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    Kitchen Light Mystery

    In 2019 we remodeled our kitchen and replaced our kitchen light. It went in the same spot on the ceiling and we used the same wiring, original to the house, built in 1955. The new light is LED, 3 strips on each side, each side fed by a transformer. A few months ago one side of 3 strips went...
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    Medicare Part D changes for 2024

    Just got the Annual Notice of Change from my Aetna Silverscript SmartSaver Part D plan. This is the one that many of us have because it was the least expensive premium cost for the last couple of years. I got an email about this being available and I will probably get a printed copy in the mail...
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    July 30th, 1983 40 Years ago today

    Today is the 40th anniversary of moving into our home. Ten years ago on July 30th, 2013 (30th anniversary) I posted this - https://www.early-retirement.org/forums/f27/july-30-1983-thirty-years-ago-today-67710.html We are still here! We've done a few more improvements, a new kitchen in 2019 and...
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    Medicare Part D changes for 2023

    For 2022 I have Aetna SilverScript SmartRx. Many other members have this one because it the one that's only $7 to $8 a month. I just got the renewal information for 2023. The name is changing to SilverScript SmartSaver and the price is going from $7.10 to $5.10. Nice! The 2022 deductible is...
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    T-Mobile Money SAVINGS acct paying 1%

    If you already have a T-Mobile Checking account, you can now open a Savings Account, paying 1%, FDIC insured. I found out about the checking account on this forum last year and it pays 1%. If you have a T-Mobile phone plan and make 10 debit card transactions a month the checking has been paying...
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    Aetna Part D with Instamed payment

    In 2021 and now also in 2022 we have Aetna for our Part D plans. On the Aetna website there is a link to pay with Instamed. I set up Instamed to pay the bill by autopayment. Aetna is supposed to post their bill on the 7th and then Instamed says they will pay the balance on the 9th or 10th with...
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    My 1st Roth Conversion

    I've been planning on doing this all year and since I've never done this before I thought I would check here and see if I'm missing anything. I have a very part-time job, making around $4,500/year. Since 2010 I've put my entire gross income into an IRA. Most years it went into a Roth but in...
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    ACA 2021 Plan Preview available

    https://www.healthcare.gov/see-plans/#/ You can put in your info and see plans, costs and subsidy amounts before open enrollment. We are both on Medicare now but I always found the preview to be helpful. You can adjust income levels easily and see the difference it makes in your subsidy...
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    Covid-19 antibody testing of blood donations

    I've been a blood donor for a long time and now, starting yesterday, all donations of blood, platelets and plasma with be tested for Covid-19 antibodies. Even though I've had no symptoms or exposure that I know about, I'm curious to see if I have antibodies. Wouldn't that be nice...
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    Fraudulent Unemployment Application

    Someone filed for unemployment benefits using my son's name. We found out about it because paperwork came here to our house, where he hasn't lived in a very long time. The paperwork showed they used his name, SSN and our address, no email and no phone number. He's had the same address since he...
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    Can you solve my MagicJack issue?

    We've had Magicjack for 10 years, it's been fine for what we need. We are on our third unit, bought last year as the earlier one got flaky. Everything has been fine until a few weeks ago. When our son calls from his IPhone the call disconnects after 30 seconds. He calls right back and then 30...
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    Medigap pricing-Community pricing vs Attained Age Pricing?

    I start Medicare Feb 1, 2020 so I've been shopping and learning. I've decided on a Medigap Plan G. I thought I was all decided on AARP/United HealthCare for $114.22/mo. I liked that they use Community Pricing. Then I talked to Boomer Benefits. They were very helpful, answered a lot of...
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    ACA 2020 Plan Previews started today

    Just checked and it's updated for 2020. https://www.healthcare.gov/see-plans/
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    StarKist Class Action Payment

    Got this email last week from PAYPAL - KCC Class Action Services, LLC has sent you $2.38 USD. This amount represents your total payment in the Hendricks v. StarKist Co. Settlement. This payment is the Settlement Benefit to which you are entitled for the eligible claim in accordance with the...
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    New hip coming on Sept 18th

    I'm getting a total hip replacement done on Wed. Sept 18th. This is not my first one, I had the other side done in 2014. My previous surgery was done through the side (lateral approach) and my recovery included the restriction about bending past the 90 degree point. This was one of the toughest...
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    New Gas Range shopping

    We finished our new kitchen and that included replacing the refrigerator and dishwasher. So far we've kept the old gas range. Everything works well and it looks fine. But it's white, from 1992, and all our new things are stainless steel. I'm not in a hurry to replace it, I want to take some...
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    HSA contribution with SS pre Medicare?

    All my searches lead to articles about not being able to contribute to an HSA once on Medicare. My question is about contributing to an HSA if I am under age 65 and receiving Social Security benefits. If I have an HDHP with HSA can I still make contributions if I start my SS benefit? I will be...
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    Found a 2019 ACA subsidy calculator

    Deleted Nevermind. I realized it only applied to local rates. Mods can delete.
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    Preview of 2018 ACA plans is LIVE

    Just found it this morning. https://www.healthcare.gov/see-plans/
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    Stud finding..Got any hints?

    We are trying to install an 18ft Sunsetter motorized awning. This is replacing an older manual model so we've been down this road before. For the new one all the weight is mounted on the house, the old one was mounted differently and operated differently. This new one needs to be securely...
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    Our son got married in China

    Quick recap, copied and pasted from some of my earlier posts in Feb. - Our 30 year old son met a young woman when he was in Kauai in Jan 2016 and she lives in Beijing, China. It’s hard to make this a simple explanation but I’ll try. She is an English speaking tour guide for tourists mostly...
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    Son lost his ACA insurance

    I'm posting about this because it's one of those Healthcare.gov vs insurance company vs consumer odd situations and I'm hoping someone here has a hint of how to solve this. My son is 30, this is his fourth year buying his insurance through Healthcare.gov. It's all gone well for him until this...
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    Thoughts on turning 62

    Today’s the day, I’m now 62! Some birthdays have been tough to get through, 50 was a hard one for me. But this one I’m CELEBRATING! I’m just feeling like this one is a mile marker. I think it’s related to Social Security. I wasn’t eligible for SS until about age 53 in 2008 when I finally...
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    Preview 2017 ACA plans now active

    https://www.healthcare.gov/see-plans/ You can input basic info without entering your personal info or staring an application. You can go back and change your income to see how it changes your subsidy. I haven't gone through the process yet to see how our current plan has changed. There are...
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    Looking for advice for Inherited IRA

    Dad died last month and left his Traditional IRA for my sister and I to split 50/50. He had his investments with Wells Fargo and had worked with the same advisor for over 30 years. He was living in assisted living for 3 years and then a hospice facility, paying for it out if his investments so...
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