bdelgaudio
Dryer sheet wannabe
- Joined
- Aug 3, 2013
- Messages
- 10
Hey guys,
I am about to enroll in my 401k at work. Looks like there are some good options but nothing to great. They are Below:
Specialty:
BlkRk Natrl Rsrc Tr Inst (MAGRX) Exp Ratio= .86%
FnklnTmp Glbl Bd Adv (TGBAX) Exp Ratio- .66%
NeuBer RealEst Inst (NBRIX) Exp Ratio - 1.11%
International Stocks
NW Intl Indx Inst (GIXIX) Exp Ratio - .33%
Okmrk Intl I (OAKIX) Exp Ratio - 1.06%
Opp Devl Mkt Y (ODVYX) Exp RAtio - 1.03%
Smallcap Stocks
Jns Triton T (JATTX) Exp Ratio -.95%
Midcap Stocks
Prncpl MdCap Blnd Inst (PCBIX) Exp Ratio - .65%
Vngrd Extnd Mkt Indx Sgnl (VEMSX) Exp Ratio - .14%
Largecap Stocks
JPM Val Advtg Inst (JVAIX) Exp Ratio - 1.03%
NeuBer Eq Inc Inst (NBHIX) Exp Ratio - .71%
Tchstn Sands Cap Inst Gr (CISGX) Exp Ratio - .80%
Vngrd 500 Indx Sgnl (VIFSX) Exp Ratio - .05%
Then there is Balanced options using T rowe price retirement target date funds but high expense ratios.
Bonds:
DFA Intmd Govt FxdInc Inst (DFIGX) Exp Ratio - .12%
FidAdv Hi Inc Advtg Inst (FAHCX) Exp Ratio - .78%
MetroWest Ttl Rtn Bd I (MWTIX) Exp Ratio - .41%
NeuBer Strat Inc inst (NSTLX) Exp Ratio - .90%
I am 27 years old so i know i can be aggressive. just not sure what my allocation should be. Small percentage in bonds or all stocks?
For stocks, looks like a smart idea to give with Vanguard Extended Mkt Index signal for mid cap, Vanguard 500 for large cap and possibly the GIXIX for international stock. Trying to figure out some good % to put towards each option. Let me know your take on this.
I am about to enroll in my 401k at work. Looks like there are some good options but nothing to great. They are Below:
Specialty:
BlkRk Natrl Rsrc Tr Inst (MAGRX) Exp Ratio= .86%
FnklnTmp Glbl Bd Adv (TGBAX) Exp Ratio- .66%
NeuBer RealEst Inst (NBRIX) Exp Ratio - 1.11%
International Stocks
NW Intl Indx Inst (GIXIX) Exp Ratio - .33%
Okmrk Intl I (OAKIX) Exp Ratio - 1.06%
Opp Devl Mkt Y (ODVYX) Exp RAtio - 1.03%
Smallcap Stocks
Jns Triton T (JATTX) Exp Ratio -.95%
Midcap Stocks
Prncpl MdCap Blnd Inst (PCBIX) Exp Ratio - .65%
Vngrd Extnd Mkt Indx Sgnl (VEMSX) Exp Ratio - .14%
Largecap Stocks
JPM Val Advtg Inst (JVAIX) Exp Ratio - 1.03%
NeuBer Eq Inc Inst (NBHIX) Exp Ratio - .71%
Tchstn Sands Cap Inst Gr (CISGX) Exp Ratio - .80%
Vngrd 500 Indx Sgnl (VIFSX) Exp Ratio - .05%
Then there is Balanced options using T rowe price retirement target date funds but high expense ratios.
Bonds:
DFA Intmd Govt FxdInc Inst (DFIGX) Exp Ratio - .12%
FidAdv Hi Inc Advtg Inst (FAHCX) Exp Ratio - .78%
MetroWest Ttl Rtn Bd I (MWTIX) Exp Ratio - .41%
NeuBer Strat Inc inst (NSTLX) Exp Ratio - .90%
I am 27 years old so i know i can be aggressive. just not sure what my allocation should be. Small percentage in bonds or all stocks?
For stocks, looks like a smart idea to give with Vanguard Extended Mkt Index signal for mid cap, Vanguard 500 for large cap and possibly the GIXIX for international stock. Trying to figure out some good % to put towards each option. Let me know your take on this.