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I'm looking at opening up an individual 401k and started doing some research on the Vangard website. I ran across this section and needed clarification: Employer contributions Maximum employer contribution per eligible employee is $52,000 for the 2014 tax year and $53,000 for the 2015 tax year...

It's been awhile since I've been on this site. After reading a few posts now I remember why I enjoyed it so much. There are so many smart people here from all walks of life willing to provide their prospective. My wife works for the Federal gov't and she's contributing to her TSP. Since she...

I know this post might be a bit of a stretch for the "Young Dreamer" section. Mods please relocate if necessary. I started a second company which provides functions similar to a business broker. To keep costs low employees will be required to work from home since all you need is an internet...

I've never heard of this before but I must admit it is clever: http://www.nytimes.com/2009/06/03/business/03litigate.html

I'm always looking for non-traditional investments. One "investment" that looks interesting is buying websites that produce monthly income from advertising. Anyone have experience buying websites/forums? I'm primarily interested in the consistency of the monthly income from advertisers and...

Sorry if someone posted this already but I'm glad to see atleast one article/slideshow about people finding a way to get through the financial challenges going on now. To me this is what America is about: Recession: I'm lovin' it! - From writing mortgages to flipping pizza (1) - CNNMoney.com

AS some of you know we moved from Panama to San Antonio last year and opened a pool maintenance business. Below is a short outline of where we are in our business. My intent for this thread is to outline the good and bad of owning a small business like Calmloki did on his real estate note...

I recently reserved a vehicle for our Santa Barbara trip and noticed something I'd never seen before. A full size SUV was $155 (out of LAX) and a regular sedan was $220. I wonder why the larger SUV was cheaper to rent than a smaller car? My only guess is because gas is so high no one rents the...

As most folks know I live in Panama. While we get most shows/channles on TV here, there are some that we don't get like NBC. Some channel's website have a section where you can watch the show online EXCEPT if you're outside the US. The only way I figure they know I'm outside the US is because of...

Another interesting article about unconventional working environments: Extreme telecommuting - August 1, 2007 People who live this lifestyle must like to travel but the same benefits can be enjoyed from just moving to another country. Instead they travel from place to place and never really...

Just curious what folks are planning to use as a savings withdrawal rate. Particularly those that are young (30 to 40s) and retiring without a pension who might have 50-60 years in ER. We all pretty much have heard that the 4% rule will keep you from eating cat food (unless you want to) in old...

I'm looking for an online website where I can store files. I need about 1GB of capacity. Does anyone know of a free site?

Has anyone homeschooled their child? Our son is going into kindergarden and we are planning on homeshcooling him. Looking for pointers and lessons learned by those that have been down the same road. We looked at the Abeka curriculum but can't imagine what they can provide that would be worth...

I rehab properties for a living and own my own property managment company. Recently we've ran into several out of state real estate buyers that closed on properties sight unseen, no inspections, no due diligence. It really scares me that people are throwing money at investment properties like...

This is just a hypothetical thought so humor me: What if an employee that works from home outsourced his daily work tasks to someone in India and just reviewed their work and forwarded it to his boss? For example, suppose you have to complete X number of tasks or reports per day but instead...

For those of you that own individual stocks. Where do you go to find out timely information on your stocks when weird things happen? For instance, one of my stocks went up 5% in a day and I couldn't find out why until a couple days later. Turned out that it was up on speculation of a buyout. No...

Does anyone know where I can get copies of Buffett's partnership letters from the 50s and 60s? I know there is a book that compiles them neatly but I am looking for something online and free. ;D

I thought this was a very interesting article about a guy who went from over 100 hr work weeks to four hours doing the same job. When I struck out on my own I quickly realized that my daily tasks could be done in about 2-3 hours per day instead of the usual 8 hours. http://tinyurl.com/3a4fvt

OK I have a dilema with a vehicle I no longer use and wanted to sell. The depreciation is horrendous as it is a domestic SUV. I currently have two options on the table: 1. Sell to a stranger for $16,200 (below blue book) for cash 2. Sell to a friend for $17,000 but the catch is I would hold the...

Talk about long term! Our son is turning four next month and I'm trying to determine if we are on track to have half of his expenses for college. When we started the 529 plan we estimated his total college costs for four years would equal $140k. This estimate was not based on an Ivy league...

I found a nail in my tire and need to get it fixed. Here in Panama they'll do whatever you want them to do (fix or replace) but I recall in GA a tire store manager told me they no longer fix flats. Instead they recommend a replacement tire. Is this a ploy to make more money selling that $150...

OK I realize this happens everywhere and not just Panama but.... We called a surveyer to come and survey our lot to ensure that the neighbors aren't encroaching on the lot we are about to buy. The guy said it would cost $300 to do it. We said fine and set the appointment up for the following...

Looks like this question was buried down below. Does anyone know what FIRECALC uses to model small cap, value, and micro cap? How far back do these samples go?

Found an interesting article about folks taking all inclusive tours to visit Panama to find their "luxury for less" lifestyle. http://www.usatoday.com/travel/destinations/2006-08-17-panama-retirement-tours_x.htm excerpt: Most of this stuff is high pressure crap. At last count there were 150...

Recently looked at my asset allocation minus RE holdings and realized that I don't have any international or em investments inside my portfolio. The ETF or fund will be held in my ROTH and won't be touched for about 20 years so I'm not concerned with the recent run up over the years or the...