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  1. nphx

    Macular Degeneration and Kindle

    My 92 y/o mom loves to read and her vision is fading. With new glasses she does 15 minute sessions of reading. For a non tech oriented person like my mom- can someone with kindle experience advise on the learning curve if I can train her to turn on and navigate through book pages and if...
  2. nphx

    Mom needs to move...

    At 87 mom agrees she needs assistance with daily life. Her terms are that house must be sold before she moves and with built in guilt " i wont be happy anywhere else". Lucky for me my significant other is accepting to have mom move to AZ to home or assisted living. All children are from...
  3. nphx

    How can private party file lien on property

    A retaliative i helped with home down payment had a divorce and home sold then dough was split and evaporated on both sides. He is still family. has 80k debt in school loans and good job. Now is in need of of 3500 to fund a bank account where he can qualify for a 2% student loan refi down from...
  4. nphx

    Off Grid Accidentally

    Home paid off and new home build with cash. I unknowingly ended up with a AMEX and VISA business and enjoy ridiculous (for me) 75k credit limit.... Well costco mandates visa and my AA card is switching to mastercard... both costco business and personal citibank visa decline me. I have assets...
  5. nphx

    Good problem - bad timing, capital gains and taxes

    My SO did FIRE but has some income that has her in the 15% tax bracket. This year she sold a condo owned 20 years and had a capital gain of 120k - too bad she rented 3.5 years out of the last 5. This would become income? Other coincidence is owning Yahoo and with Alibaba sale expecting...
  6. nphx

    new slant on pay off mortgage question

    I am currently building a new home and have been paying cash as I go. I received some advice to take a loan from my 401k and pay myself back at about 6%. Apparently this is a legal rate (max rate) and strategy – any one have experience?
  7. nphx

    KVAR unit as energy saver

    I recently had reason to revisit what the ‘buzz’ was behind KVAR units and my engineering side had me reading docs and understanding the concepts. What I surmise is that some standard run capacitors locally (house side of the meter) handles power on surges that your motors (ac, refrig, pool...
  8. nphx

    Dealer Intervention Items

    As a DIY person I often get “blocked” when trying to purchase home improvement or automobile components. For example Home/Office Alarms, AC Systems, Garage Doors/Springs, auto body parts/electonics and now home Windows …. Sheesh what a pain when you try to eliminate 2x/3x/4x markup. I...
  9. nphx

    Propane tank for home?

    I am building and there is only electric - no gas lines. Does anyone have a propane tank (buried) to feed their home - and is it worth it over electricity? I would use it for tankless water heater feeds and as an option for heating (im in arizona).
  10. nphx

    France lifts retirement age to balance pension books- when in US ?

    How do you ER hopefulls deal with the irresponsible elected officials?
  11. nphx

    elder care - life alert

    Mom asked for one, so now i am looking for a pendant type of "life alert" i have fallen and cant get up service. Any recommendations? For office and home alarms i switched over to watchlight.com (less than $10 per month). I trust it but have insurance... for mom I want a well trusted brand...
  12. nphx

    rental car rates

    I had a travel adjust and need to leave on day 4 of a 5 day trip. Rebooking the car reservation is $180 more than keeping it a day. I guess i know the answer.. returing on day 4 will cost me more than the agreed 5 day price? Anyone deal with this before?
  13. nphx

    Disney Death

    Sorry for the "heavy posting". I lost my dad last week. It was unexpected but he was in his late 80's. Once he was considered critical, it seems like there was many resources available to choreograph a "right sized" grieving and good bye sequence. He wasnt going to regain conciousness, and he...
  14. nphx

    shanghai container load - shopping tourisim

    I am in the planning stages for a new home build. Since I am acting as general contractor I am very intimate with material costs. I understand the risks of Chinese toxic drywall, but I am very interested in the sources listed on alibaba.com for my “minimalist contemporary” build. Recent news...
  15. nphx

    Vacant Land Insurance

    I was fortunate enough to close on two adjacent lots from two seperate forclosures. If you are really bored in "fire" you should try coreograph that from two seperate entities some time... its a real blast. Anyway, my question is on insurance. These are "view" lots and one has a foundation...
  16. nphx

    Fake E-R website huxter

    Dang, im in the biz and i fell for it. On a new pc i opened a similarly named website (I dont suggest you visit it - but it ends in .com instead of .org) and tried to use my password. Dang dang. it's not the real website but looks like it. I bet they steal usernames/passwords and spew spam on...
  17. nphx

    France in August

    I tried to get a reasonable fare to our nations capital but the carriers are very proud of that destination - so i book a round trip to paris and a dc lay over for 150 beyond their dc coach rate. Good job airlines. ... On the bright side i can spend a few days in Paris. been a few times and...
  18. nphx

    Can I get the UAW deal?

    In exchange for my tax dough and future being pi@@ed away i woudl like to get 55% ownership in Federal Land. Oh - and as a sweatner toss in a few billion to wash away my bad decisions to date.
  19. nphx

    Real Estate/Legal Forms

    I bumped into this resource by accident First American Title Seems to be a nice source of real estate related forms and power of attorney.
  20. nphx

    protecting assets- umbrella/liability insurance?

    I played hooky today and went skiing. Had a minor bump with someone on the slope - we both brushed it off... but what if they were injured or unethical... What insurance protects you in these types of cases?
  21. nphx

    Startup in a Weekend

    I am going to be participating in the upcoming event in Phoenix 17 Oct and also am loosely assisting in help spread the word. http://phoenix.startupweekend.com , if you’re out of town there’s a series across the nation http://startupweekend.com/ Startup Weekend is a jam session where a group...
  22. nphx

    home security

    Arrggh … second nuisance property theft this year. This time they took a tailgate off a truck (geez it was beat up anyway and I need to apologize to the chap who lost his so I can buy a replacemnt one off ebay) in my back yard and a floor jack that leaked within a minute of lifting a load. My...
  23. nphx

    Assisted living directory

    My parents asked me to look into assisted living options in Arizona where I live. I've physically visited Sun City and searched on line but i cant find anything like an impartial "top ten" list or even a good comparison matrix. Lists I do find seem to include supporting member facilities...
  24. nphx

    spammer in Personal Mesages

    I changed the url so not to help them out - but please get the accoutn kicked: -------------------------------------------------------------------------------- http://www.early-retirement.org/forums/members/jessie-10139.html Hi,I'm new here, how's it going?"Buddhism has the characteristics of...
  25. nphx

    Pre Paid Credit Card/ Gas Card or Credit Card

    I want to offer some employees a gas card as part of annual raises - but i want to limit the $ and not deal with accounting... Any recommendations at prepaid credit cards that wont take a big% for convenience , credit cards w/no annual fees but a web administered cap limit or another simple...
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