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Does anyone know if somone with enough health issues that would normally preclude them from qualifying for private health insurance, have a better chance of qualifying if they were willing to get a plan with either a $5000 or $10000 decutible and a 20-30% copay? Basically truly catastrophic...

Would like opinions on the following short term plan for health insurance after I retire. Assumption is we can't get insurance on our own. When I hopefully retire at 54, I will have 12 years (split evenly 6 yrs each for wife and I) of free retiree insurance available and this can be delayed...

I have run a spreadsheet with all costs (including medical and taxes) and income sources, with what I think are appropriate COL adjustments for each (except for taxes that are based on actual income with current rates, etc) for 35 years and find that due to different timings of different...

Wife and I had always planned on moving from CA to somewhere in the South for the obvious reasons (weather, cost of living, change of pace, etc), but lately she has having serious second thoughts. Twenty years ago we moved from her IL hometown to CA and have done well but without any other...

Need your help. Daughter recently quit a job where she had a SIMPLE IRA. At job less than two years and account less than $1K. My understanding from IRS website that, to avoid any taxes and early w/d penalty, it can be rolled over to another IRA only after at least two years since contributions...

Have come to the sobering conclusion, two years out from ER, that we probably won't be able to get any private health insurance then. Heard too many stories about out-right refusal to insure due to seemingly trivial conditions. Whether fair or not, that's the way it seems to be, so need to...

Is it reasonable to factor in a cost of living adjustment to your retirement budget when it comes to groceries and every-day items like clothes, toiletries, etc., when you're retiring to a different state. For example, we're considering a move from CA to GA, and Sperlings and ACCRA say food is...

Any thoughts on T. Rowe Price's Capital Appreciation as a simplied one-fund portfolio? Balanced with great 10 yr returns. But few bonds and new managers - does it matter? If not this, what about one of the target retirement funds as your one fund even after retiring?

Wondering if any of you have ever lived in or near Bowling Green and what it is like there? Thanks.

Huntsville has gotten a lot a good press lately, good business climate, "green" friendly, low cost of living, etc. Have any of you folks lived here or had any expereicne as to the real scoop, or is it just a lot of PR hype?

My question is how to input into FIRECalc an expected addition to my portfolio that will be, for example, $200,000 in year 24? The worksheet says it will use inflation adjusted numbers. What does that mean for my situation? Should I just enter the $200k in year 24 or enter an amount that is...

Anyone have any comments about living in Athens, GA? With low cost housing, college, and interesting downtown (not to mention the state's new anti-smoking law), sounds like a possible good place to retire? Current or former residents have any pros and cons?

Interested to get thoughts (pros and cons) from those in the know about either the Greensboro or Chapel Hill/Durham areas for early (age 50) retirement. Raised in Midwest and lived in CA for 20 years now so know there will be an adjustment.

Could someone please clarify what it means when FIRECALC says your portfolio increase, like profits from the sale of your home, is inflation adjusted? I would expect that these types of profits would be added to your portfolio and earn a historical rate like your indicated equity/bond mix - not...

My question may have been discussed before (if so, sorry!) but what is the right (or best) way to adjust your initial SWR for inflation in subsequent years? Say you begin with a SWR of 4% of 500,000 portfolio the first year, for $20,000. If inflation is then 3%, do you: 1) take out 4.12% of...

Just wondering what you folks think is a reasonable chance of success rate to shoot for or to feel comfortable with when running FIRECalc? Obviously, I know the higher the better (though nothing is a 100% sure thing), but I think is 85% would be a reasonable scenario. Any comments, based on your...