Search results

We live on a boat cruising the Pacific coast of Mexico and we'll go months without internet and when we do get internet in a port it's so slow that it's impossible to watch a video. We haven't seen a video of a cat in years. When we're out on anchor we do get emails via a system using a HAM...

We're going to be out of the country for over a year and I don't want to pay the 3% international transaction fee on my VISA FIA Card (although I get 1.5% cash rewards to lower the transaction cost to 1.5%) or the 2.5% Amex charges. In my quick internet search it seems that Capital One charges...

I would concentrate more on the life style choice and less on the cost. Once you decide this is the life style you want you can find a boat to match your budget and plans. My wife and I have lived aboarded for the last 2 years up near Seattle. We’ve traveled from San Diego, where we bought our...

There is some great financial advise here but I would advise you to have some fun NOW! Try to find something you really like to do. Try different things; work, travel, start a business, volunteer, go back to school... You have plenty of time to try and fail at lots of things and still retire...

We found our dream boat last year, a 46 Nordhavn trawler. We have owned boats for many years but decided that it was time to sell the house and most of everything else, move onto a boat and see where that goes. FIRE Calc said we were close to having enough money and we can tolerate the financial...

We live aboard a 46’ Nordhavn trawler and plan to cruise from Seattle to Alaska and then down to Mexico and beyond in the next 5 years. Not the cheapest thing we can do but for us it’s what we want. We have spent the last year selling the house and clearing out all of land side baggage so all we...

Don’t waste your life doing something you don’t like. Find something you like to do and do that, regardless of the pay. I quit a good paying job to return to college to get an MBA, great decision that led to a completely new life.

We're aware of the confiscation of prescription drugs by HS but that doesn't seem to be causing our delays. If one of our orders is late and we call them they will "expedite" the shipment and we'll get it in a week or so. I think our delays are caused by just plain old bad service. Of course...

My wife and I were self employed before ER so we pay for our own health insurance and have chosen not to pay the high premiums for coverage of prescription drugs. My wife had cancer a few years back and requires on-going medication that we have been buying through an online Canadian pharmacy for...

Our DB plan was just for my DW and me, no employees. It was great at the time but there was no need to continue it when we started working less. We just sold our home in the PNW and now live on our boat. We're now trying to figure out if we want to buy an RV to do some traveling during the...

My wife and I were self employed for over 8 years and had a Defined Benefits plan that was costing nearly $2K a year to administer but we could put a ton of $ into it each year. In the last 2 years our income dropped as we worked less and we converted to a self-employed 401k. It doesn’t allow as...

We live full time on a 44' boat in the PNW and we're seriously getting and older 30-35' RV for travel south in the winter. Spend the winter in the RV down south and the summers on the boat going to Alaska and back. For us, it sounds like the best of both worlds.

lots of anecdotal evidence of a bubble and links to other sites here - http://www.thehousingbubbleblog.com/

I think it is criminal that a mega-corp can declare bankruptcy and walk away from their pension obligations so the mega-corp can return to “profitability” after years of bad management. The executives and banks will make billions while pensioners lose and the tax payer picks up the tab. And our...

We have DishNetwork on our boat. We bought it at a local store and they did the setup at the store because we don't have a phone line on the boat (see 'Do you have a cell phone' thread) and I installed it myself. We have the DVR running two TV's on the boat. We are very happy with it, no...

We live on a boat, no phone lines on the dock, so my DW and I have cell phones on an old Verizon plan that costs $46 per month for both with 300 joint minutes. Also have wi-fi internet and dish tv. I love the wireless world!

Works good on a PC with Firefox 1.5.

RoadAhead - IT's an extremly stressful field. I used to love programming and system development but at some point it turned on me and became a monster that I couldn't control. I made a good living but I had to get out to salvage my life. Once your out you'll never go back. I've been RE for 7...

RoadAhead3, I can’t offer much advice on your family issues but I fully understand your work situation. I was an independent IT consultant for 8 years before I just had enough and had to get out. I just burned out on running as fast as I could all the time just to keep up with the work, client...

Old jeans and a ‘Marriott Rewards’ t-shirt that I received free for spending over 100 nights at the Airport Marriott in Atlanta in 2003. It was that year when I made up my mind to ER and now I am.

As a live a board, I think there is a strong similarity in the life style of the full time boater and RV’er. They both have a wonder lust and don't need a lot of things in their life. Here in the PNW many live a board’s that are retired also have an RV that they use in the winter to travel South...

I'd vote for that but I'd rather have universal health care. We get our perscriptions via a Canadian mail order co. with no problems and at half the US price.

You have to find a spending amount where you are comfortable and save the income above that amount. Our comfortable level was around $70K per year so we saved all the income above that. As independent computer consultants our income would vary from year to year but it was always above $70K so...

ReadyToGo - I don’t think of ER has an ‘all or nothing’ action. I think of it as a transition. If you’re in your 50’s and have had a challenging and successful career chances are your going to find something in the future that you want to do and it will probably earn you some money. I’m 54 and...

Re: budget saving incom spreadsheet am I missing something? Where is the spreadsheet located? what's the url?