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Thank you all! (Fyi, no mortgage on the 2nd home but thanks for the reminder of interest paid.)

We sold our rental condo in 2023 and bought a second home in another state with the proceeds. We are not renting out the second home. We only use it when we visit our family. (Of course, we're paying a large capital gain tax on the sale of the condo since we're now out of the rental business.)...

Great advice and suggestions and I appreciate it. Speaking of water leaks, has anyone tried using one of those leak detection devices? And if so, did you buy one for all the toilets and all the sinks?

Thanks for the responses so far. Two things I should have mentioned: 1. The pool is in an enclosure (bird cage). 2. We have an HOA that includes weekly lawn service.

My wife and I live in the southeast and recently bought a second home in the upper Midwest to be closer to grandkids. We will not have a set schedule for staying in one home versus the other. But we do plan on staying in our second home for 6 consecutive months in 2024 with the birth of another...

Thank y'all for the info on AARP/UHC and BB. Just signed up for UHC Plan G using BB. Easy peasy.

Not trying to hijack the thread but quick question from a Medicare / Boomer Benefits newbie - if I want to sign up for UHC plan G, are there any advantages to going through the AARP website and signing up directly with UHC instead of using BB?

I'm a bit confused about boot compared to mortgage boot. Let's say I bought condo #1 (original property) for $100k and decide to sell it for $350k. It has a mortgage of $50k, which I pay off using the proceeds (boot). I want to buy condo #2 (replacement property) for $150k with no mortgage...

So you paid CG tax on the 200k boot, right?

Wow, I had not heard of OZs. Now my head is swimming! ;-) Do you know if you can do both a 1031 exchange and invest the "boot" in an OZ instead of paying CG taxes?

Has anyone completed a 1031 exchange for an investment property? If so, did you go up or down in value? Looking for feedback, gotchas, and anything else I can learn from. We are selling our beach rental condo and buying a condo closer to the grandkids. We're thinking of renting the new condo...

Has anyone ever gotten a HELOC on an investment property (e.g., short-term beach rental) and if so, how difficult was it to obtain? We have a $100k HELOC from PenFed on our main home that has a balance of $17k.We haven't started receiving SS yet and are living on IRA withdrawals.

DW and I will be spending 3 days in St Augustine in a couple of weeks and would love to hear some recommendations for things to do and places to go. And has anyone done a particular tour that you'd recommend?

@whenicandave, Did you use the 'group' function in the ACA marketplace to choose a separate ACA policy for your wife? I will be going on Medicare 11/2023 and my wife will need to remain on ACA. I'd like to take the path of lease resistance when it comes time to move myself over to Medicare from...

What's the best way to find an agent to help with this? And does the agent charge the client for their service?

YES! Thank you so much.

Can someone point me to the discussion involving one spouse remaining on ACA when the other spouse goes on Medicare mid-year? I had it at one time but can't find it now. In the discussion someone mentions using the "group" feature to allow spouses to have separate plans so that the switch over...

SIAP but I couldn't find any threads related to Virgin Voyages. Has anyone taken a cruise on Richard Branson's Virgin Voyages and if so, how was it? What did you like and dislike? Would you recommend it for a couple in their 60s?

Thank you, 68bucks! That's definitely helpful, especially the part about the suitcases. I would have been the one doing the scratching of the car if you hadn't mentioned that.

OP here....thank you all for the feedback. We decided to move forward with the purchase of the 2021 Honda Pilot - Black Edition. As mentioned previously, we would have waited for a little price sanity but our current car decided it was time to be let out to pasture.

Good question - I guess I got too focused on the 3 mentioned. Heading over to CR and TrueCar right now! Thanks for the reminder.

No doubt prices are crazy right now but unfortunately our 2011 Caddy is having more aches and pains than me right now so I think it's time to bite the bullet and blow some dough. Plus, we want to travel by car more so we need something reliable.

Oh gawd, I'm glad I posted this question then. I want no part of that stuff.

I should mention that the Honda Pilot (2021 Black Edition version) was my frontrunner until I noticed that CR rated Pilots lower than the other two. Does anyone here own a 2020 or 2021 Honda Pilot and have you experienced any annoying problems? Looks like there have been issues reported with the...

Funny you should mention that - I saw a Telluride that I was interested in until I looked at the AutoCheck report, which showed 1 theft record.