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I have a close relative in his mid-70's who has an extreme fear of dying which is called Necrophobia. A few examples of his fear. (1) He still wear a mask to a recent family event though everyone (including him) has been fully vaccinated. (2) I am only a few years younger. When I tell him...

Today, my wife, who owns a business received a text message from PG&E which is our power company in California. The text message claimed that they are from the PG&E Disconnection Department and they are scheduled to shutoff the power to my wife's business which generates approximately $1,000 to...

My 25 years old daughter wants to retire early but she is fond of going on expensive vacations. (Skydiving in Dubai, Dog sledding in Alaska to see the Northern lights, etc) I then asked her a question on which path she would take.... (1) Minimize vacations expenses to retire early or (2)...

Retirement has many challenges. I recently took a DNA test by "23 and me" and my DNA indicates I have the Apoe4 gene which put me at a higher risk of late onset Alzheimer's disease. My increased risk at age 85 is about "1 in 2" versus "1 in 8" without this gene. However, the above risk...