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    Any real estate agents here?

    I'm getting ready to sell a rental property and I was looking over the papers. A couple of things caught my eye. 1- If the buyer were to back out of the sale, this contract says the earnest money would go to the broker. Is this typical? 2- Listed is an additional transaction fee (other than...
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    Are there any insurance professionals here 2.0

    About a year ago I wrote here requesting help with another ( similar) question. This time it relates to umbrella insurance. I have 5 acres with a 26 x 66' shop and a separate house foundation ready for framing. I sold my house last August and put a 5th wheel on this property while I build this...
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    Are there any insurance professionals here?

    A year ago I bought a property with an old mobile home on it. I do not currently live on the*property and never have.* Last summer I built a large shop with a room attached to it for a home gym (with toilet and shower). This summer I intend to build a house on the same property. I have removed...
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    Thoughts about selling my rental and buying reits?

    I don't know much about reits in terms of the up and down cycles. Obviously real estate has seen major appreciation in the past 8 years or so. I've owned a duplex in Oregon for about 6-1/2 years and I really don't like being a landlord (the politicians*in Portland keep coming up with new laws...
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    Coming up with cash for an offer on a house

    I'm looking for a very specific type of real estate (a small house on 2 acres or less in an area where most of the lots are between 5 and 10 acres. To make it every harder the area I'm looking is a 7 mile long valley). When said property does come up for sale I would like to be able to pounce on...
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    Venting about ACA and requesting suggestions

    I very seldom post at this website but read it often because it's made up of people that are bright and well educated. Over the years I have learned a lot here. This post is mostly venting and a little bit asking questions. I live in Oregon and just shopped for my health care for 2019. (61 year...
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    Dedicated computer for online banking

    Apologies if this has been covered but I only stop by this site periodically. I want to buy an inexpensive computer that will not be used for anything excerpt banking and dealing with my brokerage account. Would a cheap tablet work? Would a netbook be better for this. Since there won't be...
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    Refi or pay off mortgage with cash

    I'm 55 and my girlfriend and I have split up and we have joint ownership of the house. House was purchased around 10 years ago for 210,000. I think the current value is around 180,000 (after putting tons of improvements into it, but that's another story). She has choosen to live in another town...
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    Best way to transition into bonds?

    There are a lot of people here and collectively a ton of knowledge so I'm hoping I might get some investment advice. I want to retire in about 5 years when I'm in my mid-50's. I plan to do it early with personal savings and not touch my pension until age 62. When I'm retired I'd like to be...
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    Transitioning part of portfolio into fixed income?

    I'm hoping to get some input from investors on the best way to go from 100% security's to the fixed income market. A summery of where I'm at: I would like to retire in 4 years at age 55. I would be penalized if I tap into my union benefits before age 62 so I'll leave that alone until then. I've...
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