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    Any real estate agents here?

    I just reviewed the same page from the sale of my house (by the same agent) from last summer and she had put 100 percent of earnest money goes to seller, which leads me to believe she may have just made a mistake this time. Now, on the 250.00 fee, I will need to ask her about that. Thanks very...
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    Any real estate agents here?

    Thank you all very much. Do you mind me asking if any/or all of you have a background in real estate? I've done business with the realtor in the past and I want to make sure before firing her. We're in the preliminary stages and I have not signed anything yet. Thanks again,
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    Any real estate agents here?

    I'm getting ready to sell a rental property and I was looking over the papers. A couple of things caught my eye. 1- If the buyer were to back out of the sale, this contract says the earnest money would go to the broker. Is this typical? 2- Listed is an additional transaction fee (other than...
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    Are there any insurance professionals here 2.0

    Thanks everyone for you suggestions I appreciate it.
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    Are there any insurance professionals here 2.0

    About a year ago I wrote here requesting help with another ( similar) question. This time it relates to umbrella insurance. I have 5 acres with a 26 x 66' shop and a separate house foundation ready for framing. I sold my house last August and put a 5th wheel on this property while I build this...
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    Are there any insurance professionals here?

    Thanks everyone for your input. I think I'll shop around (even if the next company has the same exclusion). RDW
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    Are there any insurance professionals here?

    This is the definition they supplied: "Dwelling means the building on the residence premises used as your primary residence." It's not much help for answering my question. Thanks to both of you for the response. RDW
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    Are there any insurance professionals here?

    A year ago I bought a property with an old mobile home on it. I do not currently live on the*property and never have.* Last summer I built a large shop with a room attached to it for a home gym (with toilet and shower). This summer I intend to build a house on the same property. I have removed...
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    Thoughts about selling my rental and buying reits?

    Thanks everyone for your input
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    Thoughts about selling my rental and buying reits?

    I don't know much about reits in terms of the up and down cycles. Obviously real estate has seen major appreciation in the past 8 years or so. I've owned a duplex in Oregon for about 6-1/2 years and I really don't like being a landlord (the politicians*in Portland keep coming up with new laws...
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    Coming up with cash for an offer on a house

    Thanks everyone for some great suggestions. I am going to mull them over and I'm sure one of them will work out well. This website is an excellent resource to pick the brains of a lot of financially Savvy individuals. Thanks again
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    Coming up with cash for an offer on a house

    I'm looking for a very specific type of real estate (a small house on 2 acres or less in an area where most of the lots are between 5 and 10 acres. To make it every harder the area I'm looking is a 7 mile long valley). When said property does come up for sale I would like to be able to pounce on...
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    Venting about ACA and requesting suggestions

    Thanks for everyone's input. Lot's of food for thought.
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    Venting about ACA and requesting suggestions

    I very seldom post at this website but read it often because it's made up of people that are bright and well educated. Over the years I have learned a lot here. This post is mostly venting and a little bit asking questions. I live in Oregon and just shopped for my health care for 2019. (61 year...
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    Tom Petty Dies at age 66

    Netflix has... An excellent documentary on him. I think it runs almost 4 hours long. I had forgotten just how many great songs he had done over the years.
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    Managed results...your Fired?

    What does your broker recommend (instead of bonds) for fixed-income investment?
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    Good Bye Forum

    Too long. The First 40 seconds were pretty funny but after that? Not so much. This is getting Waaaaaaayyyy off subject but I'd say the same thing about 95% of YouTube video's (even though I find YouTube very useful and entertaining). One persons opinion,
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    Good Bye Forum

    Yeah, she has some potential but her videos could use some major editing
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    Dedicated computer for online banking

    Thanks everyone for all of your great suggestions! Bob
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    Dedicated computer for online banking

    Apologies if this has been covered but I only stop by this site periodically. I want to buy an inexpensive computer that will not be used for anything excerpt banking and dealing with my brokerage account. Would a cheap tablet work? Would a netbook be better for this. Since there won't be...
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    Refi or pay off mortgage with cash

    Thanks for the replies. I'll try some different search terms and see what I can come up with. I have considered the sell and rent idea but I'd have to move twice and that's a big job. Cheers, Bob
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    Refi or pay off mortgage with cash

    I'm 55 and my girlfriend and I have split up and we have joint ownership of the house. House was purchased around 10 years ago for 210,000. I think the current value is around 180,000 (after putting tons of improvements into it, but that's another story). She has choosen to live in another town...
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    Best way to transition into bonds?

    Thanks (everyone) for the feedback! I've learned a bit about mutual funds over the years but have not paid much attention to the in's and outs of the bond market. Bob
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    Best way to transition into bonds?

    There are a lot of people here and collectively a ton of knowledge so I'm hoping I might get some investment advice. I want to retire in about 5 years when I'm in my mid-50's. I plan to do it early with personal savings and not touch my pension until age 62. When I'm retired I'd like to be...
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