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Since I’ve been retired I have had more time to spend on the homestead. Always fun to check the cameras to see what critters are lurking about. https://youtu.be/IyJ0_Yg1SYo https://youtu.be/Lf0htFlKllE

A poor man’s journey: I opened my first savings account when I was nine and was working a paper route so I’ve pretty much always been a saver. When I first started saving and investing I never dreamed I would reach this milestone. A common factory laborer putting away whatever extra money...

I’m a novice at investing. I invested some in Venax—Vanguard Energy Fund At and so far it has had a decent return for me. It is a bumpier ride than with the Total Stock Market fund. What are the thoughts of others on the energy stocks? I keep thinking it will do well if and when the covid...

I’ve seen some threads of people with property to sell in retirement. Often they are advised not to sell due to the capital gains taxes incurred. My feeling is it seems to be a sellers market and the capital gains tax will apply anyway at the time of the sale. With the tax and spend...

Just curious if there are any homesteaders in retirement. I’ve never lived in a city and find all of the angst over covid to be quite different from my experience in the country. I still enjoy the physical labor of making firewood so I have turned the hobby into a little business where I can...

Retired from a factory job at 62 about 2 1/2 years ago. Used some IRA money to purchase 40+ acres of real estate adjacent to our home, guaranteeing privacy for as long as we want. Since that time our stock investments have returned over double what we paid for the property and I feel confident...

Is there a strategy where it is better to withdraw some from IRAs before it is mandatory? We aren’t rich by any means but after two years of retirement we have yet to tap into our retirement account except for some Roth money we took out to purchase some real estate adjacent to our home. Even...

Energy stocks took quite a beating but I took a chance and invested some in the Vanguard Venax fund a while back. I may be thinking about this wrong but if and when things get straightened out people will be willing to pay whatever it takes to get back to traveling. Last month looked pretty good.

I normally don’t try to outguess the market. I got nervous when this outbreak first hit and put everything in the money market. I could get by on money market returns but always like to make some extra return. Hopefully things will settle down soon but not sure when it would be prudent to...

A year into retirement here. Some highlights from year one. Moved our 401k to an IRA at Vanguard. The 401K had been in Vanguard before our company changed to another some years ago and I always liked dealing with Vanguard. There was a snafu getting it transferred which turned out being a...

Into year two of retirement. After retirement I was able to purchase 45 acres of property adjacent to our home. While this may go against conventional advice, I look at it as providing diversity to my portfolio. While I don’t know if there will be an investment return equaling other...

I started permanent vacation in May and officially retired the second week of October. It still feels like I am dreaming. I catch myself thinking of when the vacation is over and I have to return to work. The wife is on Medicare and I have affordable Cobra coverage for 18 months. My 401K has...

I pulled the plug at 62 after a 44 year career as a laborer in a paper mill. Our investments though meager by comparison to most should be adequate to see us through the years. We own our home outright and have no debts other than the recurring monthly bills. Our annual income was never more...

58 year old male. 61 year old wife. Current income $85K per year on the conservative side. Can be up to $95K depending on overtime pay. Current savings of $700K between Roth IRAs, 401K and Roth 401K. $100K cash savings and property sale income of $1.4K with 65K still due. Currently saving 20%...