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    Naked Gardening Day 2024

    Sunny Florida here, my wife is in her large garden every single day. I'll tell her, but don't expect pictures.
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    Examples of current inflation - add yours!

    Ok, maybe this doesn't go here, but it is one way to not inflate prices. I bought the same SUNCO 6PK of LED lights 3 times, Feb 5, 2019, Sept 15, 2020, and April 6, 2024. On the first order the price was $144.99, on the second order, the price dropped to $104.99 and the last order, the price...
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    BPH (enlarged prostate) Diagnosis

    This is also what I keep coming back to. I'm doing well on meds, but if I ever need it, I'll see if this fits my situation. https://www.facebook.com/groups/prostatePAE
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    BPH (enlarged prostate) Diagnosis

    I was prescribed both at the same time. I'd don't remember the exact date but it was over 2 years ago. This was after the second mention to my doc, I told him it's time to do something, "I'm to the point when I get up at night, I know it will be a while so I just sit down" After two years I...
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    First million is enough

    I use then term liquid net worth. I'm one of those people, I don't count my house. :-)
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    Laminate floor bubble, How to fix?

    Surprise! My son said he had four pieces of flooring in a closet. He started removing pieces and the 1/4 round trim. He found the flooring very tight, again the wall. We removed enough pieces to get the wall pieces out and the bubble then laid flat. We trimmed about 1/4" of the pieces against...
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    Laminate floor bubble, How to fix?

    I'm suspecting it is the laminate/pressed paper, but will need to look further. I just sprained my big toe an hour ago, so I'm hobbling around, foot is in an ice bath as I write. Arrgh, just doing something stupid and injured myself!
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    Laminate floor bubble, How to fix?

    The laminate on the floor is the long rectangular interlocking pieces, (tongue and groove). Similar to this picture.
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    Laminate floor bubble, How to fix?

    Unfortunately no extra laminate was found in the house.
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    Medicare - False Diagnosis ??

    On the other hand, I think there is a lot more of what Judge Wapner called "puffery". Such as, when my son was in a hit and run, he was on his skateboard and a bicycle ran him down and knocked him unconscious for a short time. The bicyclist was no where to be found. A good Samaritan saw him and...
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    Laminate floor bubble, How to fix?

    My son recently bought fixer upper house that was damaged in a tornado, lost part of the roof and the *laminate floor got wet. There are 4 or 5 planks the have a bubble when you walk over them, this is right at a transition to a tile floor. There is a longer term plan to totally remodel the...
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    Fidelity/Vanguard fees and minimum invstment

    A difficult website is IBKR (Interactive Brokers). I find it extremely difficult to find my account data on there. I opened that account because I could borrow on margin at 1.5%, that was a 2 or 3 years ago. I short term financed a house for my daughter and SIL, rather than sell shares and pay...
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    Fidelity/Vanguard fees and minimum invstment

    That would be what you want, sell at the high price and buy back a lower price when the market tanked. But I know what you meant.
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    First million is enough

    As a middle, middle income couple, we over saved, worked 6 more years then needed, and I only got my wife to retire, by summoning up a hurricane that destroyed our small business and did $90k worth of damage to our home. Tough job, but somebody had to do it! However I don't regret having...
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    Fidelity/Vanguard fees and minimum invstment

    This morning I was answering a question and looked up minimum starting investment. I found Fidelity is $0 and Vanguard is $3,000. Then I went on to find for Total Stock Market Funds, Fidelity has a 0.015% management fee vs 0.04% for Vanguard. Both are low, but I was surprised to see Fidelity...
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    How is the Match taxed on a Roth 401k?

    OP here, my son talked to HR about the where the match goes. They said it is put into a tIRA. Now I wonder if it is worth trying to get the employer to switch things over to meet the Secure 2.0 provisions. After reading this, I still don't see when the tax is paid by the employee on the...
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    How is the Match taxed on a Roth 401k?

    My son has a Roth/401k at work, the company has a match, that is dependent on company profits and paid once a year I have read that company matches that are put in a Roth/401k are taxed at withdrawal. Is that true? For 2023 he put in $22,500 and the company match (Dec5) was $3,675. How is...
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    New cardiologist not care about my cholesterol

    I read your first paragraph and I thought, "I should post info about Nina Teicholz! Then you mentioned her book.:) I have watched several of her videos on Youtube.
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    Your recent repair? - 2021 to ?

    Been working on my son's fixer upper home. The roof was damaged from a tornado, Servpro came in dried out the house and rebuilt(?) the damaged sections.They are not carpenters, see pictures below. >:( Yesterday my son and I rebuilt the missing soffit framing, installed the soffit and my son...
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    Auto tax withholding from Vanguard withdrawals TURBOTAX

    Hmm, I found it $1,343, but there should be another $8,400. Ok, our account is setup so all our accounts are under my login and password, but under her login and password, only hers. Under hers, there is another 1099R, for withdrawals from her SEP/IRA, it shows the withholding, however that for...
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    Auto tax withholding from Vanguard withdrawals TURBOTAX

    I had Vanguard take taxes from some IRA withdrawals. I'm looking at EFTPS to see if they were credited there. They are not. Where do I find where Vanguard sent the taxes they withheld? I'm using TurboTax and it is asking me to enter Quarterlies, It is getting convoluted because of Vanguards tax...
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    Funny Joke Thread 2021 to ?

    Best pickup line from Reddit. This pickup line was used on me… At the time, I was a centre back on my Footy team. I had injured my ankle (a foul from behind. He received a quick yellow!), and found I needed to use crutches for a few days. I was at a party, chatting with a friend when...
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    Net worth calculator

    The first calculator puts us(?) at 98.5% the second, as more mature individuals, at 86%. ¯\_(ツ)_/¯ Always have wondered about these online calculators, as previously stated, they need clearly defined criteria. And I don't include my home in my personal net worth statement.
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    How often do strangers ask you for money?

    The last time I said, "I don't carry cash", the response was, "I have Square to process your credit or debit card!" Kidding, just kidding. However on my eclipse trip, I had three businesses that did not except cash! CC only.
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    Luggage

    I traveled with my adult kids by airplane for the eclipse. I haven't flown for at least 15 yrs. I grabbed my travel bag and packed it for a 6 day trip. My son had his wheeled suitcase. I did not enjoy lugging that bag around the airport. :blush: Next time I fly I will buy a wheeled suitcase...
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