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  1. S

    Where were you in September 2008?

    Was with BearS. at the time. Saw the world as I know it crumble. Against every instinct, I bought into the market and picked up real estate in the crushed areas. Survived the 'merger' with 80% attrition rate, lived to tell the tale. Between this and the two bombings at the WTC, I've burned...
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    ER takes a divorce detour

    First punch in the nose stops the bully all the time. For me, when I finally broke something in me changed and all of a sudden I changed to a new person. Bam, no more Mr. nice guy. Salaryman
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    ER takes a divorce detour

    Maybe Love is the ultimate investment. Past performance is no guarantee of future performance. Sometime you ride a bull market and have dividends or you get hit with a correction and take a haircut.
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    ER takes a divorce detour

    I believe you are right about taking the chance and about kids. Despite our differences, we are very proud of the wonderful kids that came. If it hadn't been for the kids, I would not have had the fulfilling life that I had. As for losing, I didn't get married thinking it would turn out this...
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    ER takes a divorce detour

    **** happens, sometimes it doesn't. You can't wall yourself off due to fear.
  6. S

    ER takes a divorce detour

    Dammar, thanks again for good counsel. I too have seen the damage when the lawyers hijack the process.
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    ER takes a divorce detour

    letj, I'm not gay LOL. 'Gay divorcee' is a quaint term used to describe happy divorced people. Was not being literal.
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    ER takes a divorce detour

    Dammar iviv et al, you are all right. I did come here for advise and wisdom. Much appreciate the candid feedback. I am exposing myself here in hopes of learning from you all and to gain different perspective. It's quite unsettling and am feeling vulnerable. At end of day, it's able the kids...
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    ER takes a divorce detour

    Early on. Also she was an illegal. I got her citizenship as well. I thought she would change, I guessed wrong.
  10. S

    ER takes a divorce detour

    She wanted to improve her career prospects and wanted to go to school when the kids were still young. I encouraged her, paid for her tuition and raised the kids during time she went to school and worked nights at the hospital. I had a full time job, and picked up the kids from daycare to care...
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    ER takes a divorce detour

    SecondCor, Will check this out with atty. I'm in same situation, 15 years in 3 kids looking at asset split and 15 years of payments. Don't really mind the payments, but the assets were all created by me which kinda stings. But that's the price of freedom, and if I can do it the first time I can...
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    ER takes a divorce detour

    All the money went to the lawyers.>:(
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    ER takes a divorce detour

    I know what you mean. I've busted my butt at work to a point where they will flex and allow me to work remotely. Current plan is to work in Ny a week in a month so I'm near kids 2 wkends and 1 week in between. If this doesn't work I'm planning on going back to management consulting so that I can...
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    ER takes a divorce detour

    Excellent idea. I'll keep this in my back pocket for later. Not that I'm counting on it, my family is comfortable which may mean that I may receive assets when my parents pass on. Whether I buy the annuity for her or pay her from the rental income stream, this will get me out from the financial...
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    ER takes a divorce detour

    Very valid point. Ex is a Tiger mom and while I'm more easy going, I do enforce fairness. So far, discipline has not been a point of contention between us or kids. Will try to keep it that way, but I don't foresee this as something that I will let happen. That said, when the kids reach their...
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    ER takes a divorce detour

    Unfortunately, I had to force the issue and get her agreement during a session with a court appointed mediator. She agreed to signing the application for kids passports when the divorce is finalized. Also had to get her to agree that I may take the kids abroad during time with me. You are right...
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    ER takes a divorce detour

    Yep, getting some great feed back. Appreciate the info and knowledge transfer.
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    ER takes a divorce detour

    Thanks Rickt. Appreciate the well wishes.
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    ER takes a divorce detour

    Funny. Heard this one other day. What are the three rings of marriage: -engagement ring -wedding ring -suffer ring
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    ER takes a divorce detour

    Oh man, if I can just go back in time 15 years and tell my younger self what I know now how different this all might have been. I thought that I'd be married forever and that thing will all work out. At least I'll be able to better counsel my kids when they decide to settle down later. But at...
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    ER takes a divorce detour

    Glad to hear that you did well with stock and career. As for 2008, it still feels like yesterday. OSFI vs FRB/FDIC/OCC wasn't really the main factor in my humble opinion, rather the risks were greater in the U.S.
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    ER takes a divorce detour

    Kcowen, I stayed in it for 15 years because of what I thought it help the kids when I knew 10 years ago that this would not work. As a matter of fact, family and close friends who knew of mysituation have not understood why I stayed in til now. If I was allowed to live my own life within the...
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    ER takes a divorce detour

    I misunderstood your post. Was pretty harsh but your friends all stated that this was not meant to be mean spirited. I apologize.
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    ER takes a divorce detour

    Amen to that.
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    ER takes a divorce detour

    WF is fine. Does not have the most aggressive portfolio and product mix. Be wary of that blowhard Cramer. Take what he (and other talking heads as well) says with a grain of salt. Just because he yells louder doesn't make him more right. Your opinion is as valid as his.
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