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There once was an investor so bright, He knew when to sell and when to buy right, He made all the right moves, And never had anything to lose, Now he’s retired and living in delight.

Bond fund dividends: spend or reinvest in this market For retirement income, I've been automatically directing my IRA bond fund dividends to my money market account; then from there withdrawing a portion to our checking account for spending. I've been thinking about making a change...

We have 2 sons both mid-30s both married. We plan to buy a house for the younger, not working, disabled son to live in rent free. We'll own the house and will add it to our revocable trust assets. So, upon my & DW's death the trust will distribute equally to the 2 sons. (Maybe the younger son...

We're replacing our deck. A couple of guys will have worked on it for 3-4 weeks. A couple of other guys joined them later and will spend 10 -15 days helping. If you tip this kind of labor, how would you come up with an amount?

Three Ways Money Buys Happiness https://tinyurl.com/y2cyuqy9 From the article: "2. Spend your money on others. Research shows that spending money on others provides a greater happiness boost than spending money on ourselves. For example, researchers gave money to undergraduates, instructing...

Quoting from the Sept 2020 issue article: "...the 1918 influenza epidemic 'left almost no discernable mark on the US economy'...'mostly modest and temporary', report coauthors Frydman and Benmelech, professors at Northwestern University's School of Management.... While conditions are different...

I'm looking at this IRS page: https://www.irs.gov/businesses/small-businesses-self-employed/estimated-taxes And, quoting: "Who Must Pay Estimated Tax Individuals, including sole proprietors, partners, and S corporation shareholders, generally have to make estimated tax payments if they expect...

http://finance.yahoo.com/news/champions-401-k-lament-revolution-183900145.html Some quotes: "...didn’t anticipate that the tax-deferred savings tool would largely replace pensions as big employers looked for ways to cut expenses." "Some say it wasn’t designed to be a primary retirement tool...

I'm going on 4 years of ER and once in awhile previous bosses and co-workers populate my dream life. Why is this? How about you?

I just got my annual enrollment worksheet for my Health & Welfare Plan provided by Aetna today. The Aetna Select plan for my wife & I increased from $804 this year to $1014 for 2017. I figured it would go up, but I didn't think 25%! What's the answer?

A friend of mine said he felt that his wife, who was still working, thought less of him after he retired. He felt that she acted as if he was lazy and wasting time. I happen to know they are very well off and do not need the wife's income, so it wasn't a matter of money. I am curious as to...

Mine is "Money For the Rest of Us", by J. David Stein. He's a former chief investment strategist and portfolio strategist, but retired early at age 48. He's very well-read and interesting to listen to. Today's episode #50 was about early retirement. Here's a quote from his summary, "Work and...

"In a trio of studies published Sunday, scientists reported that they reversed aging in the muscles and brains of old mice — simply by running the blood of young mice through their veins". "All the researchers warned that people hoping to reverse aging shouldn’t get any wild ideas about...

Three days ago I tossed out the ashtray and the lighters and quit cold turkey. I have some nicotine lozenges on hand but have not had to use any (yet). Over my lifetime I've 'quit' before: once for 3 years, and more recently for 1 year .... then gone back to smoking. I know I need to make it...

I like to keep a container of peanuts under the seat of my pickup. A couple of days ago I found the plastic lid had been chewed through; a mouse had gotten in them! So, I threw out the peanuts, got some more and put them in a tin canister (the kind with a friction fitting lid). The next day I...

I finally got through to Healthcare.gov and saw the choices for my family (wife and me). Here are the minimum monthly premiums: Bronze-$997, Silver-$1167, Gold-$1360, Platinum-$1613. I currently have a retiree plan from megacorp at $720 which goes up to $866 in 2014. I never bought...

I was interested to see how today's CD rates compared to the past. See attached chart. Thought I'd share. Inflation data from: Historical Inflation Rate | InflationData.com CD rate data from: Bank CD Rates Graph

As I count down the days to retirement, I'm getting this strong desire to get back into motorcycling. I grew up with bikes, but haven't had one since about 1995. I found my old leather jacket in the basement closet and I can still get into it. I'm dreaming of the day trips, destinations and...

Let's say you've run FireCalc and determined the amount of money needed to fund retirement. And, you've got this appropriately diversified for a retirement portfolio. Now, let's say there's some extra money. How would you (or do you) invest this? (1) stop playing the game and put it in CDs...

I searched this question on the web and found info for federal employees but nothing for those working at Megacorp. I was wondering if anyone here, like myself, is giving (or gave) thought to this question so as to maximize their company's retirement benefits.

I'm paying about $4000 per year in health insurance costs for me & family for a PPO Aetna plan at megacorp. What should I budget for annual costs when I retire? I'm currently 58.

I want to know the dollar amount of waiting till I'm 66 to collect SS vs. what I'd get at 62. Specifically, I plan to stop working at 57. At the SS Online web site they show the montly benefit if one starts collecting at age 62. I also want to know what I'd collect if I waited to receive...

I'll be 55 this October; DW is 2 yrs younger. We both work and our combined income is $150,000. Combined retirement savings is currently $1,200,000. We also have $90,000 in non-retirement savings. No debt other than $123,000 mortgage (have $300,000 of equity). I figure I'll work until...