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No liquidity for one year. Lose 3 months interest if redeemed before 5 years. 0% fixed rate when all other interest rates skyrocketing. Interest earned just keeps pace with inflation. It may sound great, but that's only because inflation is historically high. At this rate, you put a dollar in...

I just checked these out here. The bonds have two rate determiners: 1. The fixed rate (currently 0.00%) for the life of the bond. 2. The CPI-U inflation rate determined on May 1 and Nov 1 (currently 3.56%) The composite rate is shown, but when the fixed rate is 0.00% (as it will be for the life...

For those invested in real-estate who want to weigh in on plans to change the IRS Chapter 1031 Like-Kind Exchange [mod edit]

I got an email yesterday from WinRed, the National Republican Campaign Committee's (NRCC) PAC and donation platform which said I signed up for future donations. I thought "That's weird! I never sign up for recurring or future donations, always one and done. The email said to cancel, click...

We hardly ever answer our landline anymore, but do monitor the caller ID. Just now I saw a caller ID in my own name and using my own landline number. It looked like Bruceski44 123-456-7890 when my own name is Bruceski44 and my own landline number is 123-456-7890. It was like I called myself...

LOL! Just logged on to check my portfolio and saw that Yahoo has Amgen down today over 50%, resulting in a 2% loss for my portfolio. I freaked out a little, especially when I couldn't find any news on Yahoo to explain. Looked on some other sites and got the correct close. Yahoo is still showing...

Hi all, I just got laid off a few months ago and have decided to FIRE. Our passive real estate income pays about 80% of our expenses and the rest will come from savings for 3 years, then a 2.5% SWR from my 401k (current expenses and current value of 401k, AA below). We just passed the $2M net...

Here's an excellent article on the challenges of looking into a REIT's operations. Details of the REIT's operational methodologies and the underlying properties are limited. Examining The Core Value Of REITs | Seeking Alpha In my recent posts, I compared REIT ownership to direct, fractional...

http://laborcenter.berkeley.edu/pdf/2013/MAGI_summary13.pdf According to the link above, qualified dividends are excluded from the definition of MAGI (Modified Adjusted Gross Income), but taxable distributions from IRA (and 401K?) accounts are included. My question is what about qualified...

Hi! I'm 57 and am planning to retire just prior to my 60th birthday. I live in SoCal with my wife and extended family, including 6 grandchildren. Relocation is not a possibility. My ER plan involves creating passive cashflow streams using real estate and dividend income to cover our spending...