kfindley79
Dryer sheet aficionado
- Joined
- May 4, 2010
- Messages
- 38
A little about me...
Due to genetics and my own perception, I stress too much over whether or not we are saving enough and I find myself not enjoying the little things because I am too focused on tomorrow. In addition to this, we hope to start the rest of our family this year so there is a focus on "tidying up" our finances.
Our current situation...
My wife and I turn 31 this year and are really beginning to crank up our savings. Right now, we are saving $400 per month each in Roth IRAs as well as 7% in 401k (wife) and 5% in 457 (me). Both have stable jobs plus we have an emergency fund of 3-4 months worth of expenses.
The one question that continues to elude me is - Are we saving enough? Can anyone really answer this for me or is it truly unique to the individuals involved?
Kristopher
Due to genetics and my own perception, I stress too much over whether or not we are saving enough and I find myself not enjoying the little things because I am too focused on tomorrow. In addition to this, we hope to start the rest of our family this year so there is a focus on "tidying up" our finances.
Our current situation...
My wife and I turn 31 this year and are really beginning to crank up our savings. Right now, we are saving $400 per month each in Roth IRAs as well as 7% in 401k (wife) and 5% in 457 (me). Both have stable jobs plus we have an emergency fund of 3-4 months worth of expenses.
The one question that continues to elude me is - Are we saving enough? Can anyone really answer this for me or is it truly unique to the individuals involved?
Kristopher