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It comes as no surprise that my homeowners policy increased in cost. Part of living in SW Florida. It went up 50% this year. They increased the value of the house 10% which is probably on the low side. Flood insurance went up 18% for same coverage. I’ve been retired now for 15 years and...

My wife teaches a online class and made around $13,000 last year. I also took around $25,000 out of my IRA last year. I’m also getting SS and the wife has a pension. Plugging numbers into turbo tax so far it looks like I’ll need to send them a bit more than normal. I thinking about...

I moved some money from my money market fund that is basically earning nothing. Just dipping my toe in the water at this point, I also purchased some I-bonds. I’ve been sitting on some cash and just looking for some place relatively safe that hopefully doesn’t lose to much to inflation. My...

I’m 64 now, retired in 2007 at 50. But now I’m pretty much at what I assume most people consider retirement age. When I say I’m retired I don’t get the , your to young to be retired anymore. I’m so glad we retired when we did. My wife and I were able to do a lot of things over the first 10...

We are planning on heading out from SW Florida to see some of the national parks, and anything else along the way. Arizona, Utah, New Mexico, and maybe Colorado. And of coarse we will be passing thru several states on the way. We are planning on doing some tent camping, along with staying in...

I was debating between paying cash or getting a mortgage for the new house we are buying. The new house will cost about 200k more than our current house once the updates the wife wants done. Since it would mean taking some money out of our IRA and paying taxes on it, we decided to get a...

We moved to SW Florida about 6 years ago. We are now moving North. Same town, but it is a couple of miles north of our current house. https://www.zillow.com/homedetails/2041-Via-Seville-Punta-Punta-Gorda-FL-33950/43576425_zpid/ We close on the new to us house the first of April, and we close...

I retired 12 years ago, but now I feel old. I’ll be 62 in May and went ahead and filed. Took about 5 minutes online and today I see that I’m approved. First check will be deposited July 24. I’ve read all the threads about all the various scenarios about when to take the money. The wife has...

As the title says, I withdrew from my IRA for the first time. I ERed in 2007 @ 50 and hoped to not need to withdraw till at least 62, which would be next May. We bought a couple of new cars this year and are redoing the floors in the house. Also I did not plan on getting my pilots license and...

I’ve been retired 10 years now, I’m 60, and in 2 or 3 years I’ll probably have to start withdrawing some money from my IRA. My wife has a small amount of her ira in a Roth account and I have none. My wife’s pension is just over 80k and it’s has cost of living adjustments, and 100% survivor...

I just turned 60, this also marks 10 years of early retirement. Since my ER I've gotten my pilots license, golfed hundreds of rounds, moved to Florida, and traveled all over the country. I've recently also taken up target shooting and reloading. I had a RV for a few years, but sold it when I...

My wife worked as a adjunct professor last year. She even did it online. I'm thinking it makes sense to max out both our IRA's even if it means taking some long term capital gains now to fund them. I guess if tax rates rise it would be better to pay the tax now. I can see us needing to start...

Well I guess retiring early and having the ability to golf as much as I want has finally paid off. I finally won the club championship at our local country club. I never really figured I had a chance, there were many golfers in the tournament that were better than me most days. And at a...

I finally got my 401k rolled over to my IRA. And I'm getting ready to move and buy another home. Due to these factors I'm sitting on 85% cash. Now I'm having a hard time pulling the trigger and getting back into the market. I'm generally about 60/40. I know this is just market timing and...

I'm getting ready to move and will be looking to buy soon. So I'm back to the age old question of getting a mortgage or not. It all depends on how much I spend on my new home, I was thinking about downsizing, but the wife is not. So it looks like our next home is going to cost quite a bit...

At least that is the plan today. We initially were planning on buying a condo in the Ft. Myers, Punta Gorda, or Port Charlotte area. We were going to downsize our home here also. Well I stuck a for sale by owner sign in the yard and a few days later I had a buyer. The appraiser was here...

We have finally decided to put the house up for sale. We are now just trying to box up or give away as much stuff as we can in order to get the house ready to show. I am lazy and have found that when I tell friends and relatives that I'm giving away most things that are big or heavy for free...

We left for Florida last week before the big chill, but came back today:facepalm:. The wife had plan's for the weekend here in St. Charles MO. But we are both done with the cold. We are going to start looking at condo's in South Florida on the Gulf Side next week. I would move down full...

We were planning on going in December, but to much family holiday stuff got into the way. So anyway, the plan is to spend about 3 day's in Tulsa OK, and then fly on down to San Antonio. We will probably spend at least a week based in San Antonio, but don't have anything set in stone. We...

Just got the wonderful news that my premium is going to $1330 per month for the wife and I.>:( That's a 13.5% increase. I though rates were suppose to be dropping. I'm starting to wonder about the ex-pat life.

Well Ive been retired now for 6 years so I guess its time to start looking at my AA. So far my strategy has been basically winging it. Ive been able to get away with this primarily because my wife has a pension that covers 75% of our income needs. I just turned 56 and the wife is 52. So I...

I paid off my home in 2005, I was paying around 6% at the time. But now with rates in the 3.5% range for a 30 year loan, I went ahead and applied. I don't need the money, not even sure what I'll do with it. I just don't think that we will see rates to continue to be this low in the future...

We flew down to Texas for a week. We stayed at Fredericsburg Tx at the Hangar Hotel. From there we also spent a day at Austin and San Antonio. I'm having a hard time getting the wife to go anywhere in the travel trailer now.

We have never been to Hot Springs and wondered if its worth the trip. Its about a 2 hour trip in our small plane and thinking it would be a good short trip. Any suggestions?

I'm thinking of selling my house. I've thought about it off and on, but figured it would be hard to sell, especially with the current market. Well we were at a wedding the other day and my wife mentioned that we were thinking of downsizing at some point. Now we have someone that seams very...