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I live in a state where treasury obligations are tax exempt. I use H&R desktop program but their help screen didn't help enough. I hope there are some folks here that have a similar need. I called H&R twice but after starting a conversation, I got disconnected so I hope I can get an answer here...

Unfortunately IRA money is insured to a max of $250K with no POD increases. For those of you who have over $250K in an IRA account, are you concerned about the amount going well over the insurance maximum?

This past August, I put a sizeble amount in a 3 yr bump certificate with 5.13% APY at United State Senate FCU. In September, this certificate went to 5.23%. Anyone have a good crystal ball of when I should take my one time bump to increase my rate for the next 34- months?

My credit score from all 3 credit reporting companies is excellent. I've wondered why Creditwise is always about 5- 6% lower than FICO, even though CreditWise at CapitalOne and FICO at Wells Fargo both use TransUnion data. A 5% lower score could get you a slighly high mortgage rate if you have...

I though I would give a headsup for a potential problem for some of you using H&R. I encountered a similar problem with both the IRS 2210 (not schedule AI) and the GA 500UET. Even thought I entered, as prompted, the 4 quarterly estimates for both the Fed and GA state, the 2210 section, "Mini...

I already do quarterly tax estimates for both federal and state. My wife is an employee and I was wondering if she can submit a W4 with the "exempt" option so that I can include her salary withholding in my quarterly estimates. I do realize that the form describes specific qualifications for the...

Off and on for the past 12 months, I have tried to upgrade my current OS 1909 to the latest version without success. My Dell laptop is now 5 1/2 years old. I wouldn't care so much about this except that as this version ages without any further updates, will it be more venerable to infection even...

My wife recently started a job. Her employer seems unorthodox. Her employer didn't give her a W4 form to fill out. This week, she got her 1st paycheck without a pay stub. He said he took out taxes but she doesn't know how he determined her deductions or what was the deduction breakdown or how...

I have taken advantage of citibank and now wells fargo's credit card promo that "allows" you to pay a minimum monthly payment with 0% interest on the balance until the promo ends. I'm enrolled in both companies for 15 months of minimum monthly payments. It looks like there is a down side because...

Little over 2 weeks ago, I electronically submitted my IRS 2020 tax return. Today, IRS electronically deposited my refund but it is less than the overpaid amount I reported. On 5/17, using EFTPS, I made a extension payment of $223 but don't understand why their system deducted that amount from...

While I have been happily retired for MANY years, my wife who is younger than me as begun working in a new career. Unfortunately there is no work near us so she has much more job opportunities in a major city about 1 1/2 to 2 hours away during rush hour so she rents a room not far from her job...

I have a Roku 3 I got 5 years ago. I understand this model came out 8 years ago. It has worked pretty well but recently I bought a great LG 75" TV and noticed that the picture quality when I view various programs through the LG interface is better and sharper. The Roku interface produces a...

I received the 2nd EIP $1200 ($600 x 2) January 4 2021. The H&RB software is asking me if I received the 2nd EIP in 2020. If I answer NO, it adds $1200 to my refund. While I would love to take ANOTHER $1200, it sounds like I'd have a problem later with the IRS with possible penalties. Anyone...

I just got off with an Ally supervisor about the status of the 6 transaction limit fee being "waived". She stated that at Ally, the fee waive will expire July 18. Even though the Federal Reserve Board did not mention an end date in their press release, they apparently left it up to the...

Last year, I applied for the Citibank Checking $400 Bonus Promo for myself and my wife. We both received a 2019 1099-INT. Hers included two entries, interest earned in her savings account and the $400 bonus deposit in her checking account. My 1099-INT, unlike my wife's, had only one entry for...

Citibank Credit Card fee-free 1%+1% is dropping many their great benefits from the Price Rewind to the 2 year warranty extension. I still have the Citibank Costco CC which has some of the benefits (not Price Rewind) but prefer not to use it since you have to wait up to a year to receive your...

I recently made a transfer out of one of my Ally Online Savings account via ACH and was surprised to see that the very large amount was scheduled to be delivered the next business day and when I checked my account at the other institution the next day, sure enough, it had arrived. That's almost...

I use the desktop version of Taxact Basic. I tried printing my Return and it is telling me I need to upgrade to the Deluxe version. I hope this is a bug. It does let me print individual forms via the customs option and print current form. Anyone using the Basic version?

I have been trying for several weeks to get my free online report from experian but I get this message "Our online credit report service is temporarily unavailable while our system undergoes maintenance. Please try again later, or you may call 1 800 311 4769 to order your personal credit report...

Almost all us depend on accessing our money via the internet but what your internet is down or even worst our internet gets hacked and is down locally, statewide or even nationwide for an extended period of time so no ATM or credit card use, how much emergency cash do you have stashed in the...

Even though I have a pretty nice nest egg, I continued to live below my means. Now after 70 years, I finally got my 1st SS payment. It feels so strange to have this extra big monthly chunk of money coming in. Bad habits (LBYM) ;) are hard to break.

Just went online to my Cit Bank account and saw they have a new money market account with an APY 1.75%. Minimum deposit is $100. The one inconvenience about Cit Bank is that they don't raise their rates on existing accounts so you have to open a new account.

I have been meaning to ask this about medical bill charges. Typically, if you have insurance, an in network provider may charge a rather high price, the insurance has an allowable amount, of that amount you may be responsible for all or part of, depending on your deductible/copay. I was...

I am thinking of getting catastrophic health insurance for my wife and contacted an insurance broker given to me by a neighbor. They emailed me the specs on a short term policy for $230/month. When I went online to further research the company, I saw what appeared to be the same policy for $162...

I apologize for this being very long. I am retired and on Medicare. My wife is below 65 and a homemaker (ie: unemployed). This inquiry is primarily for anyone under 65, either self employed or retired and knows or has found a way get good POS or PPO group health insurance. I also have recently...