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Wow, that's crazy! This size salt (store brand) is still available for 89 cents at my local FoodLion store. The Morton brand is less than $2. Walmart.com also charges $7.70 but sells the 12 pack for $22 (not that anyone needs 12 cans of salt....). These are remarkable price swings for a...

$10 a month for a Planet Fitness membership to do wight training and maybe $10 a month toward new walking sneakers for my daily 90 minute walks in the neighborhood. Edit: Based on some of the other responses, maybe this post needs to be moved to the "tightwad" thread....:2funny:

Yes, this is true - cash payers have been financing the kickbacks that the CC customers received. This is what ultimately convince me to switch to cc payments as far back as the nineties.

I agree, of course, the cc fees have always been baked into the price. SOMEONE has to pay them and one way or the other it is the consumer. It's just another option to keep menu prices steady while bringing in more revenue. The hope is that people will be more forgiving of the added fee than...

Agree. Lost went one season too far....

My phone is set to route any callers who are not in my address book to voicemail. VERY few of these spam callers will bother to leave messages. That said, I probably get 10 such calls a day.

Takes some getting used to, but overall it is good. I tend to be a person who likes to hang on the "old and comfortable", so I definitely didn't need a refresh, but I'm sure there were good reasons for the change, so I will embrace it! Did we lose all the cool emotes? Never mind about the...

After years of dodging expiration dates for my (roughly 1 million) AA miles, I tried to donate them to charity but few charities know how to handle this and I ended up finally missing an expiration date and losing the entire stash! What a drag, but alas, I'm pretty much done with air travel, so...

This!

No, that's not how "in kind" works. Imagine you have 100 shares of Microsoft in your Vanguard account. Now, you instruct Vanguard to transfer the shares "in kind" to Fidelity. Basically, Vanguard takes those 100 shares and sends them over to Fidelity. They are never sold for cash and...

Actually, there are a small handful of Fidelity funds with 0.0% management fees. After being a decades long Vanguard customer, I switched to Fidelity (and a small portion to Schwab) some 5+ years ago. Same concerns: no longer had an edge as far as loads/fees/etc and noticeably inferior...

So, for those who do not follow news of any sort at all: how do you make an informed decision on who to vote for (local, county, state, federal) or how to vote on ballot initiatives, etc.? Is it all strictly based on party affiliation or do you consume the information provided by each candidate...

+1

I totally understand the sentiment of those who choose to ignore the news but I think on the whole, it makes people ignorant (oblivious?) of what goes on in the world and that cannot be a good thing for many reasons. Not sure how to fix the problem - personally, I tend to stick to getting my...

I did NYsaves to DD's and DS's Roths also - took about 3 weeks to process and arrive but everything went smoothly for both.

Well, if the match goes into a traditional 401k then no taxes are due to be paid (they will be paid when that money is accessed), but that traditional 401k account has to exist somewhere where your son can see it (and determine investment choices). If the match goes into the Roth 401k, then...

I too wonder how this is related to Peter Attia. I would fully expect him to say this completely bogus. Care to elaborate, FIRED'2015?

That makes sense to me (see post #5). This way, taxes are paid on all Roth funds and nobody has to keep track of "taxed Roth" vs "untaxed Roth".

My son just e-filed and had a choice to give a PIN or last year's AGI. He used AGI (adjusted gross income) and the return was accepted. No PIN.

Good to know - thanks!

I have been using Recast for quite some time too now - very likely on your recommendation, pb4youski. It is working very well for what I need. What I PARTICULARLY like is the fact that I have almost unlimided DVR storage. Is there such an option for Tablo too or are you stuck with recording...

You may well be correct on all of these points. As I said, it's been a while since I contributed to 401ks and back then we only had traditional (not Roth) to work with. I do recall that had to carefully calculate and adjust the 401k withholding each month in order to get the full match because...

As far as a match being taxed at withdrawal, I seriously doubt that. How would anyone keep track of that. I doubt you could even use form 8606 for this. After all, this would run counter to the general mantra for Roth accounts that "all withdrawals are exempt from taxes". My guess is that the...

Are you sure those contribution numbers are correct? I have been FIREd for a while now and things may have changed but in the old days, the TOTAL contribution would have maxed out (in this case at $22500). In other words, the employee contribution plus the match could not exceed the maximum...

Seems like it may be worthwhile revisiting those account closures? I don't know what country your accounts are located in but I am pretty familiar with several European systems and I have never encountered a bank that refused to close an account. Also, if the balances are all zero then I would...