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    Free Internet Music Websites

    Does any one know of any websites that let you choose what songs to listen to free of charge? I don't necessarily want to download to a ipod or MP3, just want to listen (while I surf on the net), like the radio, but want to choose my songs that I want. Is there such a website?
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    Maximum $$$ Saved in any given year

    Wondering for those who have FIREd....what is the maximum amount you've saved in any given year?
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    Condotels

    honobob - For some condotel projects it is not mandatory to participate in the hotel rental program, so I guess that means you can rent it out yourself short term or long term. Is this what you are recommending? In other words, to not participate in the hotel rental program. I guess that would...
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    Condotels

    Like I mentioned in my later email, Panama is cheaper per square foot than what is being offered in Waikiki, Hawaii by Trump. Granted however, I think $500/sq. ft is pretty expensive for Panama.
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    Condotels

    Panama is cheap compared to who Trump is doing in Hawaii. Trump is also planning a condotel in Waikiki, Honolulu in Hawaii. I think they're starting from US$500K for 500 square feet up to $7 million for 3000 square feet. That means minimum $1000 per square feet! Agree with some of you that it...
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    Condotels

    Anyone know if Condotels (Condo/Hotels) are a good investment? Cash flow wise or appreciation wise? Thought it might be a good idea to have the flexibility of staying in your condotel for weeks or months in your retirement at the same time as collecting revenue when you are not there. Any...
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    Advice on Home Equity Line of Credit

    Thanks for your advice. I'll definitely shop around for better rates.
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    Advice on Home Equity Line of Credit

    We have a home near Palm Springs and am currently applying for a Home Equity Line of Credit as we don't want to sell but want some equity. Anyone have any advice whether to go for the Adjustable Rate or Fixed Rate? Given that we are Canadians, the Adjustable rate is for interest only and is...
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    Stories of TRULY YOUNG ERs Under 40s

    CF - being a fellow Canadian to another, what do you think is a realistic goal to retire by 45?
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    Isn't the Grass always Greener?

    Martha - this is my problem...I have not inside...no spirit as they say.  I guess people always made comparisons to others growing up.  Need to work on getting spirituality.
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    A Way to Discover your Hobbies and Interests

    Anyone know of a test or personality test that will guide you toward hobbies and interest just as one did when taking aptitude test to figure out what careers to steer towards? For example, if one has a creative personality, they tend toward having hobbies and interests that are creative in...
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    Isn't the Grass always Greener?

    Isn't it true that when you're working, you envy those that are ERed. And people who have ERed AWHILE envy those that work (particularly those that are ENJOYING their work)? It seems that the Grass is ALWAYS Greener on the 'other side' regardless of your situation. Is this true for anyone?
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    do u love your job? r u there because of security and benefit?

    SteveR - are you saying you are bored? No challenges? Perhaps you can make the next 14 months alittle more pleasant by offering to do other things at work? 14 months is a lot of time to be very very tired of doing it. Just a thought.
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    Stories of TRULY YOUNG ERs Under 40s

    Martha - your 'what do you want from life' is the million dollar question.  If I knew I guess I wouldn't be searching for the 'unattainable'.  Perhaps you too can advise me on how to get to this point. As for how old?.....early 40s.......mentally..in my 20s:)
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    Stories of TRULY YOUNG ERs Under 40s

    I'd love to know how you came to this . I'd love to reach this state of mind. Perhaps you are right that we need the 'stuff' to escape. Perhaps you can advise?
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    Stories of TRULY YOUNG ERs Under 40s

    Wab - so what is your new number now?
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    Stories of TRULY YOUNG ERs Under 40s

    So for you - you'd have the CHOICE to give millions to charity. No problem here. It's all about CHOICES and freedom to do whatever you wish. If it sounds unattainable, let me know.
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    Stories of TRULY YOUNG ERs Under 40s

    So what is the number now?
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    do u love your job? r u there because of security and benefit?

    Wow, your post is making me think hard about ERing....or at least take some vacation:) What is your planning time line to ER to pursue your 'misses' and your 'help others'.
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    Stories of TRULY YOUNG ERs Under 40s

    Shiny- I understand what you're saying and you're right about the travel and the materialistic pursuits. But I guess it really comes down to having the CHOICE to stay at whatever star hotel you want. It sure is nice to know that you CAN but you choose not to. Quite different than if you can't...
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    Stories of TRULY YOUNG ERs Under 40s

    I think you're right.  Given that hypergrowth and inheritance are basically out of one's control, my strategy has been lots of leverage.  And from the recent boost of the real estate market, it's helped alot.  The question is managing this in the near future.
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    Stories of TRULY YOUNG ERs Under 40s

    Figured that one had to be entrepeneurial and/or lucky to make it under 40. Wanted proof that it is definitely not the norm. LBYM can work but not quite as much fun. So the goal for me is to ER under 50. Isn't the goal to ER AND live really comfortably? What's the fun ERing but needing to...
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    Stories of TRULY YOUNG ERs Under 40s

    Any under 40s that are ER and want to share how they did it? Particularly those that are living comfortably (more than 50K a year)? Given the parameters, there may be few on this forum. If there are limited replies, perhaps we can 'raise the bar' to the under 50s that are ER ;)
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    FI on the down low???

    Wow newyork lady....how did you do this?
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    The Number

    How do you search or find the Net Worth Polls as per above as I have not come across this. Sorry for the question, bu I am pretty new at this.
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