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I can speak to the leisurely consulting side of things. I retired at 60 and my wife and I projected about $100K in annual pretax spending. I started light consulting the first day of retirement and for the next five years earned about $100K per year. I worked, on average, about eight hours a...

I spent $20K on a fishing boat, $15K on a side by side ATV, I have a country club membership, play team tennis on a team 2 hours from home, we are building a cabin on 25 wilderness acres and that will total cost about $400K. We road trip six thousand miles a year to hike. I'd say our hobbies...

Engineersplaining The variable speed, multistage jargon refers to the compressor and the more you spend the more energy efficient the heat pump/AC will be. Here in the south heat pumps have back up resistance electric heating coils usually rather than a back up natural gas furnace. My home has...

Our running group is mostly 60ish to 70ish folk. The running joke is that any male nursing home resident that can drive at night has got it made. He's the guy all the female residents are looking for!

Paycheck We have $5K transferred from my Vanguard IRA and $4K from Empower transferred to checking every month. It's just like when I was working.

A skeptic that debunks all sorts of stuff did a whole show on it including information provided by Google and phone manufacturers. He even did some field tests and it sounded like very reliable information. Google would have to be flat out lying and they are smarter than that. Skeptoid.com is...

I'm afraid you are paranoid, Google never has nor never will use anything picked up on a microphone to send you ads.

Separate checks I just don't believe you are correct about restaurants not providing separate checks for two couples. That's not a real thing any more. I suspect you have not verified that. Too many people are on expense accounts where that kind of documentation is necessary. I've never been...

Unbrella policies don't cover a lot of things Umbrella insurance is generally an extension of your home and car liability insurance. If you are sued over some paid work you are doing then you definitely aren't covered by umbrella insurance. If you are sued over work you are doing at a...

Hey, I just had the same thing done 9 days ago. Both sides with robotic surgery. Less than a year ago I had two other hernias repaired, a rare giant esophageal hernia and an umbilical one at the same time. The inguinal ones this time are very simple in comparison to the esophageal one, that...

I had a free membership from my company for most of my career. They let me keep it when I retired although I am now responsible for the monthly fees. I'm not a golfer but I am a tennis player. It's a tiny cost and I partly stay a member to support our community since I could play tennis for...

I don't get why when you get paid has a thing to do with who pays bills? Bills should be paid with money that is months old. If you are spending this month's money on this month's bills you are living on the edge of disaster.

Nothing produced in 2020 has any coin collection value. Maybe it might when 3020 gets here, but that's a moot point.

I wouldn't have even thought about slipping away incognito. Instead they threw me a couple of parties and a dinner. I got gag gifts and got to hug a lot of necks. It even made the front page of the newspaper. It was a great 38 year career. I even consulted for them for a few years after. My...

I'm with Dave Ramsey, if one of my pets needs expensive surgery. Sorry, Fluffy ain't gonna make it.

Me, I'm my own role model. Retired at 60 nearly 6 years ago to a life of 8 hour, or less, work weeks, lots of volunteer work and lots and lots of active outdoor hobbies/sports/activities. It's pretty sweet!

Is amazing that if you have 35 years above the maximum taxable SS income you'll actually receive a living wage just from this one inflation indexed source. Because of that my withdrawal rate will be less than 1% of my invested assets. I never expected SS to pay me so much!

My brother and I each inherited one million dollars from our parents. I did spend about $14,500 on a side by side ATV and $21,000 on a new fishing boat. My wife is my riding and fishing partner so we were both wanting to upgrade our sketchy, unreliable hobby gear. However, the other 95% of it...

There is no way you can qualify for subsidies for the next 4 years. It's small change anyway, I was right where you are now a few years back and took Cobra for 18 months and then bought private insurance. It's only 16K a year, that's nothing to you. My multimillionaire brother tried to hand...

My income ranged from$18K to $430K. Average income isn't very pertinent unless you adjust it for inflation.

I've got a seven figure account under Vanguard's advisor management as well as one I manage. I've also got a similar sized one at Personal Capital under their management. And one at Betterment. They are the least expensive but I only get a dedicated human advisor at Vanguard and PC. They've...

I don't care what it costs, I just generally am going to want to move on after a week. Two weeks at one resort would be boring. $5,000 isn't enough money to be a consideration in the decision.

Don't do it, buy a membership somewhere that has a pool. Much cheaper, more kids to play with and real lifeguards.

You are fine, retire now. Health insurance is 16k a year for you and your wife until Medicare when it will drop to about 8k. I retired at 60, similar situation, no problems. But just one thing, never borrow money to help your son do anything. In the first place, if you can't do it with...

I retired right after my 60th birthday. I consider it " slightly early retirement".