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    Ready to be diagnosed by ChatGPT?

    "...In a 2023 study...researchers fed...ChatGPT information on 30 ER patients. Details included physician notes...physical exams, and lab results. ChatGPT made the correct diagnosis in 97% of patients compared to 87% for human doctors...JAMA Cardiology reported in 2021 that an AI trained on...
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    New fiduciary rules for advisors on IRAs

    "...Americans will get new protections for the trillions of dollars that moved out of their 401(k)s and into individual retirement accounts, under Labor Department regulations released Tuesday...The new regulation would extend Erisa’s fiduciary requirements to all advisers...who provide advice...
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    Longevity Vacations

    For those that want to blow their dough and/or are followers of Peter Attia, here is an interesting article in WSJ on longevity vacations. "...People who are fixated on optimizing their personal health are pursuing travel activities that they hope will help them stay healthier for...
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    Excess No More? Dwindling Pandemic Savings

    Interesting Fed article on the country "blowing that dough" https://www.frbsf.org/our-district/about/sf-fed-blog/excess-no-more-dwindling-pandemic-savings/ https://www.frbsf.org/our-district/about/sf-fed-blog/data-revisions-and-pandemic-era-excess-savings/ "... Accumulated excess savings...
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    Hospitals and doctors dropping Medicare Advantage Plans

    Some hospitals and doctors are dropping some Medicare Advantage Plans - "Among the most commonly cited reasons are excessive prior authorization denial rates and slow payments from insurers...It's become a game of delay, deny and not pay..."...
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    WSJ - Big mistakes people make in Medicare

    Good Wall Street Journal article for those getting ready to sign up for Medicare. "The Big Mistakes People Make in Medicare - and How to Avoid Them" (subscription required) https://www.wsj.com/health/healthcare/medicare-advantage-enrollment-risks-923e7952 "Seniors choosing Medicare coverage...
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    WSJ article - Are Leveraged ETFs Worth the Costs and Risk?

    "...are these exchange-traded funds worth the relatively high costs, considering the volatility to which they are prone and the tracking error...we investigated the average 10-year returns to each grouping by index and how they are structured in terms of magnification (bull or bear...
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    M2 money supply is shrinking

    Interesting article about M2 and the possible effect it may have on the economy. "...Declining money supply in combination with above-average inflation is generally bad news for the U.S. economy. If the cost for goods and services keeps climbing at an above-average pace, and there are fewer...
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    Fidelity IRA to Schwab IRA transfer

    I opened an IRA at Schwab last week to rollover an old 401k and was looking to transfer some additional money from my Fidelity IRA account to meet the threshold for the bonus offer at Schwab. I logged into my Fidelity account and under withdrawals and transfers it said the IRA account was not...
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    2020 Profile of Older Americans

    Came across some interesting statistics on the profile of older Americans. "...The population age 65 and older increased from 39.6 million in 2009 to 54.1 million in 2019 (a 36% increase) and is projected to reach 94.7 million in 2060. By 2040, there will be about 80.8 million older persons...
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    Blood Test for Cancer

    Interesting article on new blood test for 50 different cancers. "A novel blood test that can detect up to 50 different cancers from a single blood draw is gaining traction in the United States. The Galleri blood test is being now offered by a number of US health networks..."...
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    Why So Many People Intend to Die With Money in the Bank

    Article in Bloomberg must have interviewed some people on this forum. Time to go out and spend some money. "...There’s a school of thought that you should spend down all your assets in retirement and “bounce the check to the undertaker,”..."But not many Americans subscribe to that school of...
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    Transfer latest EIP Funds to Fidelity

    I received my latest EIP funds in the form of a ATM/Visa card instead of a check this time. I tried to do an ACH transfer into my Fidelity Individual account using the account number and routing info listed for my Fidelity account but I keep getting an error. I called Meta Bank who issues the...
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    Coronavirus Antibody Testing sites

    Looks like some clinics are starting offer Coronavirus antibody testing. The two linked below are on the East Coast and Mid-West regions. I didn't see a price listed but would be interested in getting one when it becomes available on the West Coast. Anybody know of one on the West Coast and what...
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    Transparent medical prices

    After my recent experience with medical billing for a colonoscopy I'm a bit more sensitive to the shenanigans by hospitals and other medical facilities. Here is a summary of an article on Marketwatch.com where a women was given an estimated charge of $143,396.66 by Stanford Health Care hospital...
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    Colonoscopy and ACA coverage quirks and headache

    I thought I'd share my recent experience in case someone else is considering getting colon cancer screening done under ACA. I have the Blue Shield Bronze plan so my annual deductible is $7550. I went in recently for my annual check up and asked my Primary Care Doc about colon cancer screening...
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    Landlords - WSJ article on new guidelines for QBI deduction

    Here is a link to a recent article in the Wall Street Journal regarding some new provisions/requirements to get the 20% QBI deduction for landlords. https://www.wsj.com/articles/for-landlords-a-new-tax-break-comes-with-strings-attached-11571391001 The article says "... Landlords who want to...
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    Fidelity Visa Fraud detection seriously lacking

    Anyone else having issues with poor fraud detection on their Fidelity Visa card? I'm traveling in Portland, Oregon and all my charges from the past several days are from the Portland area. I get a card not present alert that someone in England has used my card at a campground. Since I am the...
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    Vanguard to end cash management service

    Article in the WSJ this morning saying Vanguard is ending their cash management service on July 31. The article also says the firm is exploring other ways it can make cash-management services available to clients but no decision is in the works. Unfortunately, the article is behind a paywall...
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    IRS Publishes Guidance On The 20% Pass-Through

    https://www.forbes.com/sites/anthonynitti/2019/01/19/irs-publishes-final-guidance-on-the-20-pass-through-deduction-putting-it-all-together/#71034bdd9f0b "...In Revenue Procedure 2019-7, the IRS offered a safe harbor providing that a rental activity (or multiple rentals if the taxpayer chooses...
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    Retirement Contribution limits going up in 2019

    IRS announced new retirement contribution limits for 2019. 401k & 403b - $19,000 up from $18,500 IRA & ROTH - $6000 up from $5,500 Over 50 catch-up contributions remain at $1000 https://www.marketwatch.com/story/you-can-contribute-more-to-your-401k-and-ira-in-2019-2018-11-01...
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    Repeat UA Mileage Plus bonus miles?

    I get periodic offers to sign up for a United Mileage Plus Visa card. This latest offer is 60k signup bonus miles after charging $3k in the first 3 months with no annual fee the first year. I signed up many years ago to get the bonus miles and cancelled the card before the 1 yr anniversary to...
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    High credit card swipe fee blowback

    I went online to book a hotel room in New Zealand and saw a message that said a 2% administration fee will be applied to all transactions settled by a credit card (separate from the foreign transaction fee charged by the credit card). Last year while in Southeast Asia I could not book a flight...
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    House Republicans considering reducing 401k contributions to $2400

    I hope this doesn't make through Congress: House Republicans are considering a plan to sharply reduce the amount of income American workers can save in tax-deferred retirement accounts as part of a broad effort to rewrite the tax code...The proposals under discussion would potentially cap...
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    2017's Best and Worst States to Grow Old

    Interesting article for those looking to relocate in retirement. The study considered "everything from affordability to quality healthcare access, long-term care options, a variety of senior care services, and overall quality of life." Utah was ranked #1, Oregon, Washington and California all...
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