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Looking for some help with terminology around travel insurance claims I recently canceled a Viking trip with third party and credit card travel insurance. Due to walking difficulty (right hip) and discomfort I opted to cancel a trip in July to stay in the 20% cancelation bracket. If I waited...

We have 4 nights opening in Bergen, Norway this July. Our first trip to Norway and would appreciate ideas for how to best use our time. We are open to leaving Bergen but need a simple trip to return to Bergen to board our Viking ship Thanks to all in advance

Just received a mailing from my former University to introduce their CGA offerings. This "opportunity" originates from 2022 Federal legislation that allows you to transfer up to 50k to a CGA. Transfers qualify as a RMD distribution and you will pay ordinary income on the annuity payment. You...

I have noticed that some of the Forum members have been owners of rental properties. In our market, there is a noticeable effort to limit landlord rights and implement any number of "requirements" that increasingly nibble away at the economics of being a landlord on at least the scale we are...

My DW and I have 3 small whole life policies (total face value is 35k). I am looking at things I can do to simplify our estate and these policies popped up. The death benefit amounts to a tiny amount of our estate. Premiums are paid by policies and dividends buy paid up life. I did a search...

Does anyone know of a calculator to help to decide to sell a bond before maturity. We have some bond purchases from early last year at what are now low rate. Trying to determine the math of sale now and bump interest and lengthen maturity (now maturing in 11-18 months). Thanks for any help.

Are there any Seeking Alpha users on the board. I just got a teaser for a year end special for$39 for 1 year. I believe standard price is 249/yrs. I have seen some decent analysis on CEFs and BDC I follow as well some equity issues by folks who do deep financial analysis. Worth $39?

Hoping the good folks here have some insight how to break through bank bureaucracy when managing an estate. Our challenge is coming from banks seeming to be able to open an estate checking account without having a Letter of Testamentary (LoT) from a probate count. Do some risk of incapacity we...

I give up. I have done multiple searches but I have no luck in finding the "sticky" we had at one time for CCRCs. I wanted to give a friend a quick way to get educated but no luck finding. Do we still have "stickys" Thanks

Our Tivo is on it last legs. For example, wifi card must be dead as no longer recognizes. Extended ethernet as a work around. In this new world of everything being available from streaming does a dvr/tivo still make sense. Currently we use the DVR feature extensively, rarely watching anything...

Hoping the ER Forum members can provide some enlightenment and education for us. DFIL passed away 3/16 after 3 months in hospice with a pour-over will and Living Trust (LT)in place. What wasn't in the LT was in POD accounts (cds and checking) the pour over will took care of the odds and ends...

I got an email from Chase to check my new credit card score (last month bill had a sizeable charge for trip). While there, a link presented from Chase for free identity monitoring with Credit Journey. You have to agree to litany of terms and conditions, but it appears to be actually at no cost...

Brother of a dear neighbor is considering moving from his home in Oregon to CA for his last months. Relocation is to get closer to family who can help oversee his end-of-life care. With CA mentioned as having one of states with the most rapacious appetite for collecting its taxes revenue, how...

Our Tivo is looking like it is at or near its end. We got it five years ago following a lead from a poster here who highlighted a killer deal for "all in" package with a refurb unit. It has been greatl. Kinda relunctant to put down over $500 for a new unit and get stuck with monthly fees or...

DW & I were discussing the current debates in the media regarding if and how bad inflation might become and it triggered me to do this simple check. I graduated from my Masters program at Duke in 1970. The Millionaire Next Door was the rage and there was the TV program The Millionaire. My...

For last couple of weeks, we are finding we have to reboot router to restore access to web. Router less than 2 years old. Modem we own maybe 3-4 years. Comcast is provider. Computers show connected to wifi but no access to web. Seems to happen about same time every day. Router reboot solves...

The background for our challenge. DFIL is 96 and reasonably good health for 96 and as long as not stressed, has sufficient cognitive horsepower to deal with his day. He lives alone in his LT home which is about 500’ from the shop where he is still “operating” the family HVAC business. (Business...

I have seen an increasing number of "news" articles describing more militant behavior by the PRC towards Taiwan. For example, https://www.cnn.com/2019/06/23/asia/taiwan-china-invasion-intl-hnk/index.html and...

I am doing a review of our rental fire and liability insurance which include an umbrella. What mechanism is appropriate to determine the $ size of the Umbrella. For example, say we have apts with retail value of 1 Million. The units individually have 1 million liability coverage. Plus, we...

Mauldin published his 2021 market forecast in todays Thoughts from the Frontline https://www.mauldineconomics.com/frontlinethoughts/forecast-2021-the-stock-market He uses a series of charts and graphs to display the market's currently high valuation--and not on just one valuation indicator...

Does anyone have any insight to what documentation is required for the RMD amounts? I just got my 1099R and it only shows the withdrawal. Nothing noted about it being returned.

Looking for some perspective from the esteem members of the Forum. We moved about a year ago and so had to start all over with docs and dentists. Lo and behold, new dentist identifies a number of cavities at gum line attributes them to my previous perio treatment. Currently, all my gums are...

Got a really sneaky scam claiming to be from USPS advising me I need to click the embedded tracking number to reschedule delivery of a package. Was not expecting a package. Further investigation shows email came from a company digestusps.GOV. Real USPS used a .com address. With so much...

I just learned today that IRS announced April 9, that it was going to allow return of RMDs taken before the passage of the CARE act that cancelled the need for 2020 RMDs. Well sorta. 2020 RMDs taken from Feb 1 forward can be returned by July 15. No relief (at least as yet) for January RMD...

The guy who scored on the last big bubble of market derivatives, Michael Burry of Big Short fame is advising investing in index funds and other passive investments are in a bubble condition...