Does anyone know if somone with enough health issues that would normally preclude them from qualifying for private health insurance, have a better chance of qualifying if they were willing to get a plan with either a $5000 or $10000 decutible and a 20-30% copay? Basically truly catastrophic insurance coevrage. In other words, do your chances increase of being able to get incusrance if you are willing to shoulder a greater financial share/risk?