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I had been with Vanguard until recently. I'm currently with Fidelity. My inquire today is simple. I'm looking at several different funds in and out of Fidelity. How much weight do you put on Morningstar ratings in your selection of Mutual Funds.

I use a Macbook Pro (late 2011 edition) that has High Sierra. It runs without issue, no problems. I've been looking at buying a newer model with a up to date operating system. Is it worth the money? If I stay with the current unit am I taking needless risk with an older IOS for banking or CC...

A new grandchild necessitates a trip from the East coast to the West Coast. Just in the planning stage now. Trip is planned for June. I'm stuck with a question of using my personal vehicle (leased 2020 Camry) or renting. Like the idea of using my own car; familiar, comfortable, space. But I'm...

A few days ago I opened my GMail to find all older emails deleted. Nothing in my account was earlier then Mid Dec. I did some investigation and found that Apple has a problem picking up GMail during IOS updates. This has never happen to me in the past. But as a Public Service beware of this...

I’m being notified that I must begin RMD’s from Vanguard. They insist that I begin 2021. My birthday is Dec 1949. The SECURES act says that I have until I’m 72 1/2 y/o to begin withdrawals. I calculate that to be June 2022, or I could begin Jan 2022. Nothing like jumping the gun early. Am I...

I bet you were expecting a "I purchased a new car today ect" sorry this is about my trials of leasing a new vehicle. I sent out of 8-10 what I call a request for quote. I laid out what I was looking for and the term of the lease. You would not believe the number of dealers who didn't respond or...

I know that a fair number of “forum fellows” subscribe to Verizon FIOS service. This message is for you or others who may be considering FIOS. I have subscribed to FIOS for 4+ years, I renewed in December '18. Because this was in fact a renewal I paid the long price. $30-60 offers for FIOS are...

I’m a small player when it comes to investing, I’ve been Vanguard since I retired 5 years ago. I’m finding that VG is getting more difficult to deal with. My biggest complaint is the high percentage of funds that are closed. Lately most funds I have an interest in are closed. Additionally I...

We are hoping to return to Anna Maria, Longboat for our annual trip in early March '19. But we have heard a lot about the "Red Tide". Should we reconsider our trip? We don't swim in the gulf.

I have an IRA at Vanguard. I have been thinking about moving part of it to CD's The last time I attempted to do this I was told that I could only move 100% to a new organization. I got that info from a bank that was holding the IRA in CD's I would like to move 40-50% to Cd's and maintain the...

I have had a Discover card for a few years. On several occasions I have used it online and had issues with the vendor. I immediately called Discover and put the issue into dispute with them. Each time they said they wouldn't/couldn't do anything until I contacted the vendor directly and tried to...

I’m curious to see if I’m in the minority or majority with this issue. How many of you provide substantial support for your children. DW and I provide a large portion of support for our son. In addition to paying for his cell phone, we pay his car payment and insurance. We also provide rent and...

I am looking for some advice regarding a Medicare choice. I’m facing minor hand surgery next year. Some of the Medicare Advantage plans in my area list out-patient surgery co-pays as 20% of cost. Does anyone have any ideas how to get an accurate cost estimate? Several plans list fixed co-pays...

I'm some what of a novice regarding mutual fund investing and have a question regarding dividends. If I invest in a mutual fund that pays quarterly dividends and I hold the fund through the quarter up to a few days before the end of the quarter and sell the fund do I get the dividend payment or...

I want to take just a moment to thank all of the various participants of this forum. Especially Sarah in SC. Why you ask? I reviewed the suggestions and tips made on this site prior to a recent trip to Charleston SC. My wife and I had a great time. I stayed away from a lot of tourist traps and...

We are planning a spring trip to Charleston/Savannah area. Traveling from Buffalo, I looking for suggestions and help. MapQuest suggests Rts 79-77-95. I’m looking for first night stop in either Charleston WV, Beckley WV or Statesville NC. All about 7-8 hours from Bflo. Statesville would be 10...

Has anyone closed multiple credit cards? Are there any consequences. I have several cards with what I consider very high limits that I don’t use or need and I’m thinking of closing a few. But I’ve read where this can result in lowering of my score. I don’t plan on purchasing a house and we are...