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Indoor dining is now generally accepted as a prime source of Covid-19 transmission, so has been banned where I live. Outdoor dining is relatively safe and remains legal. However, with winter on the way and temperatures falling, it is less and less comfortable; so many restaurants are reacting...

It's for suckers. I confess, I previously tipped as high as 10%; but after reading this article, no more. :banghead:

"My Arts Degree Hasn't Made My Fortune" Gosh, what a sense of entitlement. Call me reactionary, but I found this attitude questionable.

Don't be! According to The Guardian, we are just "middle-class people using rising property prices and a buoyant stock market to become a new leisured aristocracy". "Can anyone retire in their 30s? Meet the people who say yes". I liked the following analogy:

A recent article provides reasons for ending the practice tipping in restaurants, which the author persuasively argues is dysfunctional ("It’s no longer clear that tipping is producing the benefits that motivate the system"). The article links to a blog entry, Observations from a Tipless...

Worth reading: "Hotels' tip the housekeeper campaign draws ire from a public suffering tipping fatigue". I have difficulty understanding the hotel's position: Given its acknowledgement that the room rates it charges are already sufficient to allow Marriott to pay its staff decent wages - which...

A few years back, on the thread http://www.early-retirement.org/forums/f26/been-so-long-50752.html, we had a brief discussion on how big a boat has to be. Englishman Roger Barnes has recently published The Dinghy Cruising Companion: Tales and Advice from Sailing a Small Open Boat (2014). It's...

Nothing really new here, but a decent summary nonetheless: "Ten money tips for people entering the work force".

Lucy's latest column may be of some interest: When a longer working life is good for us all. I must say that she failed to convince me that postponing early retirement is desirable. I have always been resistant to the imposition of "structure", and have no particular need for "status"...

Well, looks like this fellow's mother has a [-]bizarre[/-] interesting rationale for spending everything: Love & Money - WSJ.com. Personally, I'm not sure that things are as bad as he believes. In the first place, the inheritance will presumably be some time in coming, and perhaps his...

I just came across this 2007 blog comment on a Harvard Business Review article: Harvard’s Breakthrough Idea: Don’t Pay Dividends! ::: Capital Flow Watch. Unfortunately, I can't access the original HBR article (not without paying a $6.50 fee, anyway). But reportedly it advocated the...

Extracted from Straight-Talk-Express: Personal Finance News from Yahoo! Finance: Of course, the problem with the above analogy is that while the vast majority of auto mechanics have considerably more knowledge and experience about vehicle maintenance than does the average car owner/driver...

"Everyday folks tell their stories about hard economic times": America's Money: In their own words - Michael Landis: A second job to pay the bills (1) - CNNMoney.com I don't mean to be judgmental, but many of these people seem to be blaming their circumstances on everyone but themselves. And...

A new initiative to promote the savings habit: America Saves Week. Funny to see this juxtaposed against the [-]spend 'til you drop incentive[/-] Economic Stimulus Act rebate. Of interest, the Canadian government has just announced a new tax-free savings plan...

Oh, those wacky boomers! An article from today's Globe & Mail: Financed by the Bank of Ma and Pa.

Just when you thought consumerism couldn't get any worse, now the jewellry marketing types have come up with another play on the wedding ring: the 'push present', a 'reward' for women who procreate. (1) http://www.nytimes.com/2007/12/06/fashion/06push.html?_r=1&oref=slogin (2)...

Here's an article that may hit home for some: globeandmail.com: Unwanted: early retirement Extract:

Another bizarre article from Ben Stein: http://finance.yahoo.com/expert/article/yourlife/54620. Perceived problem: some of his "friends" have little or no visible means of supporting themselves, and are therefore lazy (Q.E.D.). His solution: forced labour camps, where shiftless young people...

The first step in the Your Money or Your Life plan suggests that you "make peace with your past" by tallying up every cent (okay, dollar) you’ve ever brought in. You are then told to calculate and contrast your net worth. The idea is to ask yourself "where did all that money go?" ... which may...

Obviously it is full of generalizations, but this article is thought-provoking: Retirement's racial divide: Blacks less prepared - Personal Finance - MSNBC.com. I certainly agree with this extract:

Yet another article on high income wage-slaves: Scraping by on $150,000 a year - MSN Money

In an article entitled "Will Your Retirement Fund Lose Steam? [http://finance.yahoo.com/focus-retirement/article/103653/Will-Your-Retirement-Fund-Lose-Steam?mod=retirement-post-spending], the author correctly makes the point that inflation gradually but significantly erodes the purchasing power...

Here is a link to an "E-book" in PDF format, by Ernie Zelinski (author of The Joy of Not Working and The Lazy Person's Guide to Success): http://www.real-success.ca/ebooks/The_437_Best_Things_Ever_Said_about_Retirement.pdf. There are some interesting quotations (some in favour of early...

"Although there are lots of adjustments to be made, the divorce rate among retired couples is only in the single digits. In fact, 60% of couples report that there is (ultimately) an improvement in their marriage after retirement." Retirement And Marriage - Forbes.com