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I had my second shot a couple of days ago. No symptoms at all. I played golf that afternoon. Actually, I guess I should blame the three putts on the injection. It can't possibly be because I am a bad putter!

I am doing something similar. I have about a 90/5/5 AA. I use the HELOC for cash flow and to smooth income for ACA subsidy purposes. I also have a very low withdrawal rate. This does increase your risk as you noted, but with the low WD , there is a lot of room to play around. I say go for it!

Got the first shot today. So far so good. No side effects. 2-6 months before I can take the second one.

get real people! You cant be too thin , too rich or have too big a house. It's just common sense.

Vaccine ready for people in only 4-5 months. Is that a new record? 1. How safe is it? might be okay for young soldiers in good medical shape, how about for old people with conditions. 2. Even if it is safe, is it effective. 3. Even if it is effective , what level of protection does it have...

I have PKD and am in 3rd stage as well. However if I had not been tested for creatinine about 8 years ago, I would have never known. Even today , I have no symptoms what so ever. To the OP's point, it is possible to have serious kidney issues and not know it. I would recommend every one...

USA vs Thailand today at 3pm eastern time 9 pm here in Épernay We forgot it was today until we met a winery owner who commented on all the USA fans in town. Épernay is less than an hour from Reims but we have drunk too much champagne to make the drive. We will be watching in a bar in Epernay...

Lets have a show of hands! Who is going to the games in person? My daughter, wife and I will be at the Chile/USA game in Paris on June 16 and the USA/Sweden game in Le Havre June 20. My wife and I might make the June 11 game USA/Thailand in Reims if we can work our schedule. Lets go USA!

Congratulations! I retired last summer at 61 and 2 weeks and it is the second best ( I've been married 36 years ) decision I ever made. Good luck but keep your options open. I was just offered a job dream job for more than i was making before. I'm an engineer and the job is all the fun problem...

Any chance you are cruising to Iceland on the Celebrity Reflection on May 5th?That is the cruise ship we will be on. If so, maybe we can meet for a glass of wine. We are going as part of a winery club trip. After the cruise , we plan to continue travel. From May 17 to May 30, we will drive...

61 in 2018. but I just received a great job offer. Its for a lot more money with all the good parts of my old job and none of the bad parts. I'm torn , I have to decide by the end of the week.

My wife uses an iPhone 4 and seems to like it. What do newer iPhones do that would make worth upgrading?

Mrs Honeyfill and I are getting ready to start our post retirement travel. We thought that we might look into TSA Pre. I used to get it when I traveled a lot for work and it is a great perk. It only costs 85$ and if you plan to fly a lot during retirement it is worth every penny. However...

Retired today! Left at noon and spent the afternoon fixing the pool pump. Celebrated with a glass of very good brandy this evening!

Just a note to say that Mrs. Honeyfill retired ahead of schedule on March 27. Unfortunately , I am delaying my retirement to June 1.

7.13% ytd in 401k 100% equities including a healthy chunk of company stock. Only about 5% ytd in the rest of my portfolio. I don't believe in market timing but I'm selling about 4% of my portfolio to pay off the car and kitchen remodel. The market just feels too high.

I'm following this thread with interest. We are lucky in that we already live in the perfect house in the perfect location. Except for one thing: the kitchen. I'm ready to retire but we wanted to do a kitchen remodel first. The estimate comes out to about 70k. I considered between paying...

Thanks for clearing that up. A lot of people forget that you cannot start SS until 62. My wife plans to start at at the age of 66 years and 10 months, 8 years and 4 months from now. I plan to start at 70, 9 years and 6 months from now.

:-) Good one. Just to be clear, our AA is 90/10 equities to bonds- our ages are 60/58.

I'm with Lawrence of Suburbia. 5% of investments yearly WR. I don't count home equity or social security. We are 60/58 so we can be a little extra aggressive. Our plan is to delay SS for 9 -10 years to max it out but we can always start early if the market tanks.

This is also a good time to pay off any debt. I have been paying off low interest debt all year with my stock gains. I never bothered before because the interest rates were between 0 and 3% and I was in accumulation mode. Now that the market is so high, I have reached my networth targets and I...

Typically, during a bull market, any news sends the market up. During a bear market , any news sends the market down. We are in a bull market. They usually last from a couple of years up to 20 years. This one is about 8 years old. Eventually the bull market will be over, but the "rising on...

Obviously, make sure you know the end date of the 0% financing deals and schedule to pay them off before then. for example, if your CC debt goes from 0% to 23% at the end of the promotional offer. 2nd, you can compromise by paying extra each month on the other loans, but still investing each...

Bad news, look like the January layoffs will skip my department. therefore I am moving my date back to April 2. I have to work till then to get my bonus.

June 1 is popular. Mrs honeyfill and I are planning to go on that date as well. Unless I get a buyout earlier😊. I hear rumors of a layoff in January.