Hello, everyone!
I’ve lurked for a while, but decided to introduce myself after reading GusLevy’s introduction on 5/15/08. Mine is similar story, though with significantly less dollars!
I’m an immigrant who came to the US for school. Worked for several years after graduation, went back to school for an MBA, and changed careers to financial services. After almost 15 years in this field, I’m close to FIRE. That could be as close as one year away to three years away. I find myself less motivated after a new manager and downsizing have left me with longer days (and less pay) on the trading floor at work.
I’m single and 47 years old, and became a US citizen several years ago. I live way below my means, as I've never bothered to keep up with the Joneses. I should have about $2MM in assets in a year, plus employer stock options well out-of-the-money due to the turmoil in financial services. (MM = million; out-of-the-money = currently worthless)
I struggle with precisely when to pull the trigger on retirement, though it’s probably on the shorter side of the one-to-three year range. While FIRECalc shows me to be fine, escalating healthcare costs and other unknowns encourage me to build a bigger cushion. Also, the thought of being retired for 30-40 years is a little intimidating, though I have plenty of outside interests. At some point, I might choose to return to my former (pre-MBA) career as a hobby, though that may be a pipe dream.
I really appreciate the civil and supportive tone of this board. Retiring early is unusual, and is great to find this sensible group with whom to discuss the prospect. Thank you!
I’ve lurked for a while, but decided to introduce myself after reading GusLevy’s introduction on 5/15/08. Mine is similar story, though with significantly less dollars!
I’m an immigrant who came to the US for school. Worked for several years after graduation, went back to school for an MBA, and changed careers to financial services. After almost 15 years in this field, I’m close to FIRE. That could be as close as one year away to three years away. I find myself less motivated after a new manager and downsizing have left me with longer days (and less pay) on the trading floor at work.
I’m single and 47 years old, and became a US citizen several years ago. I live way below my means, as I've never bothered to keep up with the Joneses. I should have about $2MM in assets in a year, plus employer stock options well out-of-the-money due to the turmoil in financial services. (MM = million; out-of-the-money = currently worthless)
I struggle with precisely when to pull the trigger on retirement, though it’s probably on the shorter side of the one-to-three year range. While FIRECalc shows me to be fine, escalating healthcare costs and other unknowns encourage me to build a bigger cushion. Also, the thought of being retired for 30-40 years is a little intimidating, though I have plenty of outside interests. At some point, I might choose to return to my former (pre-MBA) career as a hobby, though that may be a pipe dream.
I really appreciate the civil and supportive tone of this board. Retiring early is unusual, and is great to find this sensible group with whom to discuss the prospect. Thank you!