my termination date. Full pay for a final short week would be too irrational to pass up. Plus, my nut is still quite a bit smaller than many on this site. I can definitely use the final...
  7. cooch96

    What kind of stock/bond mix you looking at in retirement?

    I'm planning 100% equities plus 3-years worth of funds in CDs, bullion, and short term reserves. I currently have at least 4% bonds in my mega-corps controlled retirement account that I can't switch out until I terminate from the company. I plan on using the cash in bear markets. If bond...
  8. cooch96

    Race to 2024 - please join :)

    One month later and I have $1.5mil invested! Now to just build cash reserves to fund living for the latter half of the year. Then find a PT job this Winter. I'm still planning for 5 years of semi-FIRE and full FIRE by 2030. I just got back from my first ever visit to Cabo. I had a great time...
  9. cooch96

    Race to 2024 - please join :)

    S&P just cracked 5,000! That was one of my milestones. My next milestone is $1.5mil invested. The S&P will have to go up about another 2% for that to happen. I don't think I can possibly make it to August. My new goal is July 1st or July 5th. But of course we'll have to see what the bank...
  10. cooch96

    2030 Fire Thread- Who's in?

    Happy 2024, Cohort. I'm getting excited to semi-FIRE this year in preparation to be done by 2030. I built an annual budget yesterday. Next step is to buy a personal phone and start transferring contacts over (in case I get shown the door when I talk to MegaCorps). My plan is to tender my...
  11. cooch96

    Race to 2024 - please join :)

    So? How did the talk go? I'm wargaming/rehearsing mine, eventhough it's still months away (unless my bucket fills suddenly or I come into $70k unexpectedly). This topic fascinates me right now. I find myself using most of my willpower to just not do anything rash the past 10 days or so.
  12. cooch96

    Race to 2024 - please join :)

    Good to hear. I started my timer at 278, today is 200. The time hasn't exactly flown by, but it's going well enough. I think it'll go faster as the days get longer and I'll be happy to spend more of my off-hours outside; and I think the last two months will indeed fly. I have only have...
  13. cooch96

    7 years FIRE'd

    Congratulations! I'm 30 weeks until semi-FIRE (hopefully!). All your sentiments resonate with me deeply.
  14. cooch96

    Race to 2024 - please join :)

    1 week down, 30 to go for me. Bought tickets to visit Cabo in February. I've never been! I need to make sure I take all my vacation before giving notice. I decided this week that I don't really ever need a backyard swimming pool. So, one less thing to worry about. Inflation has made that...
  15. cooch96

    Your Favorite 2023 Purchase?

    1) Royal Enfield 350 motorcycle 2) Bathroom remodel for DW 3) Tent-style carport (tube steel frame with vinyl panels) for my car and bike.
  16. cooch96

    Race to 2024 - please join :)

    I just reduced my 401(k) contribution to the minimum amount necessary to get the full megacorps match. I also bought a CD for the first time in almost 20 years; it's crazy it's been that long since CD rates exceeded 5%. I'm getting very excited to bid farewell to corporate life in August...
  17. cooch96

    Race to 2024 - please join :)

    I've picked a date: August 7th, 2024 to semi-FIRE. That's 273 and a butt days away. It'll also be my 17th anniversary at this mega-corps. I remember being a couple months in and thinking 5 years is a long time (I still think this), and I've made it over 16 already. I plan to give my notice...
  18. cooch96

    2030 Fire Thread- Who's in?

    That was me! Thanks for finding it. The ER search function rarely works well for me. DW's health has not improved much the past 2 years, she's still unable to work and those copays stack up fast, so I'm still toiling for megacorp. She finally applied for disability, which has an average 9mo...
  19. cooch96

    Race to 2024 - please join :)

    DW has filed for disability this year. If approved with medicare, I will semi-FIRE in 2024. So I'm in. I was apart of the 2030 cohort, but that thread seems to have stalled or been deleted. My final goal is still fully FIRE in 2029. I'm a little proud I've been able to hold this goal for...
  20. cooch96

    2030 Fire Thread- Who's in?

    The market has been doing great, hasn't it? I've had a couple mini-epiphanies the last month while DW was visiting family. I thought I'd check in and share. I disliked camping in a tent because it's such a hassle to clean them out, stuff them into their tiny sack, and then air them out for...
  21. cooch96

    Why am I struggling? - Social Security Question

    +1. If neither option is wrong, then trust the coin to decide.
  22. cooch96

    Anyone been cured of snoring?

    I lost over 40LBS, a full three stone. That worked for me.
  23. cooch96

    Not stopping once FI goal is reached - Kitces & Carl Ep. 66

    It depends on bond rates for me. Rates would have to be significantly higher than inflation before I'd eschew any of my equity portfolio for them. Bond rates approaching zero make absolutely no sense to me and I avoid investing in things I don't understand.
  24. cooch96

    2030 Fire Thread- Who's in?

    Invested assets are now $1.25M. My more specific goal now is to semi-FIRE in summer of 2023. That'll give me two whole years of bonuses and I'll get my 15-year tenure gift, but we shall see what the future holds. I went kayaking this morning and it was lovely. The water was much warmer than...
  25. cooch96

    Will be Retiring at end of 2021!

    Congrats, OP!
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