Search results

That will probably cost more than a Money Manager!

Our current coverage is State Farm $5M for $925.

I just looked at Vanguard PAS. While the 0.3% fee seems interesting, PAS is only for a few funds. In the case of the general PAS they (4 of them) are VTI Total Stock Market ETF, BND Total Bond Market ETF, BNDX Total International Bond ETF, VXUS Total International Stock ETF. That means a lot...

Just had an offer yesterday from Allstate for $593 for 5M. Of course that's with 2 cars and a home; total of $7840 so that might explain the low cost.

All, I spend much of my financial-thinking time on - after I'm gone. How will my wife manage her finances. Like most of you, I do it myself today. There will come a time when either I can't do it or I'm not here to do it. What then? I'm not a fan of paying for a financial planner but I...

Thanks. I read that.

Thanks that's good to know.

I finally got it. Thanks for your note.

All, I have been watching my I-Bond purchase from last April (2023) and looking for some interest payment. I have read it's paid twice a year and will show as an addition to your I-Bond principle. But on TreasuryDirect it shows my original purchase of $10,000 is still $10,000. I was thinking...

Retired to learn to play golf I played a few times with cheap clubs when I was in college. Then life, marriage, kids, work all hit. But when I retired we. moved to a golf community that like Frankin's also has seven courses. My wife and I started playing at an index of 30 for her and 23 for...

Tax Account Said don't bother. Tax Account Said don't bother. So I never did.

Tesla Model Y I got my first Tesla, a Model 3, in 2019. Still have it and love it. As good or better than my next favorite car a 1969 Alfa Spider that I had in college. We bought a Model X in 2020 but never did really like it. We sold it and bought a Model Y in 2023 when they dropped the...

I would add that a deep dish place "Poppa Del's" in Urban Illinois from my grad school days at the U of I in the late 70's was very special. They're gone now I think.

Monical's is our favorite US based chain. Their crust is super thin and crusty. It makes the ingredients stand out and that crunch...mmmmm.

Neapolitan pizza. I make it at home once a week. I cook on a pizza steel at 550˚F in my oven or on the Primo Grill.

Remeber Diabetes is a chronic disease. The more you can do to slow it down, no matter what your current status is, the better for your long term health. Don't let anyone tell you, you're only 105 blood glucose. It doesn't matter. It takes decades to develop diabetes so it's best to start...

Isn't it more about how you live than how long you live? Everyone hits their final decade at some point no matter how long you live. I want to live that decade in as good of physical- and mental-health, and enjoyment as possible. That means not counting on genetics (we can't choose our...

We have owned thee Tesla's; M3, MX, and MY. When I get in a rental or loaner car that is an ICE, I feel like being asked to give up my smart phone for a old Nokia phone. I hate driving the ICE. Way to many knobs and controls, the noise, the smell, filling up at gas stations, the amount of...

You don't think oil companies are subsidized?

Best ICE was my last ICE! Proud owner of two EV's since 2019. They can crush any ICE. They cost almost nothing to maintain - seriously almost nothing. I fuel them with sunlight for free (well in three more years absolutely free). Today at current electric rates ($0.12 per kWh), I get $0.04...

Ok so back to Calculators I'm surprised no one mentioned the free calculator at Early Retirement Now. I have tried all the calculators listed plus a couple others that were excellent including Income Strategy which was recently bought out by T. Row Price so it only available through them...

I have a little different take than most people here. I believe there is no such thing as too low of an LDL. I suggest you spend $18 on Amazon and buy Dr. Peter Attia's book Outlive. His practice is in providing the absolute best state of the art healthspan care. They help you live your life...

Please be aware that inflation is "loosing money". There is no difference. The impact to your savings is identical and it is permanent where as asset declines are temporary. You may have relatively lower inflation where you live but the result of inflation when it occurs will be to loose...

The latest HP's are good to -14F My SIL in Boston just replaced an old gas furnace with a HP. The HP is good to -13F. This winter they had one of the coldest stretches in years, a few days at about -10F and we're perfectly comfortable. Also even below -13F the heat pump still runs and still...

Answers to some of your questions. I buy a lot of Brokered CD's at Vanguard. I have ladders in both my brokerage account and my t-IRA. I can safely say the reason there are a lot of CDs available at any term you want is because Vanguard wants to make them available to you. So their Fixed...