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I was watching the Belmont Stakes race yesterday (of course my horse did not win), and saw a commercial for Brighthouse SmartCare. Looks like a hybrid universal lift/LTC plan. Cursory view of their site shows the following (Hybrid vs. Traditional LTC plan: No premium increase Death benefit...

I have been in sales with my current company for over 12 years. Never had many problems with my commissions/bonus. Recently got a new manager, and getting commissions/bonus is becoming a challenge. A little background: They set our targets Jan 1 of each year. If we go over for the quarter, we...

FYI. If anyone has Tmobile, you can sign up for a year of free MLBTV Signup between March 27 through April 2 https://www.t-mobile.com/mlb There are a couple minor caveats, so read the FAQ. If you are concerned about local blackouts, google "unlocator"

My dentist put in a 4 tooth bridge (lower rear molars) about 4 years ago. It has fallen off once, and broken once. Yesterday the front anchor tooth broke. Dentist told me he could build up the crown, and put a post in to support a new bridge, for a mere $4000. I have already put this amount...

How does ACA work if a person has the ability to purchase insurance from a former company (state employee), when retired? Is it possible? Do they lose subsidies?

Hi, Looking for help with in-laws finances. A little back story: FIL-80 MIL-76, Healthy FIL had a massive stroke about a year ago, and is currently in a nursing home. Can't speak, or use left side of body. Prognosis unknown, but not great. They have always held financial matters "close to the...

I am in the process of purchasing an older building to use as an art studio for my hobby. There is currently a space for the workshop, along with an existing tenant upstairs. The tenant will basically be paying my mortgage, etc. After talking with agents, my head is spinning, and i am having a...

I had a bridge put in by my family dentist a few months ago. Shortly after, I started experiencing discomfort/tooth pain. He tried a few "adjustments", and finally referred me to an Endodontist. The Endodontist says I need to have a root canal performed on the tooth under the bridge (did some...

I have a little hobby business of turning liquor, wine and beer bottles into drinkware, candles, vases, etc. There are some bottles that have plastic type labels. Skyy vodka, Pinnacle Vodka, Ketel One, etc. The labels are a bear to get off, and leave an adhesive residue once the label is...

My DS is away at college. He is leasing a house with 2 other guys. They signed a lease in ~Jan 2010 to move into a house for fall semester. They were planning on moving in July 1, and were expected at that time to provide a $400 security deposit plus first and last month's portion of their...

I had to replace my Sears Craftsman 1/2 HP garage door opener with a newer one. The one I replaced was about 12 years old, but pretty much the same style as the new one. I have 2 (3 function) remotes from the old unit (the new opener came with 1 single function remote), and cannot get them to...

I see a lot of articles stating retirees living on 60-70% of pre-retirement income. Just curious what the retirees here might be living on?

I recently switched my IRA from Schwab to Vanguard. There was a chat feature on Vanguard that I used to communicate with VG associates. The chat now appears to be gone...anyone know if this is the case, or am I missing something?

Just curious why she has never raced in the Kentucky Derby. Anyone know why?

My 1st year college son was just mailed an invitation to join Phi Sigma Theta Honor Society. The fee is $50. I just did a quick look at their site, and didn't see much benefit to joining. Anyone familiar with this honor society, and is it worth joining? I guess worst case, it would look good...

I watched the segment on 60 Minutes last night about the Bloom Box: The Bloom Box: Energy Breakthrough or Silicon Valley Hype? - Digits - WSJ Seems like it is a lot of hype, but I am far from a scientist. Any "science types" wanna weigh in on this?

I am currently 45. The thought of early retirement never really crossed my mind until about 3 years ago. I just figured one saved $$ in a 401K, and worked until one could collect SS. I changed jobs about 4 years ago. About a year into my job, a new colleague was hired. He was about 60, and...

Just curious about napping habits...:)

Anyone use this service? Snippet from their site: It is $99 per year (or $9.95 per month), just wondering if anyone here finds any value in this service. Site: Asset Allocation, Retirement Investing, ETF, Vanguard, Index Funds, Investment Software - MarketRiders

MagicJack's next act: disappearing cell phone fees by AP: Yahoo! Tech I see lawsuits flying around soon.

I have a neighbor in my subdivision, that has decided to put a privacy fence and pool in his back yard. The layout of our lots is unique to say the least (due to the layout of our subdivision's streets, and lots). The back of his house faces the side of my house, and his lot cuts diagonally...

Saw this in the newspaper this weekend. If all the global money supply (M3, which includes more than currency) in the world was divided equally among all the people in the world (6.8 billion), how much would each person receive?

Hypothetical question: Lets say my company develops a product, and takes it to market (without patent). Competitor X copies the idea and begins selling like product. While all this is going on, my company decides to patent the idea. What would be my company's recourse with competitor X? And...

Just curious. If you have retired early, at what age did you do so? Me, I still have 10-15 more years of work :(

I have started using MS Outlook 2007 for my contacts. Many days I may make dozens of calls in a particular zip code. While doing calls I transfer between my contacts, calendar, and inbox, etc. I will go down through my contact list which is sorted by zip. When I move out of contacts and...