FIRE_hopeful
Dryer sheet wannabe
- Joined
- Jul 2, 2015
- Messages
- 10
I work for a megacorp and am invested in their 401K program. The program has always offered several institutional funds. Recently, the 401K plan gives participants the ability to transfer funds through a moneylink conduit and invest in any of the mutual funds in the Fidelity investments portfolio.
While the 401K institutional funds seem to have good performance numbers and very low ERs, much of the details are shrouded. I like many of Fidelity's funds, and of course, the info on these funds is quite comprehensive. My question is this: Is there something about 401K institutional funds that cause them to be a significantly better deal as compared to retail funds like those of Fidelity's?
While the 401K institutional funds seem to have good performance numbers and very low ERs, much of the details are shrouded. I like many of Fidelity's funds, and of course, the info on these funds is quite comprehensive. My question is this: Is there something about 401K institutional funds that cause them to be a significantly better deal as compared to retail funds like those of Fidelity's?
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