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...but what HI to choose for the first two months of 2024? I see my options as: 1 Carry on with my ACA HDHP HSA-eligible plan, sock away a few more dollars in the HSA. Cost $1700 for two months. No subsidy. 2 Go without HI for two months - I don't think that's wise. Bankruptcy insurance...

Has anyone used their US Amex card to tap in and out on the tube in London? This will be my first time on the tube in a few years, not been since the Oyster card days. The last time I was in the UK I had a credit card unexpectedly declined at a gas pump. I'm just fretting that I may have...

This is my third year as a Tax-Aide volunteer. I love the program and helping mostly seniors prepare their taxes. We are remote at the moment due to Covid so this makes things slightly weird. I'm sure all you ER Board Tax-Aide volunteers can relate. One of our 'counselors' (that's Tax-Aide...

Relatively new to Medicare and newly diagnosed with Type 2 diabetes. :frown: The prescriptions went to CVS which is the preferred pharmacist for the Wellcare part D insurance. The blood monitoring meter and test strips are covered under Medicare Part B, so paid for 80% by Medicare and 20% by...

I'm using the regular forum on my Nexus 7 tablet and cannot use the search function. As soon as I tap on the box to type into it the keyboard appears but then the search box immediately disappears. It does the same thing whether I use Chrome or Firefox as the browser. I don't like using the...

Anyone in the Magnolia area of Montgomery County? What is FM 1488 like, is it passable? DH would like to drive along there to reach 290 to drive to Austin. Thank you so much!

Thinking about almost independent children reminds me of a question I wonder about. When kids have left college and are on their own do you insist that they have medical insurance, and pay for it if need be? I can imagine a scenario where a 22 year old, thinking they're invincible and healthy...

All this talk about cpi and inflation generally led me to thinking back to the 70's when I remember hearing inflation talked about in terms of "cost-plus" inflation, where companies increase prices to maintain or protect profit margins after experiencing costs in raw materials.  As so much...

All this talk about bond funds has set me to thinking about our allocations in this area.  We are age 51/47 + 3 teens, newly ER and still worrying watching everything like a hawk to see how things go in these next few crucial years.  Our current allocation is as follows: Cash                 ...

I have not seen many posts (if any) on the subject of dental insurance.  Do most people not bother once in ER?  What do you do?  We have the company scheme for another 17 months, then we'll be on our own.  By that time our kids will be out of braces (if needed at all) and will probably be...

I don't know if anyone else has experienced this but we have been deluged with invitations to these "Seminars" (read sales pitches) by local financial planners since DH retired.  Most of them you know are going to be awful, annuities and the like, but one caught my eye recently and we signed...

The thread on leaving a legacy put me in mind of our giving my brother and his wife some money about 10 years ago.  All the kids were very young - they have 2, we have 3; and we were doing well - they not so well.  To assuage our consciences we decided we would give them about $40,000, no...

I'm just curious to see what board members spend on holiday lighting. Our spend is negligible, a couple of hours spent putting out last years' lights bought for under $50 at Walgreens. Many of my neighbors, however spend $1000 - $1500 on getting their lights profesionally put up and taken...

Hi y'all, I've been lurking on this board off and on since March and thanks go to all regular posters for the wealth of information discussed here. It's difficult to talk to friends about a lot of the personal stuff that is posted here but when making the decision about when to retire it's...