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    a 29 year old retiree wow

    As much as I reject the 9 - 5 rat race I would never want to be a SAHM.
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    US$ and other currencies - travel now

    its around £3.00 per pint over here now - approx six dollars - scandelous isnt it?
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    How strong is the lure of family?

    Khan well said - I couldnt have put it better
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    Regret of quiting

    slepyhead - no need for your sister to say she just up and went to prospective employers. I was in the same situation - hated my job just had to leave nothing lined up - i had concerns about this - but i dont tell them the truth, ie that i hated the job and the place and was stressed out - i...
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    Happiness and why we do the things we do

    Thanks guys for all your suggestions and thanks for going to the trouble, much appreciated Claire
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    Not permitted to deduct mortgage interest from taxes - mortgage v renting?

    It appears that you all offset the interest on your mortgages. In Britain there is no such entitlement. :'( Would it make a difference to your opinion on the mortgage v renting argument if you could not claim credit for mortgage interest payments in the US? DH and I are thinking about selling...
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    Christmastime and spending expectations

    tell them that christmas in cancelled :laugh: seriously i dont understand christmas peer pressure, I just dont bother with any of it :-\
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    Happiness and why we do the things we do

    how do you stop playing "mental movies" of the past when such thoughts run like an automatic train through one's head?
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    Happiness and why we do the things we do

    From the time you are born you are subjected to conditioning, you are conditioned to act/think a certain way, live a certain way, its all mapped out, so we are lead to believe. Most people are not happy, they dont know why, they cannot put their finger on it, but personally i think the real...
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    OT: Have you guys even hit/seen/been near the bottom?

    Well i grew up in poverty and went through some bereft periods in my 20's ( i made some bad choices with men, well one bad choice really) which made me determined that i was never going to be in that position again Like Khan said it makes you very frugal, which can be a bad thing sometimes
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    FIRE - A Guaranteed Decline in Standard of Living?

    This is very interesting. Personally i would opt for extreme ER (30's or 40's) over giving the best years of my life to a job which may kill me early from stress induced illnesses. I would rather take my chances and if I run out of money and am living in a van by the river then so be it, as...
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    Becoming LESS Frugal

    Hi Shinny Dont forget to give me the name of that river - i will be in the van next door to you. Its best to have good neighbours ! ;D
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    How much will you spend on Christmas gifts?

    I agree Khan its a dreadful time of year Nothing wrong with giving at christmas, why not give it to the needy/charity.
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    How much will you spend on Christmas gifts?

    I think there is another similar thread going at the moment on this forum I dont spend anything I dont do christmas I ignore it and hope it will go away If you want to celebrate the birth of christ why does it have to involve shopping and buying stuff/crap?
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    Poll: Have you finished (or started) your holiday shopping?

    I dont do christmas i dont buy presents or other stuff I just ignore it and hope it goes away
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    Stronger Thai Baht...

    Now your all making fun of me I think i got a bit carried away the other (long) evening a few too many gin and tonics, must remember to hide the lap top the next time i get drunk ;D
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    Stronger Thai Baht...

    yes - it can be done - but i need to go now because my DH has just come in grunting at me - i think he thinks i am having an affair its the time difference (it id noe 1.19 am) -anyway - i will speak more tomorrow sweet dreams xx
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    Stronger Thai Baht...

    if you are looking for somewhere "cheap" to retire - try europe its safer than thailand, try italy, spain, france, inexpensive, yes, and safe
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    Stronger Thai Baht...

    well i find it strange that you missed that british girl being raped and murdered in koi samui (this may not be the correct spelling) recently - by three thai fishermen that were drunk and bored Also a couple were gunned downed near the bridge kwai lately I still dont understand why you would...
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    Skunk Smell - Marijuana?

    does it matter? if you could smell the capatlistic (sorry cant spell) pain killers burning would it make a difference? stop worrying about it, instead teach them to farm and live off the land. reject career and all its promises
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    The balancing act

    Thanks Shiny for your post love claire x
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    Try this for ER inspiration

    I agree Caroline - I wouldnt want to live there either - I was just using it as an example of voluntary simplicity - it seems there are lots of people on this site who think that 50 k dollars pa is the bare minimum that one can possible live on But having said that - there are lots of other...
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    The balancing act

    Thanks for your post cut throat I dont know where to start, we have been here for 4 years and have no real social ties - before then I have moved around fairly constantly - I suppose you could say I am a Vagabond I dont have any family ties so me and DH are pretty much on our one It hurts and...
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    Stronger Thai Baht...

    I am saying that the place is DANGEROUS certainly there is an argument that if your number is up ...... I agree that you can get into big trouble in your own back yard (as you say) BUT the cost of living is low, people are poor, crime is rife, any one who appears to be from the western...
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    Stronger Thai Baht...

    I dont know why any sane person would think of ER in Thailand! Its cheap because its DANGEROUS, most places (with exceptions) with low cost of living and quality of life are cheap - it is not worth the risk of living there anyway WAKE UP they will rob you and murder you for a can of BEER. Lots...
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