You did the right thing. Now you can retire on your terms instead being pushed along.
My outfit sounds like Kaufman's. Union and all.
I have the union stuff to contend with as well....but they are between the
rock and the hard place as far as my craft is concerned and need to keep
me on staff to cover even basic operations.
I wish I had done more of the "right thing"....I played the I fund when it
first came around back when you could make unlimited moves in the TSP.
Then they pulled that rug out from under us (like that was really hurting their
fingers typing on the keys to change our positions) on that ability. I moved into the "G" fund ever since. I have very little tolerance for risk. So my gains in the TSP are not large....but my losses were zero. It was fun to watch the
Europe markets close and know what the US market would do before the open.
I have house paid for, I have the 28 yr FERS $18k/ annum pension, and at this point I would have the FERS supplement for 16 months. At that point I am certain I will need the Social Security (age 62) as income along with about
$1k per month from my TSP just to maintain some resemblance of my current lifestyle.
Then my spinning mind makes me re-do all the math and calculate the
FERS pension based upon the 1.1 percent of my high three and what that
would be if I work until I am 62. The dang ole carrot dangled in front of the donkeys' nose trick....well it would gross me an additional $280 a month for life.
The question is, IS IT WORTH IT? (not shouting, just accentuation)
Or should I take the $980 a month supplement for the next 16 months and laugh all the way out to the pasture NOW?