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  1. TrophyWife

    List of Things Not to Annoy Our Kids

    When we are grandparents/old... 1. Feed them and pay for them and take them out to eat 2. No talking about doctors appointments or aches and pains 3. take the kids and their families on vacation and pay for everything 4. They don’t owe us anniversary parties of any kind 5. No bumper stickers on...
  2. TrophyWife

    Looking for a travel group

    We are in our early 50's and looking for a travel group for tours in Europe and wherever. We like the flexibility of exploring on our own. Any thoughts on travel/tour groups. We would like to be with other like minded couples. My husband is semi-retired and being our age, most traveling couples...
  3. TrophyWife

    Fasting and Alzheimer's Disease

    Good article today on the benefits of Intermittent fasting and atophogy-how they have proven that our bodies eat up those defective proteins with links to disease :)...
  4. TrophyWife

    This is why I have a premium credit card

    I forgot to make a car reservation for our visit to Chicago tomorrow. Guess what-everyone is sold out except for a van rental company. Amex Plat Concierge saved the trip. I called them and they made us a reservation for the car we wanted at a reasonable rate. And I didn't even wait on hold. So...
  5. TrophyWife

    Should we cash the check?

    Does cashing a life insurance policy exclude you from collecting further benefits if we find out the amount is not correct.
  6. TrophyWife

    401k when a spouse dies

    It's my understanding that it's best to rollover a 401k to a personal ira when a spouse dies. And if that spouse was 10 years older than you, skip the inherited ira. Can anyone confirm this?
  7. TrophyWife

    My Best Friends Husband Died Suddenly at 57

    I need help .....so I can help my best friend. 1. He was 57, not drawing a pension (still was working) yet but has one. Will she get any of this? 2. Most of the bank accounts are in his name only. What can she do to pay the bills until the estate is settled? Will the other banks release funds...
  8. TrophyWife

    My pension is 73% funded

    and from a county govt agency. How safe would you say that is?
  9. TrophyWife

    Vanguard is asking my to vote by proxy

    Any ideas or links to how I should vote on the issues?
  10. TrophyWife

    I have a very simple withdrawal question

    Do you take your same withdrawal each year from your total account at some arbitrary number that you decide is enough? So if you decide on 4% and your number is 1,000,000 you would take $40,000 every year. .....or would you adjust your number every year based on the size of your portfolio? So...
  11. TrophyWife

    What would be the benefit to contributing to a spousal IRA?

    If our income is to high to make it tax deductible? Wouldn't it be better to just put it a regular index fund where it's accessible? (Retired but husband still works to stash up a little more cash.)
  12. TrophyWife

    Anyone Use 4GCommunity for cheap internet?

    I just heard about them. It's run as a nonprofit and they give you a mobile hotspot for internet. No throttling and no limits. $250 the first year and 168 the second year since you don't need the hotspot again. It runs off the sprint network. 4gcommunity found out about them in the comments on...
  13. TrophyWife

    My son recently left his employer and was contacted by an investment company

    Here's what they are telling him about a profit sharing account they need to open for him...it's sounds sketchy. It's from his old employer that he left 2 weeks ago. The firm name is Jackson Financial Management. I received your forms…thank you. I am, however, re-sending the Client Data Form...
  14. TrophyWife

    Why doesn't my avatar show up?

    just wondering ;D
  15. TrophyWife

    How does "Snowbirding" work?

    Do you own two homes? Do you have a car both places? Friends in both places? This is all new to me as I live in CA. I like the concept but I'm wondering how you would maintain friendships and 2 lives. Do your friends get jealous that you go somewhere else? I would love to hear how this all...
  16. TrophyWife

    Are you figuring in the cost of taking care of an aging parent or spouse?

    I've become more aware of this lately because my mother-in-law and her husband did not prepare well for retirement. They spent almost everything and "retired" early by taking early SS and getting a reverse mortgage. He has passed now and she is living off social security but she will not have...
  17. TrophyWife

    What do I do with the 457 account

    We are 52 and financially independent and debt free. My husband will work for a few more years at his second act, to pile up some more cash. (We have expensive tastes.) We currently have a COLA'd pension from the first career. We are able to live comfortably off of 70% of the value. So going...
  18. TrophyWife

    Do we need a HELOC before he retires?

    My husband is still working as we pile up more of a cash buffer. Would it be good to have a HELOC in place as a back-up? Does this need to be done before he stops working?
  19. TrophyWife

    Retired and Feeling Guilty

    Still adjusting....sons are 23, 24. One at home working full time. Husband retired with a pension and after 3 weeks started a second career. Im 51, don't need to work and travel with my husband when he travels. I'm type A, always had a full schedule and now trying to adapt to retirement. I...
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