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  1. BUM

    E-Bike

    DW and I have been ebiking regularly for the past 10 years. She has a pink SUN beach cruiser with a front hub motor and I have an original Currie Tech. rear motor chain drive probably 20 years old. Total investment less than $500 total fun, priceless. Occasional battery replacement comes with...
  2. BUM

    Most efficient way to buy/own physical gold and metals?

    I seriously considered buying gold bars, coins, fine jewelry, and “casting grain”. Like most brokers, and bankers the gold dealers I spoke with were looking for a relationship. That's spooky to me since I wasn’t interested in regular buying and selling. As the spreads were significant. I...
  3. BUM

    I have COVID-19 and No, It's Not the Flu

    Best wishes, sir.
  4. BUM

    VG The Next Generation TRUSTS. Anyone take the bait?

    Thank you all. I’m at the age where this is starting to make sense. I’ll share my info as time goes on. I don’t have a relationship Schwab.
  5. BUM

    VG The Next Generation TRUSTS. Anyone take the bait?

    VG has been advertising trusts more and more. They’ve set up and staffed an entire group, calling it a “legacy platform” or some such. Anyone jumping on this bandwagon?
  6. BUM

    Y.A Tittle RIP

    Around 25 years ago I attended a motivational seminar. YA was the keynote speaker. I recall his theme was, “THINK WIN”. Very enjoyable. At the end I asked YA to autograph a $100 bill I just happened to have. Spent it ��
  7. BUM

    Mom's FA says to sell IBM

    IBM for me is a “forever hold”. FMs make money on the churn. Sell this, buy that... JMO
  8. BUM

    blood pressure med, yes or no?

    Same here unclemick on the meds. About the lifestyle change, I'm fixin to start thinking on that.
  9. BUM

    Yahoo finance new format is useless.

    Seems like I've used Yahoo finance for 15 years or more. Hate it now! Maybe I'll just pay Morningstar 😳
  10. BUM

    Hi - I am financially ready but can't pull the trigger

    Welcome a-board! Think of it this way, pulling the trigger is slow squeeze. You'll get there!
  11. BUM

    Food- where to invest

    CHS is worth a look. They only issue preferred. I own CHSCM.
  12. BUM

    You should take SS at 62

    DW and I both opted in as soon as possible. No regrets. Loving those monthly gummint deposits..
  13. BUM

    Bond Mutual Funds

    When they head for the exits its not gonna be pretty. Meanwhile I've been overweight DBLTX with some TGLMX.
  14. BUM

    that damned Vanguard ad

    ITS GONE! I made no changes on my end. Somebody did something - Thanks!:dance:
  15. BUM

    that damned Vanguard ad

    This popup is bugging me. I don't want to respond unless its from the mods. Can't tell for sure so I keep dodging it. A username and password are being requested by http://cdn.socialknowledge.com. The site says: "Forum Admin"
  16. BUM

    Preferred or not preferred

    I'm in for the long haul. Don't expect a killing just a decent ROI.
  17. BUM

    Preferred or not preferred

    Small world! I own this too. Been watching it for a while. I wanted exposure to this sector - ag/food. Caught it under $25. So far so god. Not a lot of investor info on the CHS site.
  18. BUM

    Any laws you don't regret or think you should break?

    YESSIR! Here at the beach the signs clearly say dogs on leash at all times. However morons routinely work their dogs in the surf and on the sand. Kids and little ole ladies often get mowed down. Somebody calls 911 the injured party gets a trip to the ER and a bill for $2,500. There ought to be...
  19. BUM

    I like Oil

    DCA'ing BBEP and some BP. I like BBEP I'm following it down, down, down...
  20. BUM

    Troubles at PIMCO

    Definitely not FIRE material. He'll probably die at his desk...
  21. BUM

    Vanguard Precious Metals VGPMX

    apples and oranges... If you want exposure to PM only - do that. If you want exposure to commodities including PM, then do that.
  22. BUM

    Vanguard Precious Metals VGPMX

    Commodities? I'm still holding PCRIX. Vanguard has access to it for far less than than the $1MM sticker price.
  23. BUM

    Plumbing: makes me want to be a renter again

    Plumbing problems are usually an emergency (leaky hot water heater, frozen pipe, etc.). I too have good luck soldering copper pipe now that I know to use new, CLEAN fittings and flux the cleaned, dry pipe ends. Even for a retiree, these repairs need quick attention. If you're a working stiff...
  24. BUM

    Halogen Bulb Keep Burning Out Quickly

    Al, Just my 2 cents... As you know those bubs run really hot. If the original ran for years then burned out and replacements die early, I suspect the fixture. You might try cleaning the contacts, replacing the switch - otherwise replace the fixture.
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