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Retired a year and still getting up a 6am, anyone else? What time do you wake up now that you retired and why? DW thinks it's odd to sleep until 10 am, I think that is what should be normal. Unfortunately we do not have room darkening shades due to a half moon window, so sun up I'm up.

As a scientist I have always questioned much of observational research that concludes this is good or this is bad.....Here is an attempt to review some of those studies......I can not support or disprove these statements but it is not surprising that the observational studies are suspect...

2 Years has Passed and finally decided to retire, today is my last day. Ready to move to next Phase........I think........ Have reviewed with several FAs.....all say no issues.....not using a FA...still a DIY investor...

Well I am in for the 8 week pass, did not try for the 1 year pass. Imagine eating for an entire year lunch and dinner for $1 per day ;D

CAN'T SEE ANY MOVIES.... Purchased Movie Pass 2 months ago worked fine than.... They implemented surge pricing where you pay extra to see a movie during peak times which is pretty much all weekend. Than they run low on $$$ so the application you use to get your movie is going down all the...

Anyone own a houseboat? The kind the move on a lake, not the ones anchored in a marina. Looking at possible retirement lifestyle on a houseboat (summer only) 2-3 nights at a time, than back home. Any tips...did I miss anything? I owned a runabout about 20 years ago. Would want at least 2...

Not sure I would want to spend 9+ years in LTC: "Insurers told AALTCI of one male policyholder who has received about $1.6 million in LTCI benefits, over a period of 9 years and 10 months. The man paid $4,474 per year for the coverage, and he paid premiums for just 6 years and 6 months before...

Had a dinner last night and got a pitch for Modified Endowment Contract. Guaranteed 3% per year, A+ rated insurance company, liquid after the 1st year, life insurance benefit plus a dividend paid every year to put yield close to 4% and no tax deferred until distribution. Yada, Yada, ...... Hmm...

Been here awhile but getting close to retire date (i moved from July 2017 to Jan 2018) Looking for ideas on bridging from 62 to 70 Social Security with low risk, low cost. Risk Profile Moderate risk moving more conservative as no paycheck. Have investigated and interested in building a Floor...

Is a MYGA 3.00% (A- rated) 6 year vs 2.5% CD (FDIC insured) worth it (risk/reward) for fixed income allocation and a 3.15% MYGA (B++ rated) 5 year vs 2.35% CD?

I am retiring end of August and will need to choose a pension election. We should have more than enough outside to sustain our projected lifestyle (i.e. 34x expenses, can be flexible, 71x non discretionary expense not counting a pension). I am 55 DW 54 (she has 7K pension starting next year...

DW and I are retiring this year and both have deferred comp plans. She will have a lump sum of $178K distributed this year and I will have $65K next year with 25K distributed annually for the following 5 years. These are pre tax and therefore be taxed as income, 55 YO and 54 YO. Can we save...

How to define won the game (inspired by burned more than once) based on an extremely low risk investment AA and still come up with 100% success rate at age 100? I would say based on investment AA of 0% stock, using estimated spending (high end of estimate), age to 100 with 100% success rate on...

Based on the election promises, I would expect that tax rates will be going down for the majority of us. As a result I was wondering what steps might be good to take assuming that rates will be lower for at least 2+ years? Assuming Retirement in 2017 and/or 2018? Roth conversion? Capital...

My niece is traveling North America in this: TINY HOUSE giant journey - Making North America our own backyard https://www.societyofgrownups.com/blog/tiny-house-giant-journey