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  1. L

    Staying Motivated after FI(re)

    Ideas I’m about 6 years away from my FIRE number, so consider that. First, I’m an over-achiever, but that’s because I wrap too much of my identity in achieving at work. I don’t know if you’re similar, but I’m working on breaking that mentality now and hoping FIRE will challenge me to do so...
  2. L

    The Healthful Aging Thread

    Science-based aging I'm a big fan of looking at this all through a science-based lens. One book I highly recommend: Overkill: When modern medicine goes too far by Paul Offitt Diet: Don't take vitamins. I know this seems counterintuitive, but the research is pretty solid that they do more harm...
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    Where to put US Navy lump sum payment?

    I'm working with an 18-year-old US Navy mentee. He's been contributing to the Navy Thrift Savings Plan (TSP) Roth (confirmed that it is the ROTH) and his YTD is $200 as of 3/31/2021. He does have the option of switching over to their Deferred Contribution Plan (401k-like) if that would ever...
  4. L

    Heels question

    Not heel spurs I'm not convinced it's heel spurs. If it was, it would happen more often.
  5. L

    Heels question

    Sometimes when I lay down on a bed or a couch (seems to be when the mattress or couch is very firm?), my heels get sore after a while, as if I'm subconsciously pressing down with them. Googling the symptom shows things like heel spurs. I'm a very healthy person in my late 30's. No foot, heel...
  6. L

    Pointing me in the direction for a new product idea

    Thanks @SecondCor521 This is the model I'm definitely hoping for. I've also researched law clinics at law schools where you can get their help with a patent for a total cost around $1,200
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    Overkill: When Modern Medicine Goes Too Far

    One of my favorite blogs to read, Science-Based Medicine, recommended the book Overkill: When Modern Medicine Goes Too Far by Paul Offit. I highly recommend it. As someone who has always struggled with science but still wants to be a great advocate for themselves and others when making...
  8. L

    Pointing me in the direction for a new product idea

    Hi all, I have an idea for a new product that has a similar model to the "seasonal garden flags" that you see people putting in their front yards where you have one base and then different items for each season. I've confirmed that the idea is unique. I'm pretty clear on the patent process...
  9. L

    Testosterone treatment?

    I highly recommend checking-out Overkill: When Modern Medicine Goes Wrong by Paul Offit before undergoing any testosterone treatments.
  10. L

    Controlling the unholy trinity (salt, sugar, saturated fat)

    I got you Oh yes, this is my life! My journey started about 18 years ago when I found out I had sugar issues and I've worked with a dietician ever since. See below. I'm happy to keep chatting about this if you like. PM me if you want. Tools: Seriously, go see a dietician. Well worth the...
  11. L

    "Game Over" (for bonds) - Jonathan Clements

    I feel like I'm missing something major here, the Fidelity Total Market Bond Fund is up 7.04% and 10 year is 3.60%, far and above what the article mentions? https://fundresearch.fidelity.com/mutual-funds/summary/316146356
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    Move money from Total Market Index to S&P 500 Index?

    Question: How do I figure out if it's worth it to sell my total stock market index fund shares and move them to a S&P 500 index fund (which has higher returns, even with fees)? When I set-up my investment strategy, I set it up around a total stock market index fund (FZROX) vs. an S&P 500 index...
  13. L

    Building a Concrete House

    I owned a home where the walls were all concrete. One benefit was that the outside noise was very low because of it. I lived a couple of blocks from a small airport (including a university flight school) & National Guard base and never heard a thing! On the downside, having the interior walls...
  14. L

    Beware the Rom Con

    I met DH online. Googled him, but his name is generic, so didn't find anything. The first time we met in person I subtly checked the name on the credit card he used to make sure it was the name he'd told me. The first time he left his wallet laying around, I checked his ID to make sure...
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    Expenses that went up/down during COVID?

    Analyzing my Q1 vs. Q2 expenses, everything went down except*: Utilities Groceries Fitness - Started taking some extra online classes, bought home gym equipment *Not factoring things like car insurance, which only happens 2x per year.
  16. L

    Food Pharmacy

    After reading The Vitamin Myth in The Atlantic, I decided to try to get all of the necessary vitamins from food vs. pills. So I worked with a dietician to do an analysis of a 2-week food log I brought her and we made adjustments based on that (I was only missing some Vitamin E). This requires...
  17. L

    Extroverts and intellectual conversation: How do you find people

    Ha ha. It does, but it lacks the in-person connection.
  18. L

    Best history/nerdy places to travel

    Thank you. What did you especially like in Madeira and Nova Scotia?
  19. L

    Best history/nerdy places to travel

    Thanks! What do you go in particular to see? I’m glad I’m not the only one who isn’t enamored with the more sensory stuff.
  20. L

    Extroverts and intellectual conversation: How do you find people

    In normal (non-Covid) times, how do you find intellectuals to converse with? I just moved from a job where I was surrounded by intellectuals and used to lunchtime conversations such as “what is the meaning of morality?” to an office where everyone is too busy/not interested in having these...
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    Best history/nerdy places to travel

    What are your favorite historical/nerdy places to travel? Especially outside the US and Western Europe? I find most travel guides focus on things like food, wine, old churches, museums, and luxury experiences. And that’s fun for a day, but I get bored easily with those types of things. I like...
  22. L

    The problem with thinking you know more than the experts

    Two things... 1) A lot of people view higher education (where a lot of our experts come from in the US) as a liberal conspiracy and liberal bastion. By politicizing experts, they encourage the “other side” to dismiss them. A typical us vs. them strategy. I find this hilarious, as I’ve worked...
  23. L

    Rules for which "bigger" expenses to save for?

    Thanks so much! That makes a lot of sense.
  24. L

    Rules for which "bigger" expenses to save for?

    Thanks (especially for the compliment/encouragement at the end) I don't spend any of my raises at this point, it's all going to FIRE, which should significantly speed up my timeline. We also bought a home well below what we "could have."
  25. L

    Rules for which "bigger" expenses to save for?

    Thank you! I like that approach a lot.
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