2013 401(k) limit: $17,500; catchup unchanged

FSA rules drove me nuts.

I love the HSA. If you are HDHP w/HSA, you can also have a limited purpose FSA, but I'm not biting. Even more restrictive rules than the old FSA.
 
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Thanks for the tips on the FSAs. Off to go re-read the docs on our HR site.

The ortho is offering interest free payments... Except for the first lump sum (which won't qualify for FSA since I didn't have FSA set up this year.)

No discount for full payment up front (I asked.)

Fortunately, #2 son has fairly straight teeth.
 
Fortunately, #2 son has fairly straight teeth.

We were in the same situation in that our 2nd one didn't need any teeth straightening whereas #1 needed a lot doing.
 
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