Search results

Totally correct. Exactly how I navigated the QCD and RMD transactions for TY 2023. My custodian wrote and mailed the QCD directly to the charity. The TOTAL distribution was reported as TAXABLE income on my 1099. On my form 1040, I reported the QCD as NON-TAXABLE using line 4a and 4b as you...

You can make a QCD before you need to take RMD's and it will still reduce your AGI. If you make a QCD AND you are subject to RMD's it will reduce your AGI AND the QCD will still count toward your RMD

It's not deductible as a separate charitable itemized deduction. Your 1099-R will show the entire distribution amount including the amount you have designated as a QCD. This is the amount reported on line 4a (IRA Distributions) of your IRS form 1040. On line 4b it's up to you do report the...

Be sure you assess the social environment of the club before joining. You will be around these people ALOT! Be absolutely certain you WANT to be around your fellow members. From my experience this is far more important than the physical amenities of the club. Ask about a "trial" membership for...

Euripides said it best: "Question everything, learn something, answer nothing"

Scheduled for a bilateral IH repair in December. I'm with Kaiser. The surgeon will use a single incision laparoscopic technique. Just a small 1" incision below the belly button to repair both sides. The more traditional laparoscopic repair uses 3 incisions. You may want to look into the single...

It's definitely a transformer (Vista Pro CT8-1200)

Thant's good news. Thank you.

Full disclosure, I know very little about anything electrical. Back in the day, before LED bulbs became popular I installed some landscape lights. 1200W transformer with 20 halogen lights at 20W each (400W total load). Works great. Yes I know the transformer is way too big. Now as the bulbs...

yes you can, if you want to share all your passwords. Would get a little complicated if you have separate logins for the same site. Under the family plan, you can create shared folders and populate them only with the sites or information you want to share.

I agree with your comment that you don't benefit from a family plan if you have your individual logins. However we benefit from sharing logins for all our paperless billing sites (utilities, credit cards, etc). If one of us is unable to handle financial matters due to illness or something else...

I'm in the "Families Plan" 30-day trial period right now. Being able to share folders with family members (or whoever you designate as a family member) is a valuable feature. Although I like "free", the cost is not very much. With this plan, I can still use LastPass on a desktop, laptop, tablet...

My pet peeve is about cell phone makers stop pushing out system updates after about 3 years. This slows your phone down and apps slowly stop working. Newer apps may not even work at all. It's planned obsolescence so you need to spend mega bucks for a new phone. Case in point: my android phone...

very good reference, thanks

Appreciate your practical approach. If I deposit the check into the IRA, wouldn't that be a "contribution"? I'm not eligible to make contributions to an IRA.

I own a mutual fund (name is irrelevant) in an IRA. There was a class action settlement against the mutual fund. My questions are: 1. If i take the settlement as a check, is that considered a taxable distribution from an IRA? 2. If I have the settlement check sent directly to my IRA, is that...

I know the $1200 stimulus money is not subject to federal taxes, but what about state taxes? I live in California and cannot find any info.

"all-fives" is our favorite

use poker chips in place of a cribbage board if you have them

Try Pineapple Open Face Chinese Poker, it's easy to learn and loads of fun. Also backgammon and dominoes (all-fives is our favorite variant)

you can play hand and foot online at hand8foot.com

Self Isolation Quarantine Diary Day 1 – I Can Do This!! Got enough food and wine to last a month! Day 2 – Opening my 8th bottle of Wine. I fear wine supplies might not last! Day 3 – Strawberries: Some have 210 seeds, some have 235 seeds. Who Knew?? Day 4 – 8:00pm. Removed my Day Pajamas and...

Since my original post, I was able to contact Qantas via Twitter and arrange for a cash refund minus a modest cancellation fee. I'm happy to be out of that mess since the credit voucher was useless to me. Driving to Los Angeles International Airport for resolution would make a root canal a...

Airline customer (no) service Specifically Qantas Airlines. My April trip to Australia was cancelled this week. I could re-book later with a $500 incentive or get full cash refund, GREAT! Kudos to Tauck for putting customer safety first and offering full refunds. However, cancelling my Qantas...

OP here, thanks to all who contributed with comments, shared experiences, and suggestions. Bundling was the way to go. After significant research yesterday, I successfully landed new home/auto/earthquake policies with AAA. My savings will be around $400 annually!