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I am 67 and DW is 61. For many years we avoided golf as it was too time consuming. So, after retirement one of my regrets was not playing golf with my two children (who love golf). Knowing I might keep saying no, we joined a club, bought a cart, got all the new equipment, and hired a coach...

Last week I needed to take some photos over to our local Walgreens for processing. I dutifully filled out the form showing my name, address, phone number etc. Once they were ready I visited the store and to get the pictures and some frames (this was for my new grandchild which DW and I had only...

We spend so much time planning out 5/10/20/30 years etc but as has been discussed here many times we have no longevity guaranty. As some of you may have read a tragic boat accident happened in Georgia over the Memorial weekend. (google Savannah boat accident). The word tragic does not come close...

OK, Ive had several pools over the years and generally enjoyed them. So, naturally the thought crossed my mind to build one as DW and I are both retired. But my neighbor said to me "hey you can have mine for free". He was just kidding but he is 70 and say's its a pain in the rear. We live in a...

Feeling blessed to have a 2 year old granddaughter and now a grandson in a few months. I am going to visit them next week (In Arizona) and wanted to broach the subject of DW and I starting them a college fund. Ive read about 529's and other methods. Are their pro's and con's I should consider? I...

I turned 65 today and began medicare ( I am supposed to celebrate.....right?). However......it ain't as cheap as everyone has told me. I have part A and B and added Plan G (covers co pays etc) and a drug plan. Prior to all this I was on Blue Cross PPO that ran about $850 per month. So, I...

Has anyone been surprised with the cost of pet care? Ive got 2 small yorkies and their care (food, kennel, groomer. etc.) is far more than I would have guessed. Now it's time for me to rant......DW loves these dogies and I'll do just about anything for them. But, a few days ago one got ahold of...

OK, Ive read that most people have gained weight during this shut down. Ive heard gains ranging from 5 to 15 lbs as the norm. I'll confess, Ive gained a solid 5 lbs over the past few months. Largely because Ive eaten more and enjoyed the wine more than normal. So, anyone want to join me in the...

I recently signed up to video conference with Zoom (took the free package). We have about 30 family members who we wanted to see and visit. Obviously we can't visit in person so the video format interested me.This past Sunday we sent a meeting invite to all of our family to log in at 7:00. We...

Any Scouts out there? I am an Eagle Scout and still very proud of that accomplishment. However, it does seem that years of "dodging the issue" finally caught up to the National Chapter. Sadly today I read that The Boy Scouts of America filed for Chapter 11. Even as a kid (many years ago) we...

My FIL and MIL have just turned 79 and are slowing down considerably. FIL still works and says he will till he drops. They are quite nice people but have never been any good with money issues. Their net worth is negative, most of their excess cash flow goes to past taxes or CC interest and there...

Got a trip planned to Northern Michigan (LakeWalloon). I have never been there but plan to spend a week checking it out over the 4th. Any members with experience there?

Besides hammering the stock market, has anyone seen first hand the effects of tariffs? Ive read a list of products that might be affected but have not seen how this effects the cost. Anyone with examples?

Does anyone have experience adding deferred compensation into their retirement calculations? Given deferred comp is invested and then paid out over a series of years I've assumed it should be treated as Any other tax deferred investment like an IRA. With my deferred comp there is no RMD but...

I am happily retired (age next week 63). The last thing I really wanted was to suit up and join the game. But.....the recent market drop cost be a few years of WD's. No worries a drop for me is around $400K!!!. So, Ive started takin the calls and am 50/50 on whether I should re-enter the race at...

My mom passed away this past December. She has been in an assisted living facility for 2 years and has not filed a tax return in a few years. She has virtually no income ($1000 month for SS and a $200 month pension). Her estate will be basically her house worth maybe $200K. I spoke with the...

Ok, we are planing a 17 day trip both by car and plane. We have 2 small Yorkies that fit well in an approved carrier. DW wants to bring them along but I’d prefer they stay at home and we get a house/ dog sitter. I don’t want to be unreasonable but looking after those guys while traveling can be...

Does anyone gave a good resource center for deferred comp. I have a question about which state will tax my distributions. I earned all of the monies in a high tax state and plan to move to a low tax state once the distributions begin. The distributions are mixed per each year I deferred. Some...

I am 62 and my wife is 55. She has no decent work record as most of her earnings were self employed. I plan to claim my SS at retirement age 66. Ive read she could get 50% of my SS check when she reaches full retirement age. would she qualify for 50% of my entitlement even with no work record?

OK, Ive run the models and think I am ready. Lets me share my numbers and get your advise or expertise. I am 62 and my wife is 55. Both are now gladly retired. We have saved $6,000,000 in an IRA and have $2,100,000 in cash and bonds. So a total investable egg of $8,100,000. The house will be...